RBL Bank Personal Loan Kolkata - Rates March 2024, IFSC, Eligibility, EMI

RBL Bank Personal Loan in Kolkata

About RBL Bank Personal Loan Kolkata

If you are looking for an affordable personal loan in Kolkata but the search is very time-consuming and affecting your purpose, it is the time for you to seal the deal with RBL Bank. Yes, the personal loan offered by this bank can really surprise you as the maximum amount you can get is one of the highest available in the market. Also, a loan borrower desires an interest rate that he can afford and here at RBL Bank, the personal loan interest rate is one of the lowest interest rates in the market. So, have a look at the documents checklist and apply now at your nearest RBL Bank in Kolkata.

RBL Bank Personal Loan in Kolkata at a Glance

Interest Rate14.00% - 23.00%
Loan amountUp to ₹20 lakhs
TenureUp to 5 years
Processing Fee3% of Loan amount Charges for late payment of EMI 2% additional interest per month on overdue EMI

Eligibility Criteria

The eligibility criteria to apply for a personal loan at RBL Bank in Kolkata is as follows:

  • Minimum net monthly income of ₹25,000 per month
  • Minimum age at loan sanction – 25 years. Maximum age at loan maturity – lower of 60 years or retirement age.
  • Work Experience of minimum 1 year at current employment and 3 years of total employment experience.

Documents Required

Below is the documents checklist that an applicant must have at the time of applying for a personal loan at RBL Bank is as follows:

  • PAN Card – For Individual
  • Identity Proof – Any one (Voter ID / Driving License / Passport)
  • Address Proof – Any one (Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement)
  • Relationship Proof (if required)
  • Passport Size Photographs
  • Any other valid Photo ID card issued by central or state government
  • Latest 6 months Salary credit Bank Statements
  • Income Proof
  • Bank statements

For more information, read Personal Loan Kolkata

Address of RBL Bank Branches in Kolkata

Branch NameComplete AddressIFSCMICRContact Number
Kolkata-Thapar HouseThe Ratnakar Bank Ltd, First Floor, Thapar House, 25 Barbourne Road, Kolkata-700001RATN0000161 7001760029833666862
Jl Nehru Road KolkataThe Ratnakar Bank Ltd, Ground Floor, Horizon Building, 57 Jawahar Lal Nehru Road, Kolkata 700 071RATN0000167 NON-MICR224302060
Gariahat - KolkataRBL Bank Ltd., 9/3A, Gariahat Road, Ground Floor, Kolkata - 700019RATN0000196 RATN0000196 61156300
Kalakar Street - KolkataRBL Bank Ltd., 19, Basak Street, (Kalakar Street), Kolkata - 700007RATN0000197 70017600561156300

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%