Punjab & Sind Bank Personal Loan in Chandigarh

Last Updated : May 4, 2018, 4:25 p.m.

About Punjab & Sind Bank Personal Loan Chandigarh

Personal loans are unsecured loans which customers apply to fulfill their personal requirements. Be it a wedding in the family, funding for higher education, travelling abroad or simply a vacation etc. The personal loans are disbursed as per the eligibility criteria of the borrower which depends on various factors like repayment capacity, age, income and the city where the loan gets disbursed.

Punjab & Sind Bank Personal Loan Chandigarh at a glance

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Personal Loan:

• Salaried class employees and pensioners are eligible to apply for personal loan.

• The minimum age limit of the borrower should be 21 years whereas the maximum age limit for salaried class Government/PSU employees should be 60 years, for salaried class private employees should be 65 years and for pensioners should be 70 years.

• The guarantee for the personal loan stands from the Third party/ mutual guarantee/ guarantee of spouse/ Major son.

Documents Required

The salaried employees as well as pensioners need to produce the following documents while applying for personal loan.

• Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport

• Address Proof- Utility bill/Passport/Aadhar card/Voter ID

• Income Proof – Latest Salary Slip/ ITR/Form-16

• Bank Statement – Last 3-6 Month Bank Statement

To know more details, visit Personal Loan Chandigarh

Address of Punjab & Sind Bank Branches in Chandigarh