Andhra Bank Personal Loan in Jaipur

About Andhra Bank Personal Loan Jaipur

Jaipur is one of the top choices among tourists from all over the world. Having said that, there is a good scope of having a business of one’s own especially focusing on the needs of the tourists. If you have been thinking the same but have not yet started due to the lack of money, well Andhra Bank is here to surprise you with its low-interest personal loans. The bank gives you the opportunity of getting a higher loan amount at an affordable rate so that you can freely clear your old debts or start something new without worrying about the money.

Andhra Bank Personal Loan in Jaipur at a Glance

ParticularsDetails
Interest Rate11.40% - 13.05%
Loan amountUp to 10 month gross salary (for salaried) or 40% of gross annual income (for non-salaried) or 4 months pension in case of pensioners or 75% cost of the article whichever is less
TenureUp to 5 years
Processing FeeAs per bank’s norms

Eligibility Criteria

The eligibility criteria to apply for a personal loan at Andhra Bank is as mentioned below:

  • Any individual having repayment capacity
  • Salaried persons
  • Pensioners drawing pension in the branch
    Others.

Documents Required

The applicants who want to apply for a personal loan at Andhra Bank must carry the below list of documents:

  • Loan application form
  • Passport size photos of applicant/s
  • Property statement of the applicant or co-obligant (s)
  • In the case of an employee drawing salary at the branch- Letter for the recovery of the loan installments by debit to his account
  • Post Dated Cheques for at least 12 months
  • Last 6 months bank statement
  • Letter from the applicant declaring that there is no existing loan with the other branch of the bank or with the other bank
  • Latest original quotation from a local dealer for consumer durables proposed to be purchased with full details and description of the articles, etc.
  • Stamped receipt/Invoice of the item purchased
  • Collateral documents wherever required
  • In the case of loan against NSC/KVP certificate (s)- The original Bond (s) with the copy of the latest receipt towards payment of Premium along with the request letter to LIC for assignment of the policy in favor of Bank
  • Verification report from other agencies
  • CIBIL score details
  • Certification of Inspection of Security
  • Managers certificate for valuation of property
  • Undertaking letter to adjust residual of the loan
  • Legal Audit wherever applicable

Proof of Income–

  • Salary Slip/ IT Returns/ Assessment Order, Property Statement
  • For Non-salaried person – Latest Income Tax Assessment Order, Property statement
  • Any other Valid document with last 3 years income proof
  • Latest quotation for article proposed to be purchased

For more information, read Personal Loan Jaipur

Address of Andhra Bank Branches in Jaipur

Have a look at the branch address, IFSC code, MICR details and contact details of Andhra Bank in Jaipur:

Branch NameComplete AddressIFSCMICRCustomer Care
Jaipur BranchPanch Batti, M.I. Road Jaipur - 320025ANDB00002693020110020141 - 236
AdarshnagarD - 137, Frontier Colony, Opposite Sv Public School, Bhag Singh Ka Chouraha, Adarsh Nagar, JaipurANDB00015333020110030141-2600334
MPK ECMPK Homeopathy Medical, College & Research CenANDB00015343020110040141-2375627
Sirsi Road21 Engineer’s Colony Sirsi Road Jaipur Rajasthan - 302034ANDB00017733020110050141 2470270
KalwarG Floor Indira Bazar Kalwar, Jaipur, Rajasthan, 303706ANDB00018683020110061412589950
Nangal SusawatanVpo Nangal Suswatan Amber TehsilANDB00018933020110079602768845
Badi Ka BasMain Tonk Road, Beelwa Panchayat, The-Sanganer, Jaipur, RajasthanANDB00018963020110089950247700
Niwaru RoadA-22, Ramneshpuri, Kailash Path, Niwaru Road, Jhotwara, Dt Jaipur, Rajasthan-302012ANDB00020853020110090141 2348563
GopalpuraRudra Tower, B-293, Scheme No.10B, Opposite Indian Oil Petrol Pump, Gopalpura Byepass, Jaipur-302018ANDB00021063020110101412763024
ThikariyaThikariya Village, Main Road, Ajmer Road, JaipurANDB00021907726988572
BhatesariBoorthal Road, Boorthal The Bassi, JaipurANDB00022068107677606
ZO JaipurFirst Floor Sunmoon Chambers Near Ajmeri Pulia Linking Road Gopalwari Jaipur 302006ANDB00022810141 2360985
ChomuGround Floor, Opp Bharat Talkies, Near Bus Stand, Chomu, Rajasthan, 303702ANDB0002479303011002220010
Vaishali NagarGround Floor, M K Plaza, Nand Vihar, Plot No 8, Amrapali West, Vaishali Nagar, Jaipur, Rajasthan, 302021ANDB00025953020110122360986
MansarovarGround Floor, C 16, Khushi Vihar, Mansarovar, Jaipur, Rajasthan, 302020ANDB00025963020110132360986
JagatpuraS 1 09 And S 1 10, Tda Employee Colony, Near Nri Colony, Teelawala, Jagatpura, JaipurANDB00026433020110119983159986
KishangarhPlot No 30, Vinayak Nagar, Opp R K Community Center, Jaipur Road, Madenganj, Kishangarh, Ajmer, Rajasthan, 305808ANDB00026463050110032360986
ShahpuraBal Krishna Kumawat, Neem Ka Thana Road, Opp Head Post Office, ShahpuraANDB00026843030110042360986

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