Axis Bank Home Loan in Bengaluru

Last Updated : Feb. 27, 2020, 11:26 a.m.

About Axis Bank Home Loan Bengaluru

The bank symbolizes the trust of the customers through its urge to serve them at each step of their financial journey. To gain and retain the trust, banks are increasingly rolling out the products and giving each other in the hard-fought banking space a good run for their money. Axis Bank, a name you must have heard and seen while walking on the roads, is a master class while offering a customized suite of products and services to customers across different segments, be it a top-notch corporate or a normal retail client. The bank aspires to give its each set of customer the best product for the fulfillment of their needs. The vast presence of the bank with over 3,000 branches and 13,000 ATMs is a big plus for Axis Bank. These touch points of the bank are spread far and wide across the country.

Bengaluru, the IT capital, also sees a large number of Axis Bank branches, which could be around 30-40 in the count. The need for Axis Bank to have a wide presence in Bengaluru becomes important due to the presence of IT behemoths like Infosys and Wipro, along with other IT firms that are located in the city. The city is also famous for the top-notch educational institutions including the likes of Indian Institute of Management, National Institute of Fashion Technology, Indian Institute of Science (IIS), National Law School of India University, among others.

Do you have that amount required to buy a home in the luxurious city of Bengaluru? No is your answer, then you should apply for a home loan at Axis Bank, which has suitable offers to fulfill your dream home. If you have searched out a property in your city Bengaluru, come to Axis Bank with the home loan application and get the gift of lower interest rates, longer tenure above all pleasant services from the lender at each moment of your stay in a dream home in Bengaluru.

Axis Bank Home Loan Bengaluru at a Glance

Eligibility Criteria

Get an idea of the home loan eligibility criteria below for a smooth approval of the application at Axis Bank in Bengaluru.

• Confirmed employees working in either government or private organizations can apply for Axis Bank Home Loan. Self-employed with a minimum of 2-3 years in the same line of business is also eligible to apply.
• Both salaried and employed need to make sure they attain a minimum age of 21 years while applying for a home loan . At the time of loan maturity, the maximum age allowed is 60 years and 65 years, respectively, for both salaried and self-employed.
• Both salaried and self-employed must have a stable source of income for loan approval.

Documentation

For Salaried

• Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
• Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
• Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
• Signature Verification Proof-PAN Card/Passport/Driving License
• Income Proof-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
• Property Documents- Property Registration & Allotment Copy, Property Valuation Report Copy
• Processing Fee Cheque
• Post-dated Cheques, ECS Mandate Form Duly Signed
• Photographs

For Self-employed

• Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
• Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
• Business Establishment Proof-Any of the Indirect Tax Registration Copy, Utility Bills of Shops
• Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
• Signature Verification Proof-PAN Card/Passport/Driving License
• Income Proof-ITR, Profit & Loss Account Statement and Audited Balance Sheet for the Last 2-3 Years
• Property Documents- Property Registration & Allotment Copy, Property Valuation Report Copy
• Processing Fee Cheque
• Post-dated Cheques, ECS Mandate Form Duly Signed
• Photographs

Check Home Loan Bengaluru for more information

Axis Bank Home Loan Bengaluru Branches