UCO Bank Personal Loan Gurugram - Eligibility, Rates Dec 2023, EMI, IFSC

UCO Bank Personal Loan in Gurugram

About UCO Bank Personal Loan Gurugram

Do you wish to avail personal loans for addressing your family needs? Go for UCO Bank Personal Loan Gurugram which offers immediate delivery of funds in your bank account soon after verification checks of your documents. The flexible tenures help the borrowers to easily plan out their monthly instalments at ease. So, what are you waiting for? Apply now at UCO Bank Personal Loan Gurugram at Wishfin.

UCO Bank Personal Loan Gurugram at a glance

Interest Rate12.80%
Loan AmountUpto ₹ 10 lakhs
TenureUpto 5 years
Processing Fee1% of loan amount (minimum ₹ 750/-)
Pre-payment ChargesNil

Eligibility Criteria

The salaried employees need to fulfill the following eligibility criteria while applying for UCO Bank Personal Loan:

  • The permanent employee should be engaged in services with Govt. / Semi-Govt. / Reputed Public / Private Ltd. Co. /College / Universities / Public Sector Undertaking.

  • The permanent employees should have completed minimum 2 years of service in the same organization.

  • The permanent or confirmed employees should have salaried account with any of the UCO bank branches.

  • The employer of the applicant( permanent employee) need to furnish an undertaking that monthly instalment will be recovered and directly paid to the bank.

  • The minimum age criteria of the applicant should be 21 years and maximum less than 58 years of age.

Documents Required

The borrowers need to apply the following documents for availing personal loan :

  • Identity Proof- Passport, photo pan card, driving license, votes id card, photo ration card

  • Address Proof- Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter

  • Income Proof- Latest Salary Slip/ ITR/Form-16

Other Income Proof for Salaried Individual:

Letter of Authority from Employee authorizing the employer to deduct monthly installment out of salary for remitting to bank and Letter of Undertaking from the employer for check off facility OR Letter of Authority from employee/ applicant authorsing the Bank to deduct the loan instalment out of the salary routed through branch.

  • Bank Statement- Last 3-6 Month Bank Statement

To know more details, visit Personal Loan Gurugram

Address of UCO Bank Branches in Gurugram

Branch NameComplete AddressIFSCMICR Contact Detail
Civil Lines286/1, Civil Lines, Delhi Alwar Road, Gurugram, Haryana-122001UCBA00010441100280450124-2320787
Greenwood CityProperty No.104, Greenwood Plaza, B - Block, Greenwood City, GurugramUCBA00019101100280540124-2381206
SohnaBye Pass Ward No. 5, Delhi Alwar Main Road Sohna Dist Gurugram, HaryanaUCBA0002531110028075
ManesarAmarapali Corporate Hub J- Block, Sector-2, HaryanaUCBA0002902
Sohana Tauru RoadWard No 2, Vijay Nagarnh-71B, Sohana Tauru Road, GurugramUCBA0003233
PataudiPataudi Ward No.13, Hailey Mandi Road Main Rohtak Hodal Road, Pataudi Haryana-122503UCBA00024281100280740124-2670080

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