About RBL Bank Personal Loan Kolkata
If you are looking for an affordable personal loan in Kolkata but the search is very time-consuming and affecting your purpose, it is the time for you to seal the deal with RBL Bank. Yes, the personal loan offered by this bank can really surprise you as the maximum amount you can get is one of the highest available in the market. Also, a loan borrower desires an interest rate that he can afford and here at RBL Bank, the personal loan interest rate is one of the lowest interest rates in the market. So, have a look at the documents checklist and apply now at your nearest RBL Bank in Kolkata.
RBL Bank Personal Loan in Kolkata at a Glance
Particulars | Details |
---|---|
Interest Rate | 14.00% - 23.00% |
Loan amount | Up to ₹20 lakhs |
Tenure | Up to 5 years |
Processing Fee | 3% of Loan amount Charges for late payment of EMI 2% additional interest per month on overdue EMI |
Eligibility Criteria
The eligibility criteria to apply for a personal loan at RBL Bank in Kolkata is as follows:
- Minimum net monthly income of ₹25,000 per month
- Minimum age at loan sanction – 25 years. Maximum age at loan maturity – lower of 60 years or retirement age.
- Work Experience of minimum 1 year at current employment and 3 years of total employment experience.
Documents Required
Below is the documents checklist that an applicant must have at the time of applying for a personal loan at RBL Bank is as follows:
- PAN Card – For Individual
- Identity Proof – Any one (Voter ID / Driving License / Passport)
- Address Proof – Any one (Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement)
- Relationship Proof (if required)
- Passport Size Photographs
- Any other valid Photo ID card issued by central or state government
- Latest 6 months Salary credit Bank Statements
- Income Proof
- Bank statements
For more information, read Personal Loan Kolkata
Address of RBL Bank Branches in Kolkata
Branch Name | Complete Address | IFSC | MICR | Contact Number |
---|---|---|---|---|
Kolkata-Thapar House | The Ratnakar Bank Ltd, First Floor, Thapar House, 25 Barbourne Road, Kolkata-700001 | RATN0000161 | 700176002 | 9833666862 |
Jl Nehru Road Kolkata | The Ratnakar Bank Ltd, Ground Floor, Horizon Building, 57 Jawahar Lal Nehru Road, Kolkata 700 071 | RATN0000167 | NON-MICR | 224302060 |
Gariahat - Kolkata | RBL Bank Ltd., 9/3A, Gariahat Road, Ground Floor, Kolkata - 700019 | RATN0000196 | RATN0000196 | 61156300 |
Kalakar Street - Kolkata | RBL Bank Ltd., 19, Basak Street, (Kalakar Street), Kolkata - 700007 | RATN0000197 | 700176005 | 61156300 |