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UCO Bank Personal Loan in Jammu

UCO Bank Personal Loan in Jammu

Last Updated : May 4, 2018, 5:17 p.m.

About UCO Bank Personal Loan Jammu

Why not to secure admission of your child in a convent school? Don’t compromise on your dreams but apply for personal loans from UCO Bank Jammu which offers you instant disbursement of cash directly in your bank account. Personal loans at lowest interest rates give you the flexibility to fulfill your personal dreams at your own convenience. With easy documentation and tenures upto 5 years make it possible for you to comfortably plan your monthly installment at ease. So, don’t exert yourself thinking over too much? Apply now at UCO Bank Personal Loan Jammu at Wishfin.

UCO Bank Personal Loan Jammu at a glance

Interest Rate12.80%
Loan AmountUpto ₹ 10 lakhs
TenureUpto 5 years
Processing Fee1% of loan amount (minimum ₹ 750/-)
Pre-payment ChargesNil

Eligibility Criteria

The salaried employees need to fulfill the following eligibility criteria while applying for UCO Bank Personal Loan:

  • The permanent employee should be engaged in services with Govt. / Semi-Govt. / Reputed Public / Private Ltd. Co. /College / Universities / Public Sector Undertaking.

  • The permanent employees should have completed minimum 2 years of service in the same organization.

  • The permanent or confirmed employees should have salaried account with any of the UCO bank branches.

  • The employer of the applicant( permanent employee) need to furnish an undertaking that monthly instalment will be recovered and directly paid to the bank.

  • The minimum age criteria of the applicant should be 21 years and maximum less than 58 years of age.

Documents Required

The borrowers need to apply the following documents for availing personal loan :

  • Identity Proof- Passport, photo pan card, driving license, votes id card, photo ration card

  • Address Proof- Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter

  • Income Proof- Latest Salary Slip/ ITR/Form-16

Other Income Proof for Salaried Individual:

Letter of Authority from Employee authorizing the employer to deduct monthly installment out of salary for remitting to bank and Letter of Undertaking from the employer for check off facility OR Letter of Authority from employee/ applicant authorsing the Bank to deduct the loan instalment out of the salary routed through branch.

  • Bank Statement- Last 3-6 Month Bank Statement

To know more details, visit Personal Loan Jammu

Address of UCO Bank Branches in Jammu

Branch NameComplete AddressIFSCMICRContact Detail
Jammu MainJammu Branch Ashoka Market, Raghunath Bazar, Jammu Tawi- 180001, Jammu & KashmirUCBA00001661800280010191-2573270
Transport NagarTransport Nagar, Po.Bahu Fort, Jammu, Jammu & Kashmir- 180006UCBA00017511800280050191-2476148
DigianaDigiana Branch, Jammu, Jammu & KashmirUCBA00006821800280040191-2430132
Railway RoadRailway Road Branch, Jammu, Jammu & KashmirUCBA00007541800280030191-2433105
Shastri NagarDogra Higher Secondary School, Shastri Nagar, Jammu, Jammu & KashmirUCBA00020391800280060191-2438424
JanipurJanipur Near Dream Land Public School Disco Road Jammu, Jammu & KashmirUCBA0002498180028007
Talab TilloTalab Tillo Uco Bank Bharat Nagar Opposite Sbi Colony, Jammu, Jammu & KashmirUCBA0002502180028008
ChowadiChowadi, Opp Tubewell Vpo Chowadi, Teh District Jammu, Jammu & KashmirUCBA0003265

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