Highlights
- Get the loan at lowest interest rate starting at 10.75%
- With attractive rates enjoy the pocket-friendly EMIs
A personal loan from YES BANK can help you in the times when you want to do something but money is stopping you. You can check your eligibility and apply for a personal loan online as well as offline. In this article, we have focused on the basics yet most important details related to YES BANK personal loan.
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YES BANK Personal Loan Interest Rates January 2023
Below is the table showing the rate of interest, tenure and loan amount on YES BANK personal loan. You may note that processing fee would also attract 18% GST.
| Particulars | Details |
|---|---|
| Interest Rates | 10.75% - 18.00% |
| Loan Amount | INR 1 lakh - INR 40 lakh |
| Repayment | 60 months |
| Processing Fee | 1% of the loan amount + GST |
| Foreclosure Charges | NIL |
| Pre Partpayment Charges | 2% on part payment amount paid |
| Minimum Monthly Income | INR 15,000 |
| Applicant Age Required |
|
Criteria for Getting the Lowest YES BANK Personal Loan Interest Rate
YES BANK offers the lowest rate of 10.75% to customers on fulfilling the following conditions –
- The minimum monthly salary of the applicant should be INR 75,000
- He/she must be working in a CAT A company
- The loan amount should be INR 7,50,000 and above
YES BANK Limited Period Offer
YES BANK is running an limited period offer wherein it offers both fresh personal loan and balance transfer at attractive interest rates.
Ultra EDGE – Eligible customers will get an interest rate of 10.45% per annum for fresh and balance transfer cases.
PL WINBACK – Liability and Asset Relationship customers of YES BANK Limited can get an interest rate of 10.75% p.a.
Other Bank Employees – 10.75%
Salaried Doctors – 10.75% for both fresh and balance transfer cases
Employees Belonging to Pharma Segment – 10.75% for both fresh and balance transfer cases
YBL Staff Offer – 10.75% for fresh and balance transfer cases. The minimum net monthly income should be INR 30,000 to grab such an offer.
All other balance transfer offers will start from 10.75%
NIL FC Offer for ULTRA EDGE and GOLDEN EDGE Segments
YES BANK Personal Loan Customer Care Number
Whenever you want to get in touch with the customer care executives of YES BANK, all you need to do is simply dial 1800 2000 either from your mobile or landline. These experts with their friendly nature and expertise are always there to help and support you. Whether its a feedback, query, concern or complaint, these professionals are there to give you a proper guidance. And, the best thing about these executives is that they are 24×7 available, no matter what.
Yes Bank Personal Loan Interest Rate FAQs
1. What is the current Yes personal loan interest rate?
Currently, Yes Bank offers personal loan interest rates starting at 10.75% p.a
2. What is the interest rate of Yes personal loan 2022?
The interest rate of Yes personal loan 2022 is 10.75%
3. What is the rate of interest of 3 lakh in Yes Bank?
The interest rate on a personal loan of 3 lakh from YES bank starts at 10.75 percent. However, the applicant’s CIBIL score, income, and other significant financial factors are always taken into consideration before deciding the final interest rate.
4. What is the interest of 7 lakh in Yes Bank?
The interest rate on a personal loan of 7 lakh from YES bank starts at 10.75 percent. The rest is dependent on the loan amount, CIBIL score, repayment capacity, and other financial considerations.
5. What is the interest of 5 lakh in Yes bank?
The interest rate on a personal loan of 5 lakh starts at 10.75 percent and it will normally remain the same for different loan amounts. Furthermore, it is dependent on the borrower’s CIBIL score, repayment capacity and monthly income. If your CIBIL score is higher, the bank will be more confident in your ability to repay your debts on time and will offer you a reduced interest rate.
6. What is the rate of interest of 10 lakh in Yes bank?
The Yes bank personal loan interest rate starts at 10.75 percent. Furthermore, it is subject to various factors such as the borrower’s CIBIL score, monthly income, associated organization and repayment capacity
7. What will be the interest rate of Yes personal loan for senior citizens?
The starting interest rate of Yes bank personal loan for senior citizen will be 10.75%
8. What will be the interest rate of Yes personal loan for women?
The interest rate of Yes bank personal loan for women starting at 10.75%.
9. What is the Yes Personal Loan Customer Care number?
The Yes Personal Loan Customer Care number is 1800 1200. You can contact this number for any financial query related to personal loan.
10. How can I negotiate with Yes bank on the personal loan interest rate?
You can negotiate your personal loan interest rates based on your existing relationship with the bank, your CIBIL score and repayment capacity. A greater salary is always advantageous to the candidate to obtain a hassle-free personal loan.