Axis Bank Home Loan in Guwahati
Last Updated : May 5, 2018, 10:55 a.m.
About Axis Bank Home Loan Guwahati
Axis Bank, a premier private lender with more than 3,000 branches and 13,000 ATMs across India, gives a new string to home dreamers in Guwahati, the capital of Assam. The home loans can be availed for several purposes such as the purchase, construction, renovation and extension of a house in the city of Guwahati. So, check out what Axis Bank has in store for you when it comes to availing a home loan in Guwahati.
Axis Bank Home Loan Guwahati at a Glance
Particulars | Details |
---|---|
Interest Rate | 8.75% - 9.15% |
Loan Amount | Upto ₹ 1.5 Cr |
Tenure | Upto 30 Years |
Processing Fee | Upto 1% of the loan amount |
Pre-payment Charges | Nil for floating rate loan. In case of fixed rate, 2% of the principal outstanding will be chargeable |
Eligibility Criteria
Do check out the points below for a smooth approval of your home loan application at Axis Bank in Guwahati.
- Confirmed employees working in either government or private organizations can apply for Axis Bank Home Loan. Self-employed with a minimum of 2-3 years in the same line of business is also eligible to apply.
- Both salaried and self-employed need to make sure they attain a minimum age of 21 years while applying for a home loan. At the time of loan maturity, the maximum age allowed is 60 years and 65 years, respectively, for both salaried and self-employed.
- Both salaried and self-employed must have a stable source of income for loan approval.
Documents Required
Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
Signature Verification Proof-PAN Card/Passport/Driving License
Income Proof for Salaried-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
Income Proof for Self-employed-ITR, Profit & Loss Account Statement and Audited Balance Sheet for the Last 2-3 Years
Business Establishment Proof-Service Tax/VAT/Sales Tax Registration, Utility Bills of Business Establishments (For Self-employed)
Property Documents- Property Registration & Allotment Copy, Property Valuation Report Copy
Processing Fee Cheque
Post-dated Cheques, ECS Mandate Form Duly Signed
Photographs
Check for more information in Home Loan Guwahati
Axis Bank Home Loan Guwahati Branches
Branch Name | Complete Address | IFSC | MICR | Customer Care |
---|---|---|---|---|
Guwahati | Chibber House G S Road, Dispur, 781005 | UTIB0000140 | 781211002 | 0361-2340522 |
Paltanbazar | Commercial Building A T Road, 781001 | UTIB0000375 | 781211003 | 0361-273 4035/ 37/ 38 |
Fancy Bazar, Assam | Fancy Bazar, Ss Road Guwahati 781001 , Assam | UTIB0000608 | 781211004 | 0361-273 0209/ 11 |
Noonmati | D & H Tower, Near Bamunimaidan New Guwahati, Noonmati Dist. Kamrup Metro, Pin 781021 | UTIB0000722 | 781211005 | 0361 - 2650238/2650239/2650243/44 |
Beltola, Guwahati | Megha Plaza, Basistha Chariali Beltola, Guwahati, Dist. Kamrup Assam, Pin 781029 | UTIB0000860 | 781211006 | 0361- 2306221/ 25/ 28/ 29/ 30 |
Khanapara | 1 St Floor, Six Mile, Milestone Building, G.S. Road , Khanapara, Dist.Kamrup, Guwahati , Assam , Pin 781022. | UTIB0001297 | 781211007 | (0361)2339970/71 (0361) 2339972 |
Zoo Road | First Floor, Parnil Palace, Zoo Road, Tiniali, Guwahati, Dist.Kamrup Metro, Assam , Pin 781024. | UTIB0001298 | 781211008 | (0361) 22019/84/85/86 (0361) 2201880 |
Silpukhuri | Lakshmi Service Station, Gnb Road Silpukhuri, Dist.Kamrup Metro , Assam , Pin 781003 | UTIB0001442 | 781211009 | (0361) 2669821/ 24/ 25 (0361) 2669823 |
Service Branch, Guwahati | Paltan Bazar Branch Annexe, Commercial Building , A T Road , Guwahati, Dist. Kamrup , Assam , Pin 781001 | UTIB0001190 | 781211001 | (0361) 2735516 9435040220 |
Maligaon | Maligaon Charili, Near Overbridge, Guwahati, Dist. Kamrup Metro, Assam, Pin 7810011 | UTIB0001669 | 781211010 | |
Hatigaon | Ground & 1St Floor " Integrity Towers" , Flower Lane Near Little Flower High School, Hatigaon Guwahati-781038 | UTIB0002181 | 781211011 | 0361-2620074/75/76/78/79- |
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