Andhra Bank Personal Loan in Noida

About Andhra Bank Personal Loan Noida

Noida is a city full of opportunities and hence the demand for personal loans is also very high. In order to help people make their dreams come true, Andhra Bank personal loans are offered at low interest rates. Other than this, the higher loan amount facility becomes an add-on for the people who are in need of maximum funds. Read more to know the eligibility and Noida branch details of Andhra Bank.

Andhra Bank Personal Loan in Noida at a Glance

ParticularsDetails
Interest Rate11.40% - 13.05%
Loan amountUp to 10 month gross salary (for salaried) or 40% of gross annual income (for non-salaried) or 4 months pension in case of pensioners or 75% cost of the article whichever is less
TenureUp to 5 years
Processing FeeAs per bank’s norms

Eligibility Criteria

The eligibility criteria to apply for a personal loan at Andhra Bank is as mentioned below:

  • Any individual having repayment capacity
  • Salaried persons
  • Pensioners drawing pension in the branch
    Others.

Documents Required

The applicants who want to apply for a personal loan at Andhra Bank must carry the below list of documents:

  • Loan application form
  • Passport size photos of applicant/s
  • Property statement of the applicant or co-obligant (s)
  • In the case of an employee drawing salary at the branch- Letter for the recovery of the loan installments by debit to his account
  • Post Dated Cheques for at least 12 months
  • Last 6 months bank statement
  • Letter from the applicant declaring that there is no existing loan with the other branch of the bank or with the other bank
  • Latest original quotation from a local dealer for consumer durables proposed to be purchased with full details and description of the articles, etc.
  • Stamped receipt/Invoice of the item purchased
  • Collateral documents wherever required
  • In the case of loan against NSC/KVP certificate (s)- The original Bond (s) with the copy of the latest receipt towards payment of Premium along with the request letter to LIC for assignment of the policy in favor of Bank
  • Verification report from other agencies
  • CIBIL score details
  • Certification of Inspection of Security
  • Managers certificate for valuation of property
  • Undertaking letter to adjust residual of the loan
  • Legal Audit wherever applicable

Proof of Income–

  • Salary Slip/ IT Returns/ Assessment Order, Property Statement
  • For Non-salaried person – Latest Income Tax Assessment Order, Property statement
  • Any other Valid document with last 3 years income proof
  • Latest quotation for article proposed to be purchased

You can also read Personal Loan Noida

Andhra Bank Noida Branch Addresses

Have a look at the branch address, IFSC code, MICR details and contact details of Andhra Bank in Noida:

Branch NameComplete AddressIFSCMICRCustomer Care
NoidaPlot No : 778, A Block, Sector - 19, Noida - 201301 U.PANDB00011061100110200120-2532223
Housing Finance Noida107 - Vishal Chamber, Sec - 18, NoidaANDB00011491100110280120-2516703
DAV NoidaE - 37, Sec - 55, NoidaANDB00013581100110350120-2490696
Greater NoidaKaisons Alpha Square A - 3, Greater Noida - 201308, Uttar PradeshANDB00016951100110539582012495
Noida Sector 48Shopping Planet, C-232 A/1, Main Dst Road, Noida Sector 48, - 201301ANDB00020251100110640120 2559400

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