Axis Bank Personal Loan Bengaluru - Eligibility, Rates Dec 2023, EMI, IFSC Code

Axis Bank Personal Loan in Bengaluru

Axis Bank Personal Loan Bengaluru Interest Rate

Interest Rate10.49% - 21.00%
Loan AmountUpto ₹ 15 Lakhs
Tenure1-5 Years
Processing FeeUpto 1.5%-2% of the loan amount+GST
Pre-payment ChargesNil

Apply Personal Loan @ 10.75%* Rate

Axis Bank Personal Loan Branches with IFSC Codes in Bengaluru

Branch NameComplete AddressIFSCMICRCustomer Care
BangaloreNo. 9, M.G. Road, Block A, 560001UTIB0000009560211002080-2537 0615/ 616
Jayanagar55/5 30Th Cross 13Th Main Jayanagar 4Th Block, 560011UTIB0000052560211003080 -26653713, 22456244/5, 64501895, 26653658/41, 25317830
Basaveshwar NagarKeers Plaza - 2000, 472, 80Ft Main Road Basaveshwar Nagar, 560079UTIB0000065560211004080-23225337/5775
YelahankaNo 688 Iii A Cross Opp.Seshadripuram College New Town Yelahanka, 560064UTIB0000094560211006080-2856 0786 / 0787/ 0797/ 0798, 4168 5800
BanashankariNo 369, 13Th Cross, 30Th Main Rd, C.T Bed Extn Banashankari Ii Stage, 560070UTIB0000102560211005080-26798820/26794294/26798824
Indiranagar276, Hal Ii Stage , 100 Ft Road Indira Nagar Bangalore, 560038UTIB0000114560211007080-25202056/57/58
Service BranchService Ground Floor, No: 9, K H Road, Shanthinagar, 560027UTIB0000162560211001080 - 22485970/ 72
KoramangalaNo.119, 80 Feet Road, 7Th Block Industrial Layout, Koramangala, 560095UTIB0000194560211008080 66671444/555/666
Malleswaram233, 2Nd Main, Sampige Road, Malleswaram, 560003UTIB0000227560211009080-23310500/0600
Cox Town61, Wheeler Road Cox Town, 560005UTIB0000231560211010080-25801593 / 94
MarathahalliSite No. 43, Varthur Main Road Marathahalli, 560037UTIB0000300560211011080-2523 1621 / 22
J P NagarGround Floor, No.6/A, J P Nagar Iii Phase, Banneragatta Main Road, 560076UTIB0000333560211012080-2658 6834/35/36
R T NagarGround Floor , No.174, Mla Layout R.T.Nagar Main Road, R.T.Nagar, 560032UTIB0000363560211013080-2354 2200/ 2354 3300
VijayanagarG.G. Arcade, Service Road, No.2940/E - 5 West Of Chord Road, Opp Maruti Mandir, Vijayana, 560040UTIB0000468560211014080-2314 7744/ 45/ 55
WhitefieldCitius, First Technology Place, No. 3 Epip, Whitefield, Karnataka, 560066UTIB0000514560211015080-2841 1155/ 66
ChamarajapetSri Rama Mandira Association, No 114, 5Th Main Road, 6Th Cross, Bangalore 560018UTIB0000558560211016080-2660 5596
RajajinagarVidya Vardhaka Sangha, Saptharshidhama, First Block, Rajajinagar, Bangalore 560010UTIB0000559560211017080-2337 5556/ 2357 8546
PeenyaSri Vidya Kendra High School, National Highway 4, Peenya, Bangalore 560058UTIB0000560560211018080 - 28392777/ 28392888
SahakaranagarGreen Country Public School, No. 106/7, Opp Kodigehally Cross Bus Stop, Bellary Road, Bangalore 560092UTIB0000561560211019080- 23620841/ 1047
Electronic CityH G Plaza, No.223/A Konappana Agrahara, Electronic City Bangalore – 560100 , KarnatakaUTIB0000677560211020080-2852 1021/ 22/ 23
MajesticPlot No. 41, Seshadri Road Anand Rao Circle Bangalore 560009 , KarnatakaUTIB0000693682211005080-22374596/97/98
Sanjay Nagar23/4, D. Rajagopal Road Sanjay Nagar, Bangalore 560094 KarnatakaUTIB0000755560211023080 - 23514601/02/03

Eligibility Criteria

Unaware of the eligibility criteria below can be a real dampener and lead to the rejection of your personal loan application. Do conform to these requirements before applying for a loan at Axis Bank in Bengaluru.

  • Salaried employees working in a public or private sector firms with a stable flow of income can apply for a personal loan.
  • You can apply for a personal loan at a minimum age of 21 years.
  • The maximum age of the applicant should not be more than 60 years at the time of loan maturity.
  • Minimum net monthly income of the applicant should be ₹15,000.

Axis Bank Personal Loan EMI Calculator

Know your EMIs, Interest Outgo and Total Amount Payable on a personal loan with the help of using an EMI Calculator. That’s right! This innovative and well-designed lets you know the exact calculations of your monthly installments in the easiest and quickest manner. By taking into account, tenure, interest rate and loan amount, this device helps you in knowing your EMIs in a better and appealing way.

For your understanding, below is a table, displaying the calculations on a loan amount of ₹5 Lakh, taken for a tenure of 5 years at an interest rate of 14.56% per annum.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan AmountInterest RateTenureMonthly InstalmentTotal Interest AmountTotal Amount
₹ 5,00,00014.56%1₹ 45,025₹ 40,305₹ 5,40,305
₹ 5,00,00014.56%2₹ 24,139₹ 79,334₹ 5,79,334
₹ 5,00,00014.56%3₹ 17,225₹ 1,20,104₹ 6,20,104
₹ 5,00,00014.56%4₹ 13,804₹ 1,62,597₹ 6,62,597
₹ 5,00,00014.56%5₹ 11,780₹ 2,06,788₹ 7,06,788

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

YearPrincipalInterestBalance Amount
1₹ 73,322₹ 68,035₹ 4,26,677
2₹ 84,740₹ 56,617₹ 3,41,936
3₹ 97,936₹ 43,421₹ 2,43,999
4₹ 1,13,187₹ 28,170₹ 1,30,812
5₹ 1,30,953₹ 10,545₹ 0

Documents Needed to Apply

The following documents are sought by Axis Bank to approve your personal loan application. These documents are needed to be submitted for accessing a personal loan from Axis Bank in Bengaluru. Take a look at the documents below and start arranging them before you need to submit before the bank.

  • Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
  • Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
  • Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Income Proof-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
  • Processing Fee Cheque
  • Post-dated Cheques, ECS Mandate Form Duly Signed
  • Photographs
  • Application Form

About Axis Bank Personal Loan Bengaluru

Anxious to know a reliable lender that can offer you a customized personal loan offer in Bengaluru? The answer is simple, Axis Bank, which runs a large number of branches in the city offering a comprehensive package of personal loans to meet the diverse needs of the requirements. The fast loan processing and simple documentation would tempt you to join the list of personal loan customers of Axis Bank in Bengaluru.

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