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About Allahabad Bank Personal Loan Chandigarh
If you are the one who is looking to avail a personal loan in Chandigarh, this page is for you. Allahabad Bank with its best of personal loan ensures that all your personal needs can easily be fulfilled. This credit facility is available for those who are looking for instant funds to meet their varied needs.
Allahabad Bank Personal Loan Chandigarh at a Glance
| Particulars | Details |
|---|---|
| Interest Rate (in p.a.) | 9.35% - 12.65% |
| Loan Amount | ₹25,000-Amount equivalent to annual income or ₹ 5.00 lacs, whichever is less |
| Tenure | 48-60 Months |
| Processing Fee | Nil-1.22% of loan Minimum ₹614 |
| Pre- payment Charges | 2.28% of outstanding balance only in case of takeover |
Eligibility Criteria
For Salaried/Pensioners/Doctors
- Minimum gross monthly salary of the proponent should be ₹ 20,000 and he / she should be a permanent employee with a minimum 2 years service in the same organization.
- The organization proposed for designation must have strength of minimum 20 eligible employees.
- Age of the pensioner should not exceed 73 years (Seventy three years) as on the date of disbursement of loan and loan should be fully repaid before attaining the age of 75.
- Individual Doctors & Medical Practitioners. Maximum age: 65 years on date of sanction of loan.
Documents Required
For Salaried/Self-employed
- Photo ID and age proof
- Signed application form with photograph
- Residence proof
- Last 6 months bank statement
- Last 3 months salary – slips
- Form 16 or Income Tax Returns
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account
Address of Allahabad Bank Branches in Chandigarh
| Branch Name | Address | IFSC Code | MICR | Customer Care |
|---|---|---|---|---|
| Chandigarh Sector 17B | Sector - 17B, Sco - 49 - 50, Banksquare Chandigarh - 170016 | ALLA0210176 | 160010001 | 0172-2702736/ 0172-2703002 |
| Sector - 8C , Madhya Marg Chandigarh | S. C. O. No. 90 - 91 - 92 Sector - 8C, Madhya Marg Chandigarh - 160018 Chandigarh, Pin: 160018 | ALLA0210369 | 160010003 | 0172-2547007/ 0172-2782040 |
| Sector - 34 A , Chandigarh | Sco 23 - 24 - 25 , City Centre Sector - 34 A, Chandigarh, Pin - 160012 | ALLA0211989 | 160010004 | 0172-2621896/ 0172-2669477 |
| Badli | Badli, Chandigarh | Badli, Chandigarh | 2564785 | |
| Service Branch Chandigarh | Service Branch Chandigarh, 3Rd Floor, Sco No.49 - 50, Bank Square, Sector 17 - B, Chandigarh - 160017 (Ut) Chandigarh, Pin: 160017 | ALLA0212012 | 0172-2728055/ 0172-2728055 | |
| Manimajra | Scf-293, Motor Market, Manimajra, Chandigarh, Pin-160101 | ALLA0212570 | 160010202 | 9041791503 |
| Sector-40 D, Chandigarh | Sco No. 327, Sector-40 D, Chandigarh, Pin-160036 | ALLA0212575 | 160010013 | 9316032504 |
| Armb Chandigarh | Sco 49-50, 3Rd Floor, Sec 17-B, Chandigarh | ALLA0212709 | 160010020 | 0172-5047188/87 |
| Hallomajra | Allahabad Bank, 1793 Ramdarbar Road, Bo- Hallomajra, Chandigarh, Pin- 160002 | ALLA0213090 | 160010022 | 9888839020 |
