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Punjab & Sind Bank Personal Loan in Jaipur

Punjab & Sind Bank Personal Loan in Jaipur

Last Updated : April 7, 2017, 5:51 p.m.

About Punjab & Sind Bank Personal Loan Jaipur

Personal loan is an unsecured loan that Punjab & Sind Bank Indore sanctions as per the eligibility criteria of the borrower. The loans are disbursed depending on the credit worthiness of the borrower. The personal loans are provided at attractive interest rates with a repayment period upto 5 years.

Punjab & Sind Bank Personal Loan Jaipur at a glance

Interest Rate11.15% - 12.75%
Loan AmountFor Salaried Class:

Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less
For Pensioner:
(a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3 lacs, whichever is less.
b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less.
TenureUpto 5 years
Processing FeeOne-Time:
1.0% of the loan amount.
Pre-payment ChargesMinimum prepayment charges

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Personal Loan:

  • Salaried class employees and pensioners are eligible to apply for personal loan.

  • The minimum age limit of the borrower should be 21 years whereas the maximum age limit for salaried class Government/PSU employees should be 60 years, for salaried class private employees should be 65 years and for pensioners should be 70 years.

  • The guarantee for the personal loan stands from the Third party/ mutual guarantee/ guarantee of spouse/ Major son.

Documents Required

The salaried employees as well as pensioners need to produce the following documents while applying for personal loan.

  • Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport

  • Address Proof- Utility bill/Passport/Aadhar card/Voter ID

  • Income Proof – Latest Salary Slip/ ITR/Form-16

  • Bank Statement – Last 3-6 Month Bank Statement

To know more details, visit Personal Loan Jaipur

Address of Punjab & Sind Bank Branches in Jaipur

Branch NameComplete AddressIFSCMICRContact Number
Station Road Jaipur12 - Park Street, Station Road, Jaipur - 302006PSIB00001353020230020141-2624714
Jaipur, Vaishali Nagar
B55 Gautam Marg, Hanuman Nagar Vaishali Nagar, Jaipur - 302021
Jaipur L.B.S.College
L.B.S College, Jaipur, Rajasthan - 302004
PSIB00006073020230030141 2624714
Specialized Retail Lending01mohan Tower Vidyut Nagarajmer RoadjaipurPSIB0021405NON-MICR9829791037
KukasNational Highway No 8, Bus Stand, Kukas, Distt Jaipur, Rajasthan 302028PSIB0021480NON-MICR9680404385

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