Andhra Bank Personal Loan in New Delhi

About Andhra Bank Personal Loan New Delhi

Looking for an affordable personal loan in New Delhi? Well, Andhra Bank is here to offer you personal loans at low-interest rates with flexible repayment facility. So, read more to know the details like interest rates, eligibility criteria, and New Delhi branch contact details of Andhra Bank.

Andhra Bank Personal Loan in New Delhi at a Glance

ParticularsDetails
Interest Rate11.25% - 12.75%
Loan amountUp to 10 month gross salary (for salaried) or 40% of gross annual income (for non-salaried) or 4 months pension in case of pensioners or 75% cost of the article whichever is less
TenureUp to 5 years
Processing FeeAs per bank’s norms

Eligibility Criteria

The eligibility criteria to apply for a personal loan at Andhra Bank is as mentioned below:

  • Any individual having repayment capacity
  • Salaried persons
  • Pensioners drawing pension in the branch
    Others.

Documents Required

The applicants who want to apply for a personal loan at Andhra Bank must carry the below list of documents:

  • Loan application form
  • Passport size photos of applicant/s
  • Property statement of the applicant or co-obligant (s)
  • In the case of an employee drawing salary at the branch- Letter for the recovery of the loan installments by debit to his account
  • Post Dated Cheques for at least 12 months
  • Last 6 months bank statement
  • Letter from the applicant declaring that there is no existing loan with the other branch of the bank or with the other bank
  • Latest original quotation from a local dealer for consumer durables proposed to be purchased with full details and description of the articles, etc.
  • Stamped receipt/Invoice of the item purchased
  • Collateral documents wherever required
  • In the case of loan against NSC/KVP certificate (s)- The original Bond (s) with the copy of the latest receipt towards payment of Premium along with the request letter to LIC for assignment of the policy in favor of Bank
  • Verification report from other agencies
  • CIBIL score details
  • Certification of Inspection of Security
  • Managers certificate for valuation of property
  • Undertaking letter to adjust residual of the loan
  • Legal Audit wherever applicable

Proof of Income–

  • Salary Slip/ IT Returns/ Assessment Order, Property Statement
  • For Non-salaried person – Latest Income Tax Assessment Order, Property statement
  • Any other Valid document with last 3 years income proof
  • Latest quotation for article proposed to be purchased

You can also read Personal Loan New Delhi

Andhra Bank New Delhi Branch Addresses

Have a look at the branch address, IFSC code, MICR details and contact details of Andhra Bank in New Delhi:

Branch Name AddressIFSC Code MICRContact details
Asaf Ali RoadAjmeer Extension 1/22A, Asaf Ali Road, New DelhiANDB0000025110011003011-223230234
Connaught CircusP.B 536, M - 35, Connaught Circus, New Delhi - 110001ANDB0000084110011005
Green ParkR - 3, Main Market, Green Park, New Delhi - 110016ANDB0000162110011006
JanakpuriB - 1/1 - Janakpuri, New Delhi - 110058ANDB0000268110011007
Karol Bagh15A/13, Wea, Azmal khan Road, Karolbagh, New DelhiANDB0000307110011008011-25726451
R K PuramDDA Shopping Complex, Sector - 6, New Delhi 110022ANDB0000481110011009
Lajpat NagarJ - 41, Central Market, Lajpat Nagar - Ii, New DelhiANDB0000586110011011011-298349
Lawrence RoadB - 50, Industrial Area, Lawrence Road, New DelhiANDB0000587110011012011-27181322
Vishwas Nagar27/42, 60 Feet Road, Viswas Nagar, New Delhi - 110032ANDB0000628110011010011-22382663
Chandni Chowk330, Haveli Hyderaquili, Chandni Chowk, DelhiANDB0000773110011004011-23992549
Sadar Bazar1St Floor, 4341 - 42, Pahari Dhiraj, Sadar Bazar, DelhiANDB0000953110011002011-23558914
Rajadhani EnclavePlot - 298, Road No.44, Rajadhani Enclave, Pitampura, New Delhi - 110034ANDB0001042110011013011-27106869
Vasanth KunjB - 5, DAV School, Vasant Kunj, New DelhiANDB0001078110011014?011-26899161
Jawaharlal Nehru StadiumLodi Road, New Delhi - 110003ANDB0001085110011015
A P BhavanA P Bhavan, Ashoka Road, New Delhi -ANDB0001089110011016011-23071059
Preet ViharPreet Vihar, New DelhiANDB0001092110011017011-22010976
DwarakaPlot No - 15, 101 - 107, Commercial Complex, Sector - 10, Dwarka, New DelhiANDB0001132110011023011-25071813
RohiniA - 1/19, Prashant Vihar, Sector- 14, Rohini, New Delhi - 110085ANDB0001173110011024011-27554796
Pankha RoadC - 1/103 Pankha Road, Janakpuri, New Delhi 110058ANDB0001195110011025011-25615020

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