- Get the loan at lowest interest rate starting at 10.70%
- With attractive rates enjoy the pocket-friendly EMIs
A personal loan from YES BANK can help you in the times when you want to do something but money is stopping you. You can check your eligibility and apply for a personal loan online as well as offline. In this article, we have focused on the basics yet most important details related to YES BANK personal loan.
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Table of Contents
YES BANK Personal Loan Interest Rates January 2022
Below is the table showing the rate of interest, tenure and loan amount on YES BANK personal loan. You may note that processing fee would also attract 18% GST.
|Interest Rates||10.70% Onwards|
|Loan Amount||INR 1 lakh - INR 50 lakh|
|Processing Fee||INR 2499*|
|Pre Partpayment Charges||2% on part payment amount paid|
|Minimum Monthly Income||INR 15,000|
|Applicant Age Required|
Criteria for Getting the Lowest YES BANK Personal Loan Interest Rate
YES BANK offers the lowest rate of 10.45% to customers on fulfilling the following conditions –
- The minimum monthly salary of the applicant should be INR 75,000
- He/she must be working in a CAT A company
- The loan amount should be INR 7,50,000 and above
YES BANK Limited Period Offer
YES BANK is running an limited period offer wherein it offers both fresh personal loan and balance transfer at attractive interest rates.
Ultra EDGE – Eligible customers will get an interest rate of 10.45% per annum for fresh and balance transfer cases.
PL WINBACK – Liability and Asset Relationship customers of YES BANK Limited can get an interest rate of 10.75% p.a.
Other Bank Employees – 10.75%
Salaried Doctors – 10.75% for both fresh and balance transfer cases
Employees Belonging to Pharma Segment – 10.75% for both fresh and balance transfer cases
YBL Staff Offer – 10.75% for fresh and balance transfer cases. The minimum net monthly income should be INR 30,000 to grab such an offer.
All other balance transfer offers will start from 10.75%
NIL FC Offer for ULTRA EDGE and GOLDEN EDGE Segments
YES BANK Personal Loan Customer Care Number
Whenever you want to get in touch with the customer care executives of YES BANK, all you need to do is simply dial 1800 2000 either from your mobile or landline. These experts with their friendly nature and expertise are always there to help and support you. Whether its a feedback, query, concern or complaint, these professionals are there to give you a proper guidance. And, the best thing about these executives is that they are 24×7 available, no matter what.