Andhra Bank Personal Loan in Gurugram

About Andhra Bank Personal Loan Gurugram

Andhra Bank has around 10 branches in Gurugram and all of the branches facilitate the service of personal loan. With the experience of more than 90 years in the banking industry, Andhra Bank understands the financial needs and comfort of the customers in all segments. Having said that, the personal loan offered by Andhra Bank is designed by keeping in mind the affordability and requirements of the people. Read more to know the details.

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Andhra Bank Personal Loan in Gurugram at a Glance

ParticularsDetails
Interest Rate11.70% - 13.20%
Loan amountUp to 10 month gross salary (for salaried) or 40% of gross annual income (for non-salaried) or 4 months pension in case of pensioners or 75% cost of the article whichever is less
TenureUp to 5 years
Processing FeeAs per bank’s norms

Eligibility Criteria

The eligibility criteria to apply for a personal loan at Andhra Bank is as mentioned below:

  • Any individual having repayment capacity
  • Salaried persons
  • Pensioners drawing pension in the branch
    Others.

Documents Required

The applicants who want to apply for a personal loan at Andhra Bank must carry the below list of documents:

  • Loan application form
  • Passport size photos of applicant/s
  • Property statement of the applicant or co-obligant (s)
  • In the case of an employee drawing salary at the branch- Letter for the recovery of the loan installments by debit to his account
  • Post Dated Cheques for at least 12 months
  • Last 6 months bank statement
  • Letter from the applicant declaring that there is no existing loan with the other branch of the bank or with the other bank
  • Latest original quotation from a local dealer for consumer durables proposed to be purchased with full details and description of the articles, etc.
  • Stamped receipt/Invoice of the item purchased
  • Collateral documents wherever required
  • In the case of loan against NSC/KVP certificate (s)- The original Bond (s) with the copy of the latest receipt towards payment of Premium along with the request letter to LIC for assignment of the policy in favor of Bank
  • Verification report from other agencies
  • CIBIL score details
  • Certification of Inspection of Security
  • Managers certificate for valuation of property
  • Undertaking letter to adjust residual of the loan
  • Legal Audit wherever applicable

Proof of Income–

  • Salary Slip/ IT Returns/ Assessment Order, Property Statement
  • For Non-salaried person – Latest Income Tax Assessment Order, Property statement
  • Any other Valid document with last 3 years income proof
  • Latest quotation for article proposed to be purchased

Address of Andhra Bank Branches in Gurugram

Have a look at the branch address, IFSC code, MICR details and contact details of Andhra Bank in Gurgaon:

Branch NameComplete AddressIFSCMICRContact Number
Palam Vihar Palam Vihar, Saini Market, Gurugram, Haryana ANDB00011311100110220124-2460825
Housing Finance GurugramSCO 99, 1st Floor, Sec - 14, Gurugram, HaryanaANDB00011501100110290124-2223192
South City - HaryanaSignature Towers, South City - 1, NH 8 Gurugram, Haryana - 122001ANDB00013771100110370124-2581941
Zonal Office, NewdelhiSignature Towers, NH-8, South City-1, Gurugram, Haryana - 122001ANDB0000682NON-MICR
Sector 46 GurugramSCO 129 Huda Market Sector 46 Gurugram Haryana 122002ANDB00018741100110610124 2579863
Old Station RoadSCO 5, Jail Land Complex, Old Station Road, Gurugram, 122001ANDB00023731100110789466036373
Gurugram NirvanaShop No B Gf 008, Vnitech Business Zone, Nirvana Country, Gurugram, Haryana 122018ANDB0002667NON-MICR25713641
Gurugram Rosewood CityShop No 79, 80, Ground Floor, Eros City Square, Rosewood City, Sec 49, Gurugram, HaryanaANDB0002668NON-MICR25713641
Gurugram Sec Seventy TwoShop No 2, 3, 4, 5, Spaze Privy, Sector 72, Gurugram, Haryana ANDB0002895NON-MICR25713642
Gurugram Sec Sixty NineSpaze Plazo, Sec 69, Gurugram, Haryana, 122001 ANDB0003012NON-MICR7834954710

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