Table of Contents
Axis Bank Personal Loan Bengaluru Interest Rate
|Interest Rate||10.25% - 21.00%|
|Loan Amount||Upto ₹ 15 Lakhs|
|Processing Fee||Upto 1.5%-2% of the loan amount+GST|
Axis Bank Personal Loan Branches with IFSC Codes in Bengaluru
|Branch Name||Complete Address||IFSC||MICR||Customer Care|
|Bangalore||No. 9, M.G. Road, Block A, 560001||UTIB0000009||560211002||080-2537 0615/ 616|
|Jayanagar||55/5 30Th Cross 13Th Main Jayanagar 4Th Block, 560011||UTIB0000052||560211003||080 -26653713, 22456244/5, 64501895, 26653658/41, 25317830|
|Basaveshwar Nagar||Keers Plaza - 2000, 472, 80Ft Main Road Basaveshwar Nagar, 560079||UTIB0000065||560211004||080-23225337/5775|
|Yelahanka||No 688 Iii A Cross Opp.Seshadripuram College New Town Yelahanka, 560064||UTIB0000094||560211006||080-2856 0786 / 0787/ 0797/ 0798, 4168 5800|
|Banashankari||No 369, 13Th Cross, 30Th Main Rd, C.T Bed Extn Banashankari Ii Stage, 560070||UTIB0000102||560211005||080-26798820/26794294/26798824|
|Indiranagar||276, Hal Ii Stage , 100 Ft Road Indira Nagar Bangalore, 560038||UTIB0000114||560211007||080-25202056/57/58|
|Service Branch||Service Ground Floor, No: 9, K H Road, Shanthinagar, 560027||UTIB0000162||560211001||080 - 22485970/ 72|
|Koramangala||No.119, 80 Feet Road, 7Th Block Industrial Layout, Koramangala, 560095||UTIB0000194||560211008||080 66671444/555/666|
|Malleswaram||233, 2Nd Main, Sampige Road, Malleswaram, 560003||UTIB0000227||560211009||080-23310500/0600|
|Cox Town||61, Wheeler Road Cox Town, 560005||UTIB0000231||560211010||080-25801593 / 94|
|Marathahalli||Site No. 43, Varthur Main Road Marathahalli, 560037||UTIB0000300||560211011||080-2523 1621 / 22|
|J P Nagar||Ground Floor, No.6/A, J P Nagar Iii Phase, Banneragatta Main Road, 560076||UTIB0000333||560211012||080-2658 6834/35/36|
|R T Nagar||Ground Floor , No.174, Mla Layout R.T.Nagar Main Road, R.T.Nagar, 560032||UTIB0000363||560211013||080-2354 2200/ 2354 3300|
|Vijayanagar||G.G. Arcade, Service Road, No.2940/E - 5 West Of Chord Road, Opp Maruti Mandir, Vijayana, 560040||UTIB0000468||560211014||080-2314 7744/ 45/ 55|
|Whitefield||Citius, First Technology Place, No. 3 Epip, Whitefield, Karnataka, 560066||UTIB0000514||560211015||080-2841 1155/ 66|
|Chamarajapet||Sri Rama Mandira Association, No 114, 5Th Main Road, 6Th Cross, Bangalore 560018||UTIB0000558||560211016||080-2660 5596|
|Rajajinagar||Vidya Vardhaka Sangha, Saptharshidhama, First Block, Rajajinagar, Bangalore 560010||UTIB0000559||560211017||080-2337 5556/ 2357 8546|
|Peenya||Sri Vidya Kendra High School, National Highway 4, Peenya, Bangalore 560058||UTIB0000560||560211018||080 - 28392777/ 28392888|
|Sahakaranagar||Green Country Public School, No. 106/7, Opp Kodigehally Cross Bus Stop, Bellary Road, Bangalore 560092||UTIB0000561||560211019||080- 23620841/ 1047|
|Electronic City||H G Plaza, No.223/A Konappana Agrahara, Electronic City Bangalore – 560100 , Karnataka||UTIB0000677||560211020||080-2852 1021/ 22/ 23|
|Majestic||Plot No. 41, Seshadri Road Anand Rao Circle Bangalore 560009 , Karnataka||UTIB0000693||682211005||080-22374596/97/98|
|Sanjay Nagar||23/4, D. Rajagopal Road Sanjay Nagar, Bangalore 560094 Karnataka||UTIB0000755||560211023||080 - 23514601/02/03|
Unaware of the eligibility criteria below can be a real dampener and lead to the rejection of your personal loan application. Do conform to these requirements before applying for a loan at Axis Bank in Bengaluru.
- Salaried employees working in a public or private sector firms with a stable flow of income can apply for a personal loan.
- You can apply for a personal loan at a minimum age of 21 years.
- The maximum age of the applicant should not be more than 60 years at the time of loan maturity.
- Minimum net monthly income of the applicant should be ₹15,000.
Axis Bank Personal Loan EMI Calculator
Know your EMIs, Interest Outgo and Total Amount Payable on a personal loan with the help of using an EMI Calculator. That’s right! This innovative and well-designed lets you know the exact calculations of your monthly installments in the easiest and quickest manner. By taking into account, tenure, interest rate and loan amount, this device helps you in knowing your EMIs in a better and appealing way.
For your understanding, below is a table, displaying the calculations on a loan amount of ₹5 Lakh, taken for a tenure of 5 years at an interest rate of 14.56% per annum.
Table Showing EMI, Interest Outgo, and Total Repayment Amount EMI, Total Interest Outgo, Total Repayment (Interest + Principal)
Loan Amount Interest Rate Tenure Monthly Instalment Total Interest Amount Total Amount ₹ 5,00,000 14.56% 1 ₹ 45,025 ₹ 40,305 ₹ 5,40,305 ₹ 5,00,000 14.56% 2 ₹ 24,139 ₹ 79,334 ₹ 5,79,334 ₹ 5,00,000 14.56% 3 ₹ 17,225 ₹ 1,20,104 ₹ 6,20,104 ₹ 5,00,000 14.56% 4 ₹ 13,804 ₹ 1,62,597 ₹ 6,62,597 ₹ 5,00,000 14.56% 5 ₹ 11,780 ₹ 2,06,788 ₹ 7,06,788 Year Principal Interest Balance Amount 1 ₹ 73,322 ₹ 68,035 ₹ 4,26,677 2 ₹ 84,740 ₹ 56,617 ₹ 3,41,936 3 ₹ 97,936 ₹ 43,421 ₹ 2,43,999 4 ₹ 1,13,187 ₹ 28,170 ₹ 1,30,812 5 ₹ 1,30,953 ₹ 10,545 ₹ 0
Table Showing EMI, Interest Outgo, and Total Repayment Amount
EMI, Total Interest Outgo, Total Repayment (Interest + Principal)
Documents Needed to Apply
The following documents are sought by Axis Bank to approve your personal loan application. These documents are needed to be submitted for accessing a personal loan from Axis Bank in Bengaluru. Take a look at the documents below and start arranging them before you need to submit before the bank.
- Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
- Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
- Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
- Signature Verification Proof-PAN Card/Passport/Driving License
- Income Proof-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
- Processing Fee Cheque
- Post-dated Cheques, ECS Mandate Form Duly Signed
- Application Form
About Axis Bank Personal Loan Bengaluru
Anxious to know a reliable lender that can offer you a customized personal loan offer in Bengaluru? The answer is simple, Axis Bank, which runs a large number of branches in the city offering a comprehensive package of personal loans to meet the diverse needs of the requirements. The fast loan processing and simple documentation would tempt you to join the list of personal loan customers of Axis Bank in Bengaluru.