Axis Bank Personal Loan Kochi - Rates February 2024, Eligibility, EMI, IFSC Code

Axis Bank Personal Loan in Kochi

About Axis Bank Personal Loan Kochi

Living in the lively city of Kochi surrounded by beaches? Seeking a personal loan for your needs, but not finding the right bank? Come to Axis Bank, which offers the same at an affordable interest rate, aided by the simple processing and easy documentation to make it all the more attractive for you to apply for. The bank has a substantial number of branches in Kochi, Kerala.

Apply Personal Loan @ 10.75%* Rate

Axis Bank Personal Loan Kochi at a Glance

Interest Rate10.49% - 21.00%
Loan AmountUpto ₹ 15 Lakhs
Tenure1-5 Years
Processing FeeUpto 1.5%-2% of the loan amount+Applicable Service Tax
Pre-payment ChargesNil

Eligibility Criteria

Stay in line with the eligibility criteria or rue for the missed opportunity of travelling abroad or fulfilling other needs. Make sure you and Axis Bank are on the same page as far as the below eligibility norms are concerned.

  • Salaried employees working in a public or private sector firms with a stable flow of income can apply for a personal loan.
  • You can apply for a personal loan at a minimum age of 21 years.
  • The maximum age of the applicant should not be more than 60 years at the time of loan maturity.
  • Minimum net monthly income of the applicant should be ₹15,000.


At the end, everything hinges upon the documents and their submission for gaining the nod of a bank for personal loan approval. Axis Bank has also stipulated some of the documents that are needed for this type of loan. Glance below and arrange the documents accordingly for a smooth disbursement.

Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
Signature Verification Proof-PAN Card/Passport/Driving License
Income Proof-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
Processing Fee Cheque
Post-dated Cheques, ECS Mandate Form Duly Signed
Application Form

Check more information by visiting Personal Loan Kochi here

Axis Bank Personal Loan Kochi Branches

Branch NameComplete AddressIFSCMICRCustomer Care
Kochi41/419, Ground Floor Chicago Plaza, Rajaji Road, Ernakulam, 682035 UTIB00000816822110020484-4411006/2/3/4/8/44
Willingdon IslandNo. 24/1352, Bristow Road, Willingdon Island, Kochi 682003UTIB00005626822110040484-266 9947/ 9948
Palarivattom, KeralaPukalakkat City Centre & Sivadas Tower Near Alapatt Regency, M.K.K. Nair Road Palarivattom, Kochi 682025 Dist. Ernakulam, KeralaUTIB0000691682211005
Vytilla, KochiKasmisons Estate, Janatha Junction, Vytilla Kochi, Dist. Ernakulam Kerala, Pin 682019UTIB00008276822110060484-4433000/ 01/ 02
ThrikkakaraX / 110 - E 1, Valiyakulangara Buildings, Opposite C.S.E.Z., Seaport - Airport Road, Kakkanad, Kochi - 682 037.Kerala StateUTIB00011616822110080484 4433775 / 776 / 777 / 778 / 0484-2424779
Ravipuram, KochiDoor No.39/4609, Ground Floor, Oxford Business Centre, Off. M G Road, Srikandath Road, Ravipuram, Kochi - 682 016, District - Ernakulam, State - Kerala.UTIB0001459682211009097475 41455
Panampilly Nagar, KochiNo. 27 / 704, A/A1/B/B1, G - 282, Panampilly Nagar, Main Avenue, Kochi - 682 036. Dist. Ernakulam, State - KeralaUTIB0001499682211010098952 13609 0
Service Branch, KochiV Floor, Chicago Plaza, Kochi - 682 035. Dist - Ernakulam. State - KeralaUTIB00015096822110010484 - 44110148 / 4411019 / 4411021 0
KalamasseryR.S. No.505/3, Pathadi Palam, South Kalamassery, Kochi - 682033 Ernakulam , Kerala.UTIB0001647682211011
Kaloor, KochiDoor No. 36/2692 - F, Shamna Towers, K K Road, Kaloor, Kochi - 682 017 District : Ernakulam State : KeralaUTIB00019046822110120484 - 2343438
VennalaNedumkallel Estate 33 144 A Civil Lane Road Edappally Post Kochi Ernakulam Pin 682024UTIB00027486822110148589027481
ThevaraSurvey No10832 10092 Pandit Karuppan Rd Thevara Kochi Pin 628013UTIB00029916862110159447806000


  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%