About Andhra Bank Personal Loan Jaipur
Jaipur is one of the top choices among tourists from all over the world. Having said that, there is a good scope of having a business of one’s own especially focusing on the needs of the tourists. If you have been thinking the same but have not yet started due to the lack of money, well Andhra Bank is here to surprise you with its low-interest personal loans. The bank gives you the opportunity of getting a higher loan amount at an affordable rate so that you can freely clear your old debts or start something new without worrying about the money.
Apply Personal Loan @ 10.75%* Rate
Andhra Bank Personal Loan in Jaipur at a Glance
Particulars | Details |
---|---|
Interest Rate | 11.80% - 15.50% |
Loan amount | Up to 10 month gross salary (for salaried) or 40% of gross annual income (for non-salaried) or 4 months pension in case of pensioners or 75% cost of the article whichever is less |
Tenure | Up to 5 years |
Processing Fee | As per bank’s norms |
Eligibility Criteria
The eligibility criteria to apply for a personal loan at Andhra Bank is as mentioned below:
- Any individual having repayment capacity
- Salaried persons
- Pensioners drawing pension in the branch
Others.
Documents Required
The applicants who want to apply for a personal loan at Andhra Bank must carry the below list of documents:
- Loan application form
- Passport size photos of applicant/s
- Property statement of the applicant or co-obligant (s)
- In the case of an employee drawing salary at the branch- Letter for the recovery of the loan installments by debit to his account
- Post Dated Cheques for at least 12 months
- Last 6 months bank statement
- Letter from the applicant declaring that there is no existing loan with the other branch of the bank or with the other bank
- Latest original quotation from a local dealer for consumer durables proposed to be purchased with full details and description of the articles, etc.
- Stamped receipt/Invoice of the item purchased
- Collateral documents wherever required
- In the case of loan against NSC/KVP certificate (s)- The original Bond (s) with the copy of the latest receipt towards payment of Premium along with the request letter to LIC for assignment of the policy in favor of Bank
- Verification report from other agencies
- CIBIL score details
- Certification of Inspection of Security
- Managers certificate for valuation of property
- Undertaking letter to adjust residual of the loan
- Legal Audit wherever applicable
Proof of Income–
- Salary Slip/ IT Returns/ Assessment Order, Property Statement
- For Non-salaried person – Latest Income Tax Assessment Order, Property statement
- Any other Valid document with last 3 years income proof
- Latest quotation for article proposed to be purchased
Address of Andhra Bank Branches in Jaipur
Have a look at the branch address, IFSC code, MICR details and contact details of Andhra Bank in Jaipur:
Branch Name | Complete Address | IFSC | MICR | Customer Care |
---|---|---|---|---|
Jaipur Branch | Panch Batti, M.I. Road Jaipur - 320025 | ANDB0000269 | 302011002 | 0141 - 236 |
Adarshnagar | D - 137, Frontier Colony, Opposite Sv Public School, Bhag Singh Ka Chouraha, Adarsh Nagar, Jaipur | ANDB0001533 | 302011003 | 0141-2600334 |
MPK EC | MPK Homeopathy Medical, College & Research Cen | ANDB0001534 | 302011004 | 0141-2375627 |
Sirsi Road | 21 Engineer’s Colony Sirsi Road Jaipur Rajasthan - 302034 | ANDB0001773 | 302011005 | 0141 2470270 |
Kalwar | G Floor Indira Bazar Kalwar, Jaipur, Rajasthan, 303706 | ANDB0001868 | 302011006 | 1412589950 |
Nangal Susawatan | Vpo Nangal Suswatan Amber Tehsil | ANDB0001893 | 302011007 | 9602768845 |
Badi Ka Bas | Main Tonk Road, Beelwa Panchayat, The-Sanganer, Jaipur, Rajasthan | ANDB0001896 | 302011008 | 9950247700 |
Niwaru Road | A-22, Ramneshpuri, Kailash Path, Niwaru Road, Jhotwara, Dt Jaipur, Rajasthan-302012 | ANDB0002085 | 302011009 | 0141 2348563 |
Gopalpura | Rudra Tower, B-293, Scheme No.10B, Opposite Indian Oil Petrol Pump, Gopalpura Byepass, Jaipur-302018 | ANDB0002106 | 302011010 | 1412763024 |
Thikariya | Thikariya Village, Main Road, Ajmer Road, Jaipur | ANDB0002190 | 7726988572 | |
Bhatesari | Boorthal Road, Boorthal The Bassi, Jaipur | ANDB0002206 | 8107677606 | |
ZO Jaipur | First Floor Sunmoon Chambers Near Ajmeri Pulia Linking Road Gopalwari Jaipur 302006 | ANDB0002281 | 0141 2360985 | |
Chomu | Ground Floor, Opp Bharat Talkies, Near Bus Stand, Chomu, Rajasthan, 303702 | ANDB0002479 | 303011002 | 220010 |
Vaishali Nagar | Ground Floor, M K Plaza, Nand Vihar, Plot No 8, Amrapali West, Vaishali Nagar, Jaipur, Rajasthan, 302021 | ANDB0002595 | 302011012 | 2360986 |
Mansarovar | Ground Floor, C 16, Khushi Vihar, Mansarovar, Jaipur, Rajasthan, 302020 | ANDB0002596 | 302011013 | 2360986 |
Jagatpura | S 1 09 And S 1 10, Tda Employee Colony, Near Nri Colony, Teelawala, Jagatpura, Jaipur | ANDB0002643 | 302011011 | 9983159986 |
Kishangarh | Plot No 30, Vinayak Nagar, Opp R K Community Center, Jaipur Road, Madenganj, Kishangarh, Ajmer, Rajasthan, 305808 | ANDB0002646 | 305011003 | 2360986 |
Shahpura | Bal Krishna Kumawat, Neem Ka Thana Road, Opp Head Post Office, Shahpura | ANDB0002684 | 303011004 | 2360986 |