YES BANK Personal Loan Interest Rates


  • Get the loan at lowest interest rate starting at 10.70%
  • With attractive rates enjoy the pocket-friendly EMIs

A personal loan from YES BANK can help you in the times when you want to do something but money is stopping you. You can check your eligibility and apply for a personal loan online as well as offline. In this article, we have focused on the basics yet most important details related to YES BANK personal loan.

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YES BANK Personal Loan Interest Rates January 2022

Below is the table showing the rate of interest, tenure and loan amount on YES BANK personal loan. You may note that processing fee would also attract 18% GST.

Interest Rates10.70% Onwards
Loan AmountINR 1 lakh - INR 50 lakh
Repayment60 months
Processing FeeINR 2499*
Foreclosure ChargesNIL
Pre Partpayment Charges2% on part payment amount paid
Minimum Monthly IncomeINR 15,000
Applicant Age Required
  • Minimum - 22 years
  • Maximum - 60 years/Retirement Age

Criteria for Getting the Lowest YES BANK Personal Loan Interest Rate

YES BANK offers the lowest rate of 10.45% to customers on fulfilling the following conditions –

  • The minimum monthly salary of the applicant should be INR 75,000
  • He/she must be working in a CAT A company
  • The loan amount should be INR 7,50,000 and above

YES BANK Limited Period Offer

YES BANK is running an limited period offer wherein it offers both fresh personal loan and balance transfer at attractive interest rates.

Ultra EDGE – Eligible customers will get an interest rate of 10.45% per annum for fresh and balance transfer cases.

PL WINBACK Liability and Asset Relationship customers of YES BANK Limited can get an interest rate of 10.75% p.a.

Other Bank Employees 10.75%

Salaried Doctors  10.75% for both fresh and balance transfer cases

Employees Belonging to Pharma Segment  10.75% for both fresh and balance transfer cases

YBL Staff Offer 10.75% for fresh and balance transfer cases. The minimum net monthly income should be INR 30,000 to grab such an offer.

All other balance transfer offers will start from 10.75%

NIL FC Offer for ULTRA EDGE and GOLDEN EDGE Segments

YES BANK Personal Loan Customer Care Number

Whenever you want to get in touch with the customer care executives of YES BANK, all you need to do is simply dial 1800 2000 either from your mobile or landline. These experts with their friendly nature and expertise are always there to help and support you. Whether its a feedback, query, concern or complaint, these professionals are there to give you a proper guidance. And, the best thing about these executives is that they are 24×7 available, no matter what.

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