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About Allahabad Bank Personal Loan Lucknow
The Golden City of India, i.e. Lucknow never disappoints anyone as Allahabad Bank in this beautiful city offers the best deal for a personal loan. Yes, this public sector with its best of personal loan ensures to fulfill the diverse needs of the people of this Nawabi city. So, avail this chance and get the deal today!
Allahabad Bank Personal Loan Lucknow at a Glance
| Particulars | Details |
|---|---|
| Interest Rate (in p.a.) | 10.55% - 13.05% |
| Loan Amount | ₹25,000-Amount equivalent to annual income or ₹ 5.00 lacs, whichever is less |
| Tenure | 48-60 Months |
| Processing Fee | Nil-1.22% of loan Minimum ₹614 |
| Pre- payment Charges | 2.28% of outstanding balance only in case of takeover |
Eligibility Criteria
For Salaried/Pensioners/Doctors
- Minimum gross monthly salary of the proponent should be ₹ 20,000 and he / she should be a permanent employee with a minimum 2 years service in the same organization.
- The organization proposed for designation must have strength of minimum 20 eligible employees.
- Age of the pensioner should not exceed 73 years (Seventy three years) as on the date of disbursement of loan and loan should be fully repaid before attaining the age of 75.
- Individual Doctors & Medical Practitioners. Maximum age: 65 years on date of sanction of loan.
Documents Required
For Salaried/Self-employed
- Photo ID and age proof
- Signed application form with photograph
- Residence proof
- Last 6 months bank statement
- Last 3 months salary – slips
- Form 16 or Income Tax Returns
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account
Get More Updates on Personal Loan Lucknow
Address of Allahabad Bank Branches in Lucknow
| Branch Name | Address | IFSC Code | MICR | Customer Care |
|---|---|---|---|---|
| Aminabad | 13 & 14, Aminabad Park, Lucknow | ALLA0210061 | 226010006 | 0522-2615552, 2615599 |
| Hazratganj | Hazratganj Branch, Lucknow | ALLA0210062 | 226010002 | 0522-2286427 |
| City Office | 311/3 Kamala Nehru Marg, Chowk, Lucknow | ALLA0210063 | 226010007 | 0522-2255716 |
| Balrampur | Veer Vinayak Chowk Balrampur, Pin: 271201 | ALLA0210315 | 05263-235665 | |
| Daliganj | Opp.Ramadhin Inter College P.O. Niralanagar Daliganj | ALLA0210426 | 226010008 | 0522-2741890 |
| Lucknow Sultanpur | Civil Lines, Bus Station Sultanpur | ALLA0210431 | 05362-222422 | |
| Aish Bagh | 274/292, Aish Bagh Road Rajendranagar, Aish Bagh Lucknow - Uttar Pradesh 226004 | ALLA0210567 | 226010003 | 0522-2693505 |
| Hussain Ganj | 61A, Guru Govinda Singh Marg Near - Lalkuan, Hussainganj Lucknow - 226019 Uttar Pradesh | ALLA0210571 | 226010010 | 0522-2636134, 6549623 |
| Lucknow Alambagh | 551J/122, Joshi Bhawan, Talkatora Road, Near Alambagh Crossing, Dist - Lucknow, Pin - 226005 | ALLA0210580 | 226010004 | 2456288, 2451589 |
| Kaiserbagh | 7, Balmiki Marg, Lalbagh, Lucknow | ALLA0210693 | 226010012 | 0522-2612763, 2631267 |
| Ujariyawan | 4/4 Vivek Khand Ujariyawan | ALLA0210969 | 226010009 | 0522-6548483, 2303012 |
| Aliganj | Kapoorthala Complex, Arif Chambers - 1, 1St Floor, Lucknow | ALLA0210977 | 226010005 | 0522-6456550, 2331658 |
| KGMC | K G Medical College Training, Lucknow | ALLA0211028 | 226010013 | 0522-2255189, 2258479, |
| Indiranagar | A - 869, Indiranagar, Lucknow | ALLA0211142 | 226010011 | 522-2348223, 2345420 |
| Lucknow Janakipuram | Lucknow | ALLA0211993 | 226010014 | 0522- 2731976/2365314 |
