Allahabad Bank Personal Loan in Kochi

About Allahabad Bank Personal Loan Kochi

The beautiful city of Kochi brings to you the widest and exclusive range of financial products such as personal loan to choose from. Yes, Allahabad Bank offers you this credit facility with lowest interest rates, easy repayments, minimal documentation and quickest approvals. So, get the deal today!

Allahabad Bank Personal Loan Kochi at a Glance

ParticularsDetails
Interest Rate (in p.a.)8.45%-13.00%
Loan Amount₹25,000-Amount equivalent to annual income or ₹ 5.00 lacs, whichever is less
Tenure48-60 Months
Processing FeeNil-1.22% of loan Minimum ₹614
Pre- payment Charges2.28% of outstanding balance only in case of takeover

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Eligibility Criteria

For Salaried/Pensioners/Doctors

  • Minimum gross monthly salary of the proponent should be ₹ 20,000 and he / she should be a permanent employee with a minimum 2 years service in the same organization.
  • The organization proposed for designation must have strength of minimum 20 eligible employees.
  • Age of the pensioner should not exceed 73 years (Seventy three years) as on the date of disbursement of loan and loan should be fully repaid before attaining the age of 75.
  • Individual Doctors & Medical Practitioners. Maximum age: 65 years on date of sanction of loan.

Documents Required

For Salaried/Self-employed

  • Photo ID and age proof
  • Signed application form with photograph
  • Residence proof
  • Last 6 months bank statement
  • Last 3 months salary – slips
  • Form 16 or Income Tax Returns
  • Last 3 years Income Tax Returns with computation of Income
  • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

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Address of Allahabad Bank Branches in Kochi

Branch NameAddressIFSC CodeMICRContact details
KochiPost Box No. 210 5/848, Palace Road, Cochin, Dist. Ernakulam - 682002ALLA02104746820100040484-2227112

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