Punjab & Sind Bank Personal Loan in Lucknow

Last Updated : May 4, 2018, 4:28 p.m.
About Punjab & Sind Bank Personal Loan Lucknow
Are you looking for a standardized personal loan product which can solve all your varied needs? Consider Punjab & Sind Bank Personal Loan Lucknow which help you to transform your personal needs into reality. Give your needs a strong support and that can be availed from personal loans. The monthly installments which accommodate your pockets and that too comes with an affordable interest rate.
Punjab & Sind Bank Personal Loan Lucknow at a glance
| Particulars | Details | 
|---|---|
| Interest Rate | 11.15% - 12.75% | 
| Loan Amount | For Salaried Class: Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less For Pensioner: (a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3 lacs, whichever is less. b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less. | 
| Tenure | Upto 5 years | 
| Processing Fee | One-Time: 1.0% of the loan amount. | 
| Pre-payment Charges | Minimum prepayment charges | 
Eligibility Criteria
The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Personal Loan:
- Salaried class employees and pensioners are eligible to apply for personal loan. 
- The minimum age limit of the borrower should be 21 years whereas the maximum age limit for salaried class Government/PSU employees should be 60 years, for salaried class private employees should be 65 years and for pensioners should be 70 years. 
- The guarantee for the personal loan stands from the Third party/ mutual guarantee/ guarantee of spouse/ Major son. 
Documents Required
The salaried employees as well as pensioners need to produce the following documents while applying for personal loan.
- Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport 
- Address Proof- Utility bill/Passport/Aadhar card/Voter ID 
- Income Proof – Latest Salary Slip/ ITR/Form-16 
- Bank Statement – Last 3-6 Month Bank Statement 
To know more details, visit Personal Loan Lucknow
Address of Punjab & Sind Bank Branches in Lucknow
| Branch Name | Complete Address | IFSC | MICR | Contact Number | 
|---|---|---|---|---|
| Alam Bagh Lucknow | Alam Bagh , Lucknow – 226005 | PSIB0000412 | 226023003 | 0522-2456688 | 
| Char Bagh, Lucknow | Char Bagh, Lucknow | PSIB0000916 | NON-MICR | 2228639 | 
| Gomati Nagar, Lucknow | Gomati Nagar, Lucknow | PSIB0000917 | NON-MICR | 2456688 | 
| Lda Colony Lucknow | St.Anns Day School Sector F L.D.A Colony, Kanpur Road Lucknow | PSIB0000776 | 226023008 | 0522-2431419 | 
| Hazrat Ganj, Lucknow | 11 M.G.Road, Hazrat Ganj, Habibullah Estate, Lucknow, Uttar Pradesh - 226001 | PSIB0000166 | 226023002 | 0522 2228639 | 
| Pioneer Montessori School, Vikas Nagar, Lucknow | Pioneer Montessory School, Vikas Nagar, Lucknow, Uttar Pradesh - 226004 | PSIB0000778 | 226023007 | 0522-2769105 | 
| Raja Ji Puram, Lucknow | Sri. Dashmesh Guru Singh Sabha Rajaji, Puram, Lucknow, Uttar Pradesh - 226004 | PSIB0000779 | 226023006 | 0522-2411250 | 
| Lucknow Pioner M. I. College, Rakabganj | Pioneer Montessori School, Indrani Nagar, Kundri Rakabganj, Lucknow, Uttar Pradesh - 226004 | PSIB0000790 | 226023007 | 0522-2240175 | 
| Indira Nagar | 14/1 Sagar Deep Building, Indira Nagar, Lucknow, Uttar Pradesh - 226016 | PSIB0000802 | 226023005 | 0522-2711410 | 
| Jagatpur Distt Raebareli | Allahabad Road Jagatpur, Rai Bareilly, Uttar Pradesh-229402 | PSIB0020959 | NON-MICR | 0522-2614260, 9451383204 | 
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