Andhra Bank Personal Loan Lucknow - Rates February 2024, Eligibility, EMI, IFSC Code

Andhra Bank Personal Loan in Lucknow

About Andhra Bank Personal Loan Lucknow

The search for affordable personal loans in Lucknow ends as Andhra Bank is here. The personal loan offered by Andhra Bank are designed by keeping in mind the affordability and financial needs of the customers of Lucknow. So, have a look at the details of Lucknow branch and other product related information here.

Andhra Bank Personal Loan in Lucknow at a Glance

Interest Rate11.80% - 15.50%
Loan amountUp to 10 month gross salary (for salaried) or 40% of gross annual income (for non-salaried) or 4 months pension in case of pensioners or 75% cost of the article whichever is less
TenureUp to 5 years
Processing FeeAs per bank’s norms

Apply Personal Loan @ 10.75%* Rate

Eligibility Criteria

The eligibility criteria to apply for a personal loan at Andhra Bank is as mentioned below:

  • Any individual having repayment capacity
  • Salaried persons
  • Pensioners drawing pension in the branch

Documents Required

The applicants who want to apply for a personal loan at Andhra Bank must carry the below list of documents:

  • Loan application form
  • Passport size photos of applicant/s
  • Property statement of the applicant or co-obligant (s)
  • In the case of an employee drawing salary at the branch- Letter for the recovery of the loan installments by debit to his account
  • Post Dated Cheques for at least 12 months
  • Last 6 months bank statement
  • Letter from the applicant declaring that there is no existing loan with the other branch of the bank or with the other bank
  • Latest original quotation from a local dealer for consumer durables proposed to be purchased with full details and description of the articles, etc.
  • Stamped receipt/Invoice of the item purchased
  • Collateral documents wherever required
  • In the case of loan against NSC/KVP certificate (s)- The original Bond (s) with the copy of the latest receipt towards payment of Premium along with the request letter to LIC for assignment of the policy in favor of Bank
  • Verification report from other agencies
  • CIBIL score details
  • Certification of Inspection of Security
  • Managers certificate for valuation of property
  • Undertaking letter to adjust residual of the loan
  • Legal Audit wherever applicable

Proof of Income–

  • Salary Slip/ IT Returns/ Assessment Order, Property Statement
  • For Non-salaried person – Latest Income Tax Assessment Order, Property statement
  • Any other Valid document with last 3 years income proof
  • Latest quotation for article proposed to be purchased

Andhra Bank Lucknow Branch Details

Have a look at the branch address, IFSC code, MICR details and contact details of Andhra Bank in Lucknow:

Branch NameComplete AddressIFSCMICRCustomer Care
Lucknow35, Aminabad, Literature Palace, Lucknow, Utter PradeshANDB00003442260110020522-2629134
IndiranagarBehind Central Academy School, Sec - 9, Indira Nagar, Lucknow - 2260016ANDB00015312260110030522-2342086
Alam BaghKsm Towers, Cp - 1, Alam Bagh, LucknowANDB0001657226011004O9911199299
Zonal Office47/27, A-3, Sheela Complex, 19-B, Vidhan Sabha Marg, Lucknow - 226001ANDB0001778
Gomti Nagar3/81, Patrakarpuram, Vinay Khand, Gomti Nagar, Lucknow 226010ANDB00018862260110060522 2304501
BijnorShyam Vihar, Kiratpur Road, Bijnor, Uttar Pradesh - 226701ANDB0001890246011002
Vikas NagarCp-1, Pgtower, Kurshi Road, Vikas Nagar, Lucknow - 226020ANDB00019112260110070522 2339820
AliganjNob-12, Sector E, Aliganj - 226024ANDB0001976226011008055 226024
Vijayant Khand4/179, Vijayant Khand, Gomti Nagar, Lucknow-226010ANDB00020022260110097499133022
AshiyanaBlock A, 103, Ashiyana, Lucknow-226012ANDB00021532260110117607132254
KalyanpurPlot No 15, Square Tower, Kanchan Bharti Marg, Kalyanpur, Lucknow-226022ANDB00021542260110127860686216
Hewitt RoadShri Vimal Plaza, 50 Shivaji Marg, Hewitt Road, Lucknow, Up-226018ANDB00021552260110139838168760
ChowkAarohi Trade Centre Chowk LucknowANDB00021982260110140522 2253993
Ablock IndiranagarA153S Block A Indira Nagar Lucknow 226012ANDB00021992260110159621238076
Hardoi Road439 B 065, Thakur Ganj, Hardoi Road, LucknowANDB00024362260110162404933
Faizabad RoadK 729, Kanchanpur, Matiyari, Chauraha, Faizabad Road, Chinhat, Lucknow, 226028ANDB00024372815880
RajajipuramE 1434, Rajajipuram, LucknowANDB00024382260110182419834
Gomati Nagar Extn1 758C, Sector 1, Gomati Nagar Ext, 226010ANDB00028328005204877
Retail Loan ExpressZonal Office, Sheetal Complex, 1St Floor, 19 B, Vidhan Sabha Marg, Lucknow, 226001ANDB00027862260110202235758

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%