Andhra Bank Personal Loan Kolkata - Rates February 2024, Eligibility, EMI, IFSC Code

Andhra Bank Personal Loan in Kolkata

About Andhra Bank Personal Loan Kolkata

If you are living in Kolkata and are presently have an urgent need of finances, Andhra Bank can really prove to be your perfect choice. The bank provides personal loans at low-interest rates so as to make it easy and affordable for the masses. So, have a look at the product and branch contact details to apply at the bank.

Apply Personal Loan @ 10.75%* Rate

Andhra Bank Personal Loan in Kolkata at a Glance

Interest Rate11.80% - 15.50%
Loan amountUp to 10 month gross salary (for salaried) or 40% of gross annual income (for non-salaried) or 4 months pension in case of pensioners or 75% cost of the article whichever is less
TenureUp to 5 years
Processing FeeAs per bank’s norms

Eligibility Criteria

The eligibility criteria to apply for a personal loan at Andhra Bank is as mentioned below:

  • Any individual having repayment capacity
  • Salaried persons
  • Pensioners drawing pension in the branch

Documents Required

The applicants who want to apply for a personal loan at Andhra Bank must carry the below list of documents:

  • Loan application form
  • Passport size photos of applicant/s
  • Property statement of the applicant or co-obligant (s)
  • In the case of an employee drawing salary at the branch- Letter for the recovery of the loan installments by debit to his account
  • Post Dated Cheques for at least 12 months
  • Last 6 months bank statement
  • Letter from the applicant declaring that there is no existing loan with the other branch of the bank or with the other bank
  • Latest original quotation from a local dealer for consumer durables proposed to be purchased with full details and description of the articles, etc.
  • Stamped receipt/Invoice of the item purchased
  • Collateral documents wherever required
  • In the case of loan against NSC/KVP certificate (s)- The original Bond (s) with the copy of the latest receipt towards payment of Premium along with the request letter to LIC for assignment of the policy in favor of Bank
  • Verification report from other agencies
  • CIBIL score details
  • Certification of Inspection of Security
  • Managers certificate for valuation of property
  • Undertaking letter to adjust residual of the loan
  • Legal Audit wherever applicable

Proof of Income–

  • Salary Slip/ IT Returns/ Assessment Order, Property Statement
  • For Non-salaried person – Latest Income Tax Assessment Order, Property statement
  • Any other Valid document with last 3 years income proof
  • Latest quotation for article proposed to be purchased

Andhra Bank Kolkata Branch Details

Have a look at the branch address, IFSC code, MICR details and contact details of Andhra Bank in Kolkata:

Branch NameComplete AddressIFSCMICRCustomer Care
BallygungeBallygunge, KolkataANDB0000062700011002
Kolkata14/B, Extra Street, Pb - 2786, Kolkata - 700001ANDB0000070700011005
Karaya Road4/2, Karaya Road, Kolkata - 700017ANDB0000287700011010033-22891951
Munshi Bazar10/2 Beleghata Road, Kolkata - 700015ANDB0000288700011009033-22510896
New Alipore497 C, Block - M , New Alipore, Kolkata - 700053ANDB0000398700011007
Burra Bazar23/1, Maharshi Devendra Road, Alu Posta, Kolkata - 700007ANDB0000731700011003033-22749402
Chowringhee, Kolkata58 - Chowringhee Road , Kolkata - 700071ANDB0000770700011004
Kidderpore117A, Karl Marx Sarani, Kidderpore, Kolkata - 700023ANDB0000815700011006033-245910
Salt LakeIii/Lb - 2, Sector Iii, Salt Lake City, Kolkata - 700098ANDB0001023700011011033-23351673
Jodhpur Park1/392, Gariahat Road (South), Kolkata - 700068ANDB0001186700011012033-24725550
Ballygunge Park48/1A, Gariahat Road, Kolkata - 700019ANDB0001215700011013
Rahmania High SchoolJahagir Mohalla K.T. Road, Asansol - 713302ANDB00012257130115010341-2271356
KaikhaliKaikhali, KolkataANDB0001291700011015
Garia43 Raja S.C.Mullick Road Ganguli Bagan, Kolkata - 700084ANDB0001464700011016033-24258399
Muralidhar Girls College, Ballugunge, KolkataP - 411/14 Gariahat Rd, Ballygunge KolkataANDB0001519700011018033-24656341
vivekananda college for women EC131, D.H.Road, Barisha, KolkataANDB0001520700011014033-24458944
Kasba325, Rajdanga, Main Road, Near Arambagh, Hatcheries, Kolkata - 107ANDB0001673700011017033-24417577
Regional Collection Centre9, Rabindra Sarani, 2Nd Floor , Kolkata - 73 - 700 031ANDB000097970001100122154533
Baranagar101/A, B - T Road, North 24 Paraganas, Kolkata - 700 090ANDB0001761700011021
BidhannagarCd - 28, Sector I, Salt Lake, Kolkata - 700064ANDB0001807700011022033-23597962
Behala250, Diamond Harbour Road, Kolkata - 700063ANDB0001808700011023033-24073813
Zonal Office4/2, Karaya Road, Kolkata - 700017ANDB0000673
South Dum Dum251 Jessore Road Kajipara Nagerbazar Kolkata 700028ANDB0002216700011028033 25500022
RCC Kolkata9 Rabindra Sarani, Kolkata 700 073ANDB0000949
New GariaAndhra Bank, New Garia Branch, Medical Centre Market Bldg, New Garia Dev Co-Op Hsg Society Ltd, Sreenagar Main Roas, New Garia, KolkataANDB00023207000110299830888740
Nimta Bazar42 43, M B Road, Nihar Bhavan, Kolkata, 700049ANDB000250570001103225410031
Mukundapur544 B 3, Nayabad Main Road, P.O Mukundapur, Kolkata 700099ANDB00026507000110339433611936
ShibramporeNo 5, Kalipur, Sakuntala Park, Shibrampore, Biren Roy Road West, Kolkata, 700061ANDB00028857000110409432334284

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%