Andhra Bank Personal Loan Patna - Rates February 2024, Eligibility, EMI, IFSC Code

Andhra Bank Personal Loan in Patna

About Andhra Bank Personal Loan Patna

In Patna, the people for personal loans is very high and Andhra Bank is one of the banks that offers affordable rate and a higher loan amount. With this facility, people can solve any financial problem without worrying about the repayment. To know more about the product and branch details of Andhra Bank in Patna.

Andhra Bank Personal Loan in Patna at a Glance

Interest Rate11.80% - 15.50%
Loan amountUp to 10 month gross salary (for salaried) or 40% of gross annual income (for non-salaried) or 4 months pension in case of pensioners or 75% cost of the article whichever is less
TenureUp to 5 years
Processing FeeAs per bank’s norms

Apply Personal Loan @ 10.75%* Rate

Eligibility Criteria

The eligibility criteria to apply for a personal loan at Andhra Bank is as mentioned below:

  • Any individual having repayment capacity
  • Salaried persons
  • Pensioners drawing pension in the branch

Documents Required

The applicants who want to apply for a personal loan at Andhra Bank must carry the below list of documents:

  • Loan application form
  • Passport size photos of applicant/s
  • Property statement of the applicant or co-obligant (s)
  • In the case of an employee drawing salary at the branch- Letter for the recovery of the loan installments by debit to his account
  • Post Dated Cheques for at least 12 months
  • Last 6 months bank statement
  • Letter from the applicant declaring that there is no existing loan with the other branch of the bank or with the other bank
  • Latest original quotation from a local dealer for consumer durables proposed to be purchased with full details and description of the articles, etc.
  • Stamped receipt/Invoice of the item purchased
  • Collateral documents wherever required
  • In the case of loan against NSC/KVP certificate (s)- The original Bond (s) with the copy of the latest receipt towards payment of Premium along with the request letter to LIC for assignment of the policy in favor of Bank
  • Verification report from other agencies
  • CIBIL score details
  • Certification of Inspection of Security
  • Managers certificate for valuation of property
  • Undertaking letter to adjust residual of the loan
  • Legal Audit wherever applicable

Proof of Income–

  • Salary Slip/ IT Returns/ Assessment Order, Property Statement
  • For Non-salaried person – Latest Income Tax Assessment Order, Property statement
  • Any other Valid document with last 3 years income proof
  • Latest quotation for article proposed to be purchased

Andhra Bank Patna Branch Addresses

Have a look at the branch address, IFSC code, MICR details and contact details of Andhra Bank in Patna:

Branch NameComplete AddressIFSCMICRCustomer Care
PatnaPatna, BiharANDB0000418800011001
Sri Krishna NagarRoad No.25, Sri Krishna Nagar, Patna - 8000001ANDB00013718000110020612-2530239
Boring RoadSteel House, Near S.K.Puri, Police Chowki, Patna, Pin - 800001ANDB00016308000110030612-2540644
Davps ECDav Public School Campus, Cantonment Road, Khagaul, Patna - 801105ANDB000155280001100406115-232209
Doctors ColonyK - 109, Pc Colony, Hanuman Nagar, Kankarbagh, Patna - 800020ANDB00017598000110050612-2366274
JanipurRai Colony , Nayatola, Phulwari Sharif , PatnaANDB00018578000110060612 2556840
MusallahpurhatSumitra Sadan, Chak Musallahpur, Chai Tola, Patna, Bihar, 800006ANDB00028118000110092660944
SohgiSitaram Bhavan, Sampatchak, Sohgi Mor, Patna, Bihar, 800007?ANDB00028128000110122494004
DanapurRaja Ram Tower, Gola Road, Digha Danapur Main Road, Patna, Bihar, 801503ANDB0002813800011008222023
Bypass MithapurSitaram Market, Ram Krishna Nagar, Mithapur Bypass, Patna Dist, Bihar, 800027ANDB00028148000110102920168
PataliputraGround Floor, Ramayan Plaza, Pataliputra Rajapur Pool, Opp 32 Gate, Digha Main Road, Patna, Bihar, 800001ANDB00028508000110112271700
Patna CityGround Floor, Navinawadh Aawash, Alamganj Ps, Guljarbagh Post, Patna City, Bihar, 800007ANDB00029108000110157759857019
RajabazarGround Floor, H No 5, Sbi Colony 1, Sheikhpura, Raja Bazar, Patna Dist, Bihar, 800014ANDB00029138000110149308483671
Govind Mitra RoadAshutosh Lodge, First Floor, Jain Gali, Govind Mitra Road, Patna, Bihar, 800004ANDB00028928000110139835256120
NalaroadFirst Floor, New Area Congress Maidan Road, Nala Road, Kadamkuan, Patna, Bihar, 800003ANDB00029578000110162721233

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%