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Axis Finance Personal Loan

Axis Finance Personal Loan

Last Updated : Nov. 4, 2022, 5:56 p.m.

Axis Finance Personal Loan comprises several unique features that had grabbed people’s attention. It is one of the popular lenders serving a number of customers. In addition, the loan repayment options here are too flexible. It doesn’t create a burden on the pocket of the customer. Instead, it allows them to return loans with comfort.

An emergency can arise at any time. People tend to start looking for different options at that time. The market is flooded with different types of personal loans. But who should we choose and why?

Axis Finance Personal Loan Interest Rate

A personal loan from Axis is a helping hand for people during their financial needs. It provides an interest rate of 13%.

Interest Rate13% - 18% p.a
Foreclosure charges2% of the loan amount will be charged for foreclosure within the lock-in period
Minimum Personal Loan Amount50,000
Maximum Personal Loan Amount50,00,000
Maximum Loan TenureUp to 84 months
Loan Processing Fees2% of the loan amount + GST
Loan Cancellation ChargesRs.1000

Benefits of Axis Finance Personal Loan

These are the benefits of Axis Finance Loan:

Less paperwork: We all are aware of the fact that a lot of paperwork needs to be done while applying for a loan . Which subsequently becomes irritating. Further, the process of filing an application may get slower due to this. But with Axis Finance Personal Loan you only need to fill up a few documents. All the formalities can be completed within a short span of time.

Flexible Internet Rates: It provides loans with a reasonable interest rate which helps the borrower to repay easily. The interest rate starts from 13%.

Repayment: With Axis Finance Personal Loan you easily get a loan for one to five years. It provides the facility to divide the loan amount in easy EMIs.

Free Consultation: Customer care at Axis Bank is undoubtedly the best. They are always ready to answer your questions. You can consult the professionals there and then decide about taking a loan afterward.

Cover all Financial Needs: Axis Bank personal loans starts from Rs.50,000 to Rs,15 Lakh. It offers loans to customers for almost every sudden requirement. For example, school fees, medical bill payments, surgery, etc.

Features of Axis Finance Personal Loan

Here are the features of axis loan:

  • Provides loan amounts up to Rs.50 lakhs.
  • No hidden charge is involved.
  • It is a seamless digital journey.
  • No cost EMI facility.
  • Involves no part payment charges after 1st EMI.
  • Top-up facility.
  • Quick access to funds.

Documents Required

Here is a checklist of documents required to get a personal loan from axis:

  • Application form
  • PAN Card
  • Form 60
  • Address Proof ” Aadhar card, Driving license, Passport, Voter ID”
  • Bank Statement, Rent Agreement, Telephone Bill, Water Bill, Gas Bill,
  • Bank statement of 3 months
  • Company ID Proof/ Offer Letter

Why to take Personal Loan from Axis?

Here are some checklists on why you should choose Axis Loan:

  • Marriage Expense: People take loans to meet their wedding expenses. The loan can be so expensive because of the high-interest rate. Axis Finance offers Personal Loan for Weddings.
  • Medical Emergency: Medical emergencies can come at any time. But you don’t need to worry. All medical expenses are covered here. You can take a personal loan from Axis Finance anytime to cover your medical expenses.
  • Home: A personal loan from Axis can help you renovate your home, buy a home, etc.
  • Vacation: What if you want to go for a vacation with your family? But you don’t have enough money? No need to worry, you can also take a personal loan for holidays with Axis Finance.

Interest List based on Salary Bracket and Company Category

This is the interest rate based on the salary bracket and company of individuals:

Axis Finance LTDIndividuals with a salary up to Rs. 50,000People with a salary range from 50,000 to 75,000Individuals with a salary bracket from 70,000 to 1 lakhPeople with salary more than 1 lakh
Super CAT A14.5%14%13.5%13%
CAT A15%14.5%14%13.5%
CAT B15.5%15%14.5%14%
CAT D18%17%16.5%16%


Axis Loan is one of the best options available that has been serving lakhs of Indians during tough times. It comes with a flexible interest rate and changing repayment tenure. Moreover, it is one of the leading lenders providing loans in the market.

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