Axis Bank Personal Loan Patna - Rates February 2024, Eligibility, EMI, IFSC Code

Axis Bank Personal Loan in Patna

Axis Bank Patna Main Branch with IFSC Code

  • Branch Name: Patna
  • Complete Address: 1st Floor, Lok Nayak Jai Prakash Bhawan, Dak Bunglow Crossing, Patna-800001, Bihar, India
  • IFSC Code: UTIB0000142
  • MICR Details: 800211002
  • Customer Care Number: 0612-2207030

Apply Personal Loan @ 10.75%* Rate

Axis Bank Patna Branches with IFSC Codes and Customer Care Number

Branch Name Complete Address IFSCMICRCustomer Care
PatnaSaket Towers, S P Verma Road, 800001UTIB00001428002110020612-2206701 
Boring RoadUdaiman Apartment Boring Road, Patna, 800001UTIB00003878002110030612-257 3341/42/43/44
RajabazarR. K. Estate, Raja Bazar, Bailey Road , Patna , Bihar , Pin 800014UTIB0001290800211004(0612) 2295617/ 50/ 97/ 66 (0612) 2295665
RajendranagarUpa Complex, 148 - B, Dr. Mahendra Narain Path, Rajendra Nagar, Patna, P.S. Kadam Kuan, Bihar , Pin 800016.UTIB0001377800211005(0612) 2665216/17/ 14/ 2655218 (0612) 2655219
Patna CityHarihar Bhawan Chowk, Ashok Raj Path, Patna City, Patna - 800 008. BiharUTIB00014068002110060612 - 2640120 / 21 / 22 / 24
Ashok Raj PathC/O, Shyam Steel House, Ashok Raj Path, Muradpur, Patna - 800004 (Bihar)UTIB00014838002110070612 - 2300135 / 137 / 142 /147 0612 - 2300113
Barh, PatnaStation Road, P.O. Barh, Dist. Patna 803213UTIB0001785803211102
AnisabadUfo Mall, Anisabad, Near Anisabad Chowraha, Patna, Bihar, Pin 800002UTIB0001664800211008
DanapurGola Road, Ward No. 23, Opp: Ram Janki Mandir, Po. Danapur, Patna, Bihar, Pin 801503UTIB0001776800211009
KankarbaghShow Room No. Sr-01/02, Gr Floor, Sita Usha Square, Kankarbagh Main Square, Patna 80020UTIB00018968002110100612-2355513-14
MadhepuraJeevan Sadan Road , Madhepura-852113UTIB000191285221120206476-223622 , 06476-324222
DarveshpurGround Floor, Beside:Shri Bhagwan Petrol Pump, Po: Beapur, Ps: Maner, Darveshpur, Dist.Patna, Bihar, Pin 801503UTIB00020718002115018877801424
DevkuliDevkuli, Post:Musepur (Via: Bihta)Dist.Patna, Bihar, Pin 801103UTIB00020728002115029504365581
Saguna More BranchNear Anand Vihar Family Resturant, Beside Indian Oil Petrol Pump, Bailey Road Patna, P.S.-Rupaspur Bihar-801503-Rupaspur Bihar-801503UTIB00024358002110119431221432
MokamehGround And First Floor, Main Road, Mokameh, Dist.Patna, Bihar, Pin 803302UTIB000252380321110306132 - 232085

New Bypass RoadLalita Goswami Complex New Bypass Road Near Ram Lakhan Singh Path Patna Bihar 800020UTIB00025798002110129931350627
Pataliputra ColonyGd And First Floor Plot No 136 Opp Site Iit Patna Main Rd Patna Bihar Pin 800013UTIB00026198002110132274510
DighaAparna Complexoppst Michael Schooldigha RoadUTIB00027658002110142272266
Harihar Chamber BranchHarihar Chamber Boring Road PatnaUTIB00028468002110159308285260
Kumhrar PatnaNear Nalanda Medical College & Hospital Main Road KankarbaghUTIB00028488002110168298112194
Ashiana Digha PatnaRakhi Complex Ashina Digha Road Near Passport Office Po Bv College PatnaUTIB00028548002110179334388678

Axis Bank Personal Loan Interest Rates in Patna

Interest Rate10.49% - 21.00%
Loan AmountUpto ₹ 15 Lakhs
Tenure1-5 Years
Processing FeeUpto 1.5%-2% of the loan amount+GST
Pre-payment ChargesNil

Personal Loan EMI Calculator

A personal loan EMI calculator is the tool that helps you calculate Equated Monthly Installments. This tool takes into account the basic details of your loan like the loan amount, interest rate (p.a.) and the loan amount and gives you the result of the EMI, the total interest outgo and the total amount (interest+principal). Here is an example showing the payments you will have to do if you take a personal loan from Axis Bank worth ₹10,00,000 for the tenure of 5 years and an interest rate of 15.5% p.a.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan AmountInterest RateTenureMonthly InstalmentTotal Interest AmountTotal Amount
₹ 10,00,00015.5%1₹ 90,494₹ 85,933₹ 10,85,933
₹ 10,00,00015.5%2₹ 48,725₹ 1,69,389₹ 11,69,389
₹ 10,00,00015.5%3₹ 34,911₹ 2,56,785₹ 12,56,785
₹ 10,00,00015.5%4₹ 28,085₹ 3,48,073₹ 13,48,073
₹ 10,00,00015.5%5₹ 24,053₹ 4,43,191₹ 14,43,191

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

YearPrincipalInterestBalance Amount
1₹ 1,43,553₹ 1,45,085₹ 8,56,446
2₹ 1,67,454₹ 1,21,184₹ 6,88,992
3₹ 1,95,335₹ 93,303₹ 4,93,656
4₹ 2,27,859₹ 60,779₹ 2,65,797
5₹ 2,66,104₹ 22,841₹ 0

Eligibility Criteria

The general eligibility criteria to apply for a personal loan at Axis Bank is as follows:

  • Salaried employees working in a public or private sector firms with a stable flow of income can apply for a personal loan.
  • You can apply for a personal loan at a minimum age of 21 years.
  • The maximum age of the applicant should not be more than 60 years at the time of loan maturity.
  • Minimum net monthly income of the applicant should be ₹15,000.

How to Apply

The process of applying for a personal loan is simple and quick. You need to fill the loan application form and submit it along with the documents checklist at your nearest bank branch or online.

Application Form

In the application form for a personal loan, you must fill in the below-mentioned details:

  1. Personal details of the applicant/s
  2. Professional details of the applicant/s
  3. Loan details (amount and tenure)

Documents Checklist

Have a look at the documentation required to apply for this loan:

  • Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
  • Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
  • Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Income Proof-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
  • Processing Fee Cheque
  • Post-dated Cheques, ECS Mandate Form Duly Signed
  • Photographs
  • Application Form

In the search of additional information? Visit Personal Loan Patna here

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%