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Axis Bank Credit Card Payment


  • Pay the Axis Bank Credit Card Bills Safely using the various Method.
  • Activate the Auto-Debit Facility through Mobile App or Net Banking for Timely Payments.
  • Use NEFT for Making the Axis Bank Credit Card Payment through other Banks.

Many users go for the Axis bank credit cards as it has many exciting offers and heavy discounts. But it is a common fact that the bills of every credit card are generated at the end of the month and for a continued service one has to clear the bills. So if you are using the credit card of Axis Bank then there are various Axis Bank Credit Card Payment options. You can use the Net Banking Facility or pay the bills via mobile banking. Let’s see the steps included in the payment methods of the Axis Bank Credit Card.

There are various methods available to pay your Axis Bank Credit Card bill online.

Pay off Bill via the Internet Banking

If you are an existing customer of Axis Bank, you can easily pay off the bill through Internet Banking. You can operate internet banking from your Axis Bank saving accounts. You just need to follow a few steps to pay the bill. 

  • Visit the official website of the Axis Bank.
  • Login to Axis Bank Internet Banking.
  • Open Credit Card Section.
  • Select a credit card for which the payment has to be made.
  • Click on the Pay Now option.
  • Then you have to select the account from which you wish to make the payment.
  • You have to enter the amount as per your wish.
  • Click on Proceed and make your payment.
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Pay Through Mobile Banking

You can pay Axis Bank Credit Card Bill through mobile banking. It is a convenient way to pay credit card bills. You can even download the link by sending an SMS MBANK on 5676782. Follow the steps below for mobile payment.

  • Download Axis Bank Mobile App from Play Store or iOS.
  • Login to Axis Bank Mobile App. 
  • Now, go to the credit card section. 
  • Select the credit card for which the bill has to be paid
  • Click on the Pay Now button.
  • Enter the amount to be paid.
  • Finally, click on Pay Now and Proceed.

Pay at Any Axis Bank ATM

Another option to pay the credit card bills is using the Axis Bank ATM Debit Card at any Axis Bank ATM.

  • Go to the nearest Axis Bank ATM.
  • First, insert your Axis Bank ATM card into the ATM machine.
  • Choose option services.
  • Choose the bill payment options present in the services
  • Now, you have to enter your credit card number twice.
  • After filling the credit card details, the Total Amount Due and Minimum Amount Due will appear in front of you.
  • Enter the Amount you are willing to pay for the credit card.
  • After a successful payment, the amount will be debited from the linked bank account.

If you have a good relationship with Axis Bank then you have the option to pay Axis Bank Credit Card Bill through the auto-debit facility. Choose this facility only if you have a savings or current account with Axis Bank. The amount will be deducted automatically every month in accordance with the credit card bill. You can set the auto-debit facility through the mobile app and Net Banking.

Steps to Set up Auto Debit Payment Facility via Mobile App

  • Open the mobile app on your mobile.
  • Login into the Mobile App.
  • Go to the Service section.
  • Now, open the credit card section.
  • Click on the auto-debit option.
  • Then choose the credit card for which you want to auto-debit the amount.
  • Finally, the auto-debit payment facility will be activated.
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Setup Auto Debit Payment Facility via Net Banking

  • Go to the official website of Axis Bank.
  • Login to Internet Banking with User ID and Password.
  • Open Services option and then the Credit Card services option.
  • Now set auto-debit facility from the account you want to debit.
  • After all the setup, the facility will be activated.

Axis Bank Credit Card Payment from Another Bank Account

If you hold a credit card from Axis Bank but do not have an account with Axis Bank. So no need to worry about how to pay, because there is an option to pay via the Bill Desk website. Therefore you need to provide some basic details of your card.

Required Card Details

  • Open Axis Bank Bill Desk Website.
  • Fill 16 digits of Axis Bank Credit Card.
  • Enter the amount you want to pay.
  • Select the bank account from which you want to pay the amount.
  • The payment interface of your chosen bank will open.

Payment Confirmation

  • Provide your net banking user id and password.
  • Enter the amount to be paid.
  • After this, the account will be debited immediately.
  • At last, you’ll get an online transaction confirmation and a transaction reference number.

Axis Bank Credit Card Payment Done Through Cash and Cheque

Cash Payment

You can easily pay your credit card bill in cash and for that, you have to visit the nearest Axis Bank. For cash payment ₹100 per payment service fee will be charged. Payment will be received on the same date.

Cheque and Draft

You have to choose the amount you have to pay. All you have to do is draw/draft a cheque in favor of the Axis Bank Card Number (16-digit Credit Card Number). Then you have to drop the cheque at any nearest branch of Axis Bank.


  • If you pay by cheque, always remember that you have to leave the cheque 5 days before the due date.
  • The check will be taken at the local branch only.
  • Post-dated cheques will not be accepted.
  • The clearance time for Axis Bank cheque is 1 working day.
  • Other bank cheque clearance time is 3-5 working days.
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Axis Bank Credit Card Payment to be Paid through IMPS/NEFT/VMT

NEFT (National Electronic Fund Transfer

Now, pay your credit card bills through the NEFT facility. You can pay your credit card bills online from another bank account. You need to follow the steps given below and fill in the correct information on the given form.

  • Login the Net Banking with your user ID or password.
  • Go to the NEFT option of the respective bank.
  • Enter the information required for transferring the money
  • Beneficiary NameName on the Credit Card
    Bank NameAxis Bank
    Branch NameMumbai
    IFSC CodeUTIB000400
    Beneficiary Account Number16 Digit Credit Card Number
  • After filling in all the information, click on the Submit button.

IMPS (Immediate Payment Service)

There is also an option to pay your credit card bill through IMPS and its TAT is on the same day. Payment of Axis Bank Credit Card through IMPS can be made anytime and anywhere without any hassle. There are steps to be followed.

  • Download the mobile banking app from the Play Store or iOS.
  • Login with the help of a user ID and password.
  • Go to the Transfer option.
  • Select the IMPS payment option.
  • Enter the required details 
    • Mobile Number
    • Unique and dedicated MMID Number
    • 16 digit credit card number
  • After filling in all the details, click on the submit button.

VMT (Visa Money Transfer)

You can clear the credit card dues of the Axis bank by Visa Money Transfer. This facility will enable you to make the Axis Bank Credit Card Payment using the Visa Debit Cards. The Visa Money transfer or the turnaround time is 2 working days.

Take Away

Now, you have various options for clearing the dues of your Axis Bank Credit Card. All the payment options are totally safe and they are convenient too for making the payments. In just a few clicks you can clear your dues timely without being penalized by the Axis Bank.

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