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Allahabad Bank Home Loan in Chandigarh

Allahabad Bank Home Loan in Chandigarh

Last Updated : March 7, 2017, 10:57 a.m.

About Allahabad Bank Home Loan in Chandigarh

When in Chandigarh, looking for any sort of financial help, look no further as Allahabad Bank with its exclusive range of unique products and quality services leaves no stone unturned to give you an unforgettable banking experience. Yes, being founded in the year 1865 with a clear vision to deliver nothing but the best services, it would not be wrong to say that this public sector bank is here to change the game for big players. Yes, that right! With over 3,071 branches located at various locations of the country, the only endeavor of this bank is to reach out all its esteemed customers in best possible way.

Headquartered in Kolkata, this Government of India Undertaking with its handful of financial offerings such as home loan has been making sure to fulfill the desired dreams of many. Yes, no matter in which corner of the world you are, this reputed lender makes sure that you have a hassle-free home loan journey. By offering you this credit facility at competitive interest rate, minimal processing fee and flexible tenures, the main objective of Allahabad Bank is to always remembered for delivering the best.

This is the reason that over the years, the bank has created its own niche in the banking sector. And, has become the most preferred choice of the people living in the well-planned city of Chandigarh. Yes, if you are in this beautiful city and are hunting the best lender in the market, you don’t need to look further as Allahabad Bank is here to help. Taking ahead the legacy of 151 years produly, many of you will surely agree on the fact that this lender offers the best services and products in the city, hence is trusted by many. Well, to know more about this leading bank and the home loan, you just need to read this page further.

Allahabad Bank Home Loan Chandigarh at a Glance

ParticularsDetails
Interest Rate (in p.a.)8.75% - 9.90%
Loan AmountUp to ₹500 Lakh
Tenure30 Years
Processing Fee0.40% of the loan amount, maximum ₹17,250
Pre- payment ChargesNil

Eligibility Criteria

  • The minimum age of the applicant at the time of availing the loan should be 21 years.
  • The maximum age of the applicant at the time of loan maturity should be 70 years.
  • An individual must have a regular source of income to liquidate the loans.
  • The housing loan to HUF will not be considered.
  • The employees who have availed housing loan from their own organizations may also avail housing loan from the bank.

Documents Required

  • Duly Signed Application Form with Photograph
  • ID Proof
  • Residence Proof
  • Processing Fee Cheque
  • Latest Bank Statements
  • Property Related Documents-Allotment Copy, Property Agreement Copy, Registration Copy,etc.

Salaried Applicants:

  • Salary Slips of Last 3-4 Months and Form 16 of Last 2 Years
  • Last 3 Years ITR with Computation of Income
  • Last 3 Years CA Certificate/Audited Balance Sheet and Profit and Loss Account

Self-employed Applicants: 

  • ITR of Last 2-3 Years
  • Profit and Loss Account and Audited Balance Sheet of Last 2-3 Years

Get the Latest Updates About Home Loan Chandigarh

Address of Allahabad Bank Branches in Chandigarh

Branch Name AddressIFSC Code MICRContact details
Chandigarh Sector 17BSector - 17B, Sco - 49 - 50, Banksquare Chandigarh - 170016ALLA02101761600100010172-2702736/ 0172-2703002
Sector - 8C , Madhya Marg ChandigarhS. C. O. No. 90 - 91 - 92 Sector - 8C, Madhya Marg Chandigarh - 160018 Chandigarh, Pin: 160018ALLA02103691600100030172-2547007/ 0172-2782040
Sector - 34 A , ChandigarhSco 23 - 24 - 25 , City Centre Sector - 34 A, Chandigarh, Pin - 160012ALLA02119891600100040172-2621896/ 0172-2669477
BadliBadli, ChandigarhBadli, Chandigarh2564785
Service Branch ChandigarhService Branch Chandigarh, 3Rd Floor, Sco No.49 - 50, Bank Square, Sector 17 - B, Chandigarh - 160017 (Ut) Chandigarh, Pin: 160017ALLA02120120172-2728055/ 0172-2728055
ManimajraScf-293, Motor Market, Manimajra, Chandigarh, Pin-160101ALLA02125701600102029041791503
Sector-40 D, ChandigarhSco No. 327, Sector-40 D, Chandigarh, Pin-160036ALLA02125751600100139316032504
Armb ChandigarhSco 49-50, 3Rd Floor, Sec 17-B, ChandigarhALLA02127091600100200172-5047188/87
HallomajraAllahabad Bank, 1793 Ramdarbar Road, Bo- Hallomajra, Chandigarh, Pin- 160002ALLA02130901600100229888839020

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