Andhra Bank Personal Loan in Pune

About Andhra Bank Personal Loan Pune

Pune is a city full of life and has a large population of young professionals. Having said that, the demand for personal loans is also high as this kind of loan is one of the best options to get your life on track. Andhra Bank has been in the banking industry since 1923 and has a deep understanding of financial needs of the people. Hence, in Pune also, the personal loan scheme is designed by keeping in mind the affordability and expectations of the people. Read more to know about the product and Pune branch details of the bank.

Apply Personal Loan @ 10.75%* Rate

Andhra Bank Personal Loan in Pune at a Glance

Interest Rate11.80% - 15.50%
Loan amountUp to 10 month gross salary (for salaried) or 40% of gross annual income (for non-salaried) or 4 months pension in case of pensioners or 75% cost of the article whichever is less
TenureUp to 5 years
Processing FeeAs per bank’s norms

Eligibility Criteria

The eligibility criteria to apply for a personal loan at Andhra Bank is as mentioned below:

  • Any individual having repayment capacity
  • Salaried persons
  • Pensioners drawing pension in the branch

Documents Required

The applicants who want to apply for a personal loan at Andhra Bank must carry the below list of documents:

  • Loan application form
  • Passport size photos of applicant/s
  • Property statement of the applicant or co-obligant (s)
  • In the case of an employee drawing salary at the branch- Letter for the recovery of the loan installments by debit to his account
  • Post Dated Cheques for at least 12 months
  • Last 6 months bank statement
  • Letter from the applicant declaring that there is no existing loan with the other branch of the bank or with the other bank
  • Latest original quotation from a local dealer for consumer durables proposed to be purchased with full details and description of the articles, etc.
  • Stamped receipt/Invoice of the item purchased
  • Collateral documents wherever required
  • In the case of loan against NSC/KVP certificate (s)- The original Bond (s) with the copy of the latest receipt towards payment of Premium along with the request letter to LIC for assignment of the policy in favor of Bank
  • Verification report from other agencies
  • CIBIL score details
  • Certification of Inspection of Security
  • Managers certificate for valuation of property
  • Undertaking letter to adjust residual of the loan
  • Legal Audit wherever applicable

Proof of Income–

  • Salary Slip/ IT Returns/ Assessment Order, Property Statement
  • For Non-salaried person – Latest Income Tax Assessment Order, Property statement
  • Any other Valid document with last 3 years income proof
  • Latest quotation for article proposed to be purchased

Andhra Bank Pune Branch Addresses

Have a look at the branch address, IFSC code, MICR details and contact details of Andhra Bank in Pune:

Branch NameComplete AddressIFSCMICRCustomer Care
Pune601, Sanchar Street Camp, Pune - 411001 MaharashtraANDB0000906411011002020-26131004, 26133950
PimpriPlot No.206, Near Umed Bhavan, Pimpri Station Road, Pimpri, Pune - 411018ANDB0001117411011003020-56114954/27425456
Shavajinagar1187/23, Srishna Kunj, Ghole Road, Shivajinagar, Pune - 411005ANDB0001152411011004020-25513124
VishrantwadiJai Ganesh Viswa, Vishrantwadi, Pune - 411015ANDB0001320411011005020-65102246
VimannagarShop No.11 - 15, Royal Tower, Air Force Road, Viman Nagar, Pune - 411014ANDB0001579411011006020-26630122
WagholiGat No.1420, Sahyadri Ware Housing Complex, Near Wagheswar Temple, Wagholi, Pune - 412207ANDB0001746411011007020-27052735
HadapsarG Floor, Shop No.2, 7, 8, Fortune Estate, Near Akashwani, Hadapsar, Pune-411028ANDB00021594110110088898689319
ZO PuneOffice No 103 104 1St Floor Stellar Enclave Aundh Pune 411007ANDB0002280020 25887730
BaramatiPlot No2, H No 87, Mahavir Hospital, Near Vasantrao Pawar, Natyagruh, Baramati, 413102ANDB00023164130111012228008
NigdiPlot No 65, Sector No 26, Nigdi Pradhikaran, Pune, 411044ANDB00025194110110119822419618
Ambegaon BranchGround Floor, Sno 56 2, Nest To Ambegaon Dhayari Road, Near Gaumukh, Ambegaon, Pune, 411046ANDB00025204110110109028198979
Talegoan DabhadeS No 4806, Prarang, Near Jijamata Chowk, Talegoan Dabhade, Pune, 410506ANDB000253041101100914225252
BavdhanS No 13 2, Plot No 3 And 4, Shopnp 6, Sukhwani Prestige, Bavdhan, Pune, 411021ANDB00025884110110128400001178
ChakanShop No 1 6 7 8 And 2, Business Square, Gat No 1638 And 1639, Chakan, Pune , 410501ANDB000261041101101325887750
AundhShop No S 1B, S 1C, Rohan Nilay, Sangavi Road, Aundh, Pune, 411007ANDB00026204110110147754027007
GhorpadiYashshree, Ground Floor, S No 69, Hissa No 2 2 2, B T Kawade Road, Ghorpudi, PuneANDB00026514110110159921536611
WakadShop No 2, G O Square, S No 249, 250, 251, Wakad, Pune, 411057ANDB00027239545595475
Sinhgad RoadShowroom No 1, 2, Sbi Supervising Officials Society, Sno B3B And B3E, Near Sane Guruji Samrak, Pune, 411030ANDB00029414110110178180003999
Pimple SaudagarSai Raj Regency, Ground Floor, A Wing, S No 64 1, Near Cng Petrol And Sai School, Pimple Saudagar, Pune, 411027ANDB00029844110110189049035931
KharadiShow Room No 1, Arissa Avenue, Near Union Bank, Kharadi, Pune, Maharashtra, 411014ANDB00029854110110199545283892
Karve NagarSuvidha House, Sno 25 1 B, Cts No 148, No 2, Kshipra Coop Housing Society, Vithal Road, Hingane Back, Pune, Maharashtra, 411052ANDB00029954110110207028920010

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%