Axis Bank Ace Credit Card - Features, Benefits, Charges

Axis Bank Ace Credit Card


  • Explore the latest deals of the Axis Bank Ace Credit Card.
  • Earn Cashback and fuel surcharge waiver through this credit card.
  • See the Fees and Payment options of the Credit Card.

Most of the individual think that the credit cards are used for enjoying the credit limit. But you must aware of the fact that the majority of individuals prefer a credit card for enjoying exciting offers and deals. So, if you want to grab the latest deals on a credit card then you must take a look at the Axis Bank Ace Credit Card. You will get unlimited Cashback using this credit card on Zomato, Swiggy, Ola. There are also some other exciting deals on this credit card that you must explore before applying for it. This credit card allows you to do EMI Transactions as well so you must take a look at the key features and benefits of this card.

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    Features and Benefits of Ace Credit Card

    You must know that this card will help you to save a lot of extra bucks from your monthly expenses. It will cut off your expenses and you can use this credit card for buying various products. You can use all the offers of this credit card in your day-to-day transactions.

    Unlimited Cashback

    • Get a Cashback of 5% on bill payment of the electricity bills, gas bills, DTH bills, and other utility bills on Google Pay through this credit card.
    • Enjoy a flat Cashback of 4% on Swiggy.
    • Ride-on OLA and get a Cashback of 4%.
    • 4% Cashback is available on the food order made on Zomato.
    • There is a Cashback of 2% on all other spendings through this credit card.
    • There is no upper limit on Cashback.

    Airport Lounge Access

    • Get 4 complimentary accesses to the domestic airport lounges through the Axis Bank Ace Credit Card.
    • A maximum of 4 free visits is allowed during a year.

    List of Domestic Airport Lounges

    CityLounge’s NameTerminal
    DelhiPlaza PremiumDomestic T1D
    DelhiPlaza PremiumDomestic T2
    DelhiPlaza PremiumDomestic T3
    DelhiPlaza PremiumInternational 04
    MumbaiTFSDomestic T1C
    ChennaiTFSDomestic A
    ChennaiTFSDomestic B
    HyderabadPlaza PremiumDomestic
    HyderabadPlaza PremiumInternational

    Fuel Surcharge Waiver

    • Get a Fuel Surcharge Waiver of 1% at the refilling stations through the Axis Bank Credit Card.
    • The maximum fuel surcharge waiver allowed is up to ₹500 per month.

    Terms and Conditions

    • ₹400 is the minimum transaction allowed for the waiver.
    • ₹4000 is the maximum transaction allowed for the waiver.
    • There will be no Cashback on the fuel transactions.
    • GST Charged on the fuel transaction is non-refundable.

    Dining Delights

    As per this offer you are allowed to enjoy a discount of up to 20% at the 4000+ partnered restaurants in India with Axis bank.

    EMI Conversion

    • You are allowed to convert the purchase of ₹2500 and above into EMI Transactions on this credit card.
    • You can choose the EMI tenure for 6 months, 9 months, 12 months, 18 months, and 24 months.
    • The interest of 1.5% is applicable per month on the outstanding amount.
    • There will be a one-time processing fee of 1.5% or ₹250 whichever is higher will be applicable on the EMI transactions.

    Fees and Charges of Axis Bank Ace Credit Card

    Joining Fees₹499
    Annual Renewal Fees₹499
    Spend More than INR 10000 within 45 Days of Card IssuanceJoining Fees- Reversed
    Spend More than INR 2 Las in the previous year.Renewal Fees- Reversed
    Applications Received until 31st December 2020No Joining Fees is Applicable
    Add-On Card FeeNIL
    Finance ChargesUp to 3.4% Per Month or 49.36% Per Annum
    Cash Transaction Fee2.5% of the Cash with a minimum of ₹500
    Late Payment Fee·Minimum Late Payment Fees is ₹100
    ·Maximum Late Payment Fees is ₹700
    Overlimit Charges3% of the over-limit with a minimum of ₹500
    Cash Payment Charge₹100

    Eligibility Criteria and Documents Required for Ace Credit Card

    • The minimum age of the applicant must be 18 years.
    • 70 years must be the maximum age of the applicant.
    • The applicant must be a resident of India.


    • PAN card photocopy
    • Color photograph
    • Latest payslip/Bank statement/Form 16/IT return copy as proof of income.
    • Residence proof (any one of the following)
      • Passport
      • Driving License
      • Voter ID Card
      • Aadhaar card
    • Identity proof (any one of the following):
      • Passport
      • Driving license
      • Voter ID Card
      • Aadhaar card
      • PAN card

    Axis Ace Credit Card Payment Options

    You must see the Axis Bank Credit Card Payment options for clearing your outstanding dues. The banks allow you to make cash payments as well but they charge some extra fees for it. So, you must see the online options available for clearing credit card bills.

    • Net Banking
    • Mobile Application
    • National Electronic Fund Transfer
    • NACH Facility
    • Cash and Cheque Payments

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