Axis Bank Personal Loan Kolkata - Rates March 2024, Eligibility, EMI, IFSC Code

Axis Bank Personal Loan in Kolkata

Axis Bank Kolkata Main Branch with IFSC Code

  • Branch Name: Axis Bank Kolkata Branch
  • Complete Address: 7, Shakespeare Sarani Kolkata, Kolkata – West Bengal
  • IFSC Code: UTIB0000005
  • MICR Details: 700211002
  • Customer Care Number: 033-2282 2933/ 5189

Apply Personal Loan @ 10.75%* Rate

Axis Bank Kolkata Branches with IFSC Codes and Customer Care Number

Branch NameComplete AddressIFSCMICRCustomer Care
Kolkata Branch7, Shakespeare Sarani Kolkata, 700071UTIB0000005700211002033-2282 2933/ 5189
Golpark20, Gariahat Road Golpark, 700019UTIB0000011700211003033-2440 9987/ 90
KankurgachiP - 35, Cit Road, Scheme Vii (M) Manicktala Main Road, Kolkata, 700054UTIB0000017700211004033-2352 9501/03
Salt Lake City - KolkataBd - 20, Sector I, Salt Lake City, 700064UTIB0000025700211006033-2321-7054/7414
BaguiatiMangalik, H/H - 19/1, Vip Road Baguiati, 700059UTIB0000026700211007033-25700167/0178
Behala76/69 Diamond Harbour Road Behala Chowrasta, 700008UTIB0000034700211009033-24465203/04/05/06
Tollygunge207 N S C Bose Road Tollygunge, 700040UTIB0000045700211010033-2421 1365
Shyambazar (Calcutta)126A, Bidhan Sarani Shyambazar, 700004UTIB0000084700211011033-25437846/49
Service Br (Kolkata)5 Shakespeare Sarani, 700071UTIB0000141700211001
East Zonal Office - EZO1St Floor, 5, Shakespeare Sarani, Kolkata 700071 ) (Additional Space Taken On 19.10.2006 - Nagaland House Commercial Complex, 7Th Floor, 11, Shakespeare Sarani, Kolkata 700071, West BengalUTIB0000144700211999(033) 22824659/2933/ 4961/ 5189/ 9832
Dalhousie Square BranchMukti Chambers, Ground Floor, 4 Clive Row, 700001UTIB0000153700211013033-22420074
Cit Road Kolkata [West Bengal]2 / 1 / 4, Deb Lane Kolkata, 700014.UTIB0000161700211014033-2284 8844/ 46
Lake Town, Kolkata (West Bengal)Mansha Bari, P - 249 Lake Town Block B, Kolkata, 700089UTIB0000191700211015033-25344781/25344668
Garia (South Kolkata)37, Raja Subodh Chandra Mullick Road Kolkata, 700084UTIB0000232700211016033- 2430 8221/ 8217/ 8225/ 8213
Dunlop (Kolkata)Shree Towers, 101A/1, Barrackpore Trunk Road, 700090UTIB0000236700211017033-25313743/ 3744/ 3745
Rashbehari Avenue (Kolkata)41 B, Rashbehari Avenue, 700026UTIB0000253700211019033-2464 6985/6986/6972
Prince Anwar Shah Road, KolkataCity High 85 Prince Anwar Shah Road, 700033UTIB0000255700211020033-2422 6755/ 54
Burra Bazar4A Chaitan Sett Street Kolkata, 700007UTIB0000277700211022033-22681460 / 61 / 62
Dum Dum7B Motijheel Avenue Po Motijheel, Dum Dum, 700074UTIB0000284700211023033-2529 7552/ 7554/ 7555/ 7556
New Alipore60, Bankim Mukherjee Sarani New Alipore, 700053UTIB0000351700211025033-2407 2480/82/83/84
Airport Branch28, Jessore Rd, N S C Bose Intnl Airport Dumdum, North 24 Parganas, 700052UTIB0000410700211028033-66272023 / 24 / 25
Sarat Bose Road BranchSarat Bose Road Lansdowne Towers, 2/1A Sarat Bose Road, 700020UTIB0000411700211029033-2289 5710/ 11/ 12
SingurNew Medical House, Nutan Bazar, Singur 712409UTIB0000543700211036033- 2630 3448/ 3449/ 3451
RishraStepping Stone School, 362/363, Bangur Park, Rishra, 712248UTIB0000545700211037033-26721118/1119/4268
ChinsurahHooghly Chinsurah Municipality, Pipulpati, Chinsurah, 712101UTIB0000546700211038033 - 26802966/26806206/207/208
MadhyamgramNajrul Satabarshiki Sadan, Madhyamgram Chowmatha, Kolkata 743275UTIB0000547700211039033- 2526 7510 / 7511/ 8961/ 2538 0839
Salt Lake, Sector III KolkataIb 201, Sector Iii Salt Lake, Kolkata 700106 West BengalUTIB0000775700211046033-2335-2289/2290
Manton538, Diamond Harbour Road Kolkata 700034, West BengalUTIB0000721700211045
Ganesh Chandra Avenue, KolkataIndia House 69, Ganesh Chandra Avenue Kolkata, West Bengal, Pin 700013UTIB0000836700211047033- 2215 2014/ 015/ 016/ 017
Central Avenue, Kolkata31 A & B, Tara Chand Dutt Street Kolkata, West Bengal Pin 700073UTIB0000870700211048033-22703003/ 04/ 05/ 07
NarendrapurRamakrishna Misson Ashrama, Po : Narendrapur, Ps: Sonarpur, Kolkata, South 24 Parganas, West Bengal , Pin 700103UTIB0001142700211053(033) 24287411 / 12 / 13/ 15
BBD Bagh64A, Hemanta Basu Sarani, Near Stephen House, Bbd Bagh, Kolkata, West Bengal , Pin 700001UTIB0001138700211056(033) 2262 3356 / 57
Survey ParkGround & 1St Floor, C - 194, Survey Park, Santoshpur, Opp : Kishore Bharati Stadium, Ps : East Jadavpur, Kolkata - 700 075.UTIB0001143700211052033 - 2416 1456 / 1269 / 1329 / 033 - 2416 0036
BelghoriaBelghoria, 75/2 Feeder Road, Kolkata - 700056UTIB0001229700211060033-25444501, 02, 03, 04 033-25444533
Paddapukur58 - B, Paddapukur Road , Kolkata, West Bengal , Pin 700020UTIB0001311700211061(033) 24190935/ 36/ 37/ 38 (033) 24190934
KhardahaMaa Sarada Apartment, 21/19, B.T. Road , Khardaha, P.O & P.S: Khardaha, West Bangal, Pin 700117.UTIB0001356700211064(033) 25235827/28/35 (033) 2523 5823
New Garia25, Srinagar Main Road , New Garia, Dist. South 24 Parganas, Kolkata, West Bengal , Pin 700094UTIB0001482700211066(033) 24329745/9606 (033) 24329762
DakshineswarJiban Kunja, 48/1F, R N Tagore Road , Dakshineswar, Kolkata, West Bengal , Pin 700076UTIB0001507700211066(033) 25442703/04 (033) 25442705

Axis Bank Personal Loan Interest Rates in Kolkata

ParticularsDetails
Interest Rate10.49% - 21.00%
Loan AmountUpto ₹ 15 Lakhs
Tenure1-5 Years
Processing FeeUpto 1.5%-2% of the loan amount+GST
Pre-payment ChargesNil

Personal Loan EMI Calculator

A personal loan EMI calculator is the tool that helps you calculate Equated Monthly Installments. This tool takes into account the basic details of your loan like the loan amount, interest rate (p.a.) and the loan amount and gives you the result of the EMI, the total interest outgo and the total amount (interest+principal). Here is an example showing the payments you will have to do if you take a personal loan from Axis Bank worth ₹10,00,000 for the tenure of 5 years and an interest rate of 15.5% p.a.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan AmountInterest RateTenureMonthly InstalmentTotal Interest AmountTotal Amount
₹ 10,00,00015.5%1₹ 90,494₹ 85,933₹ 10,85,933
₹ 10,00,00015.5%2₹ 48,725₹ 1,69,389₹ 11,69,389
₹ 10,00,00015.5%3₹ 34,911₹ 2,56,785₹ 12,56,785
₹ 10,00,00015.5%4₹ 28,085₹ 3,48,073₹ 13,48,073
₹ 10,00,00015.5%5₹ 24,053₹ 4,43,191₹ 14,43,191

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

YearPrincipalInterestBalance Amount
1₹ 1,43,553₹ 1,45,085₹ 8,56,446
2₹ 1,67,454₹ 1,21,184₹ 6,88,992
3₹ 1,95,335₹ 93,303₹ 4,93,656
4₹ 2,27,859₹ 60,779₹ 2,65,797
5₹ 2,66,104₹ 22,841₹ 0

Eligibility Criteria

The general eligibility criteria to apply for a personal loan at Axis Bank is as follows:

  • Salaried employees working in a public or private sector firms with a stable flow of income can apply for a personal loan.
  • You can apply for a personal loan at a minimum age of 21 years.
  • The maximum age of the applicant should not be more than 60 years at the time of loan maturity.
  • Minimum net monthly income of the applicant should be ₹15,000.

How to Apply

The process of applying for a personal loan is simple and quick. You need to fill the loan application form and submit it along with the documents checklist at your nearest bank branch or online.

Application Form

In the application form for a personal loan, you must fill in the below-mentioned details:

  1. Personal details of the applicant/s
  2. Professional details of the applicant/s
  3. Loan details (amount and tenure)

Documentation Required

Have a look at the documents checklist required to apply for this loan:

  • Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
  • Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
  • Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Income Proof-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
  • Processing Fee Cheque
  • Post-dated Cheques, ECS Mandate Form Duly Signed
  • Photographs
  • Application Form

Check more information by visiting Personal Loan Kolkata here

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%