Personal Loan
Quotes from 18 banks | Instant Approval | Maximum Loan Eligibility
By accepting our "Terms and Conditions" you authorize WIshfin and its associated Partner Banks to run a CIBIL/Experian check for your profile
To,TransUnion CIBIL Limited[Formerly known as Credit Information Bureau (India) Limited]One Indiabulls building ,Unit No 1901 – 1905,19th Floor, Tower 2A-2B, Jupiter Mill compound,Senapati Bapat Marg, Lower Parel, Mumbai 400 013
Sub: Grant of Consent
Dear Sirs,
In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Wishfin and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:
- The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.
- I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: (a) I have carefully read the terms and conditions of the Agreement entered into between the Company and TUCL understood the same; or (b) the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.
- I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.
- I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL.
- I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company
- I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Wishfin authorizing Wishfin to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Wishfin to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Wishfin to obtain my Consumer Credit Information .
- I understand that in order to deliver the product to me, I hereby authorize Wishfin, to obtain my Consumer Credit Information from TUCL.
- By submitting this registration form, I understand that I am providing express written instructions for Wishfin to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Wishfin account. I further authorize Wishfin to retain a copy of my information for use in accordance with [Wishfin’s] Terms of Use and Privacy Policy.
- I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
- I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Wishfin . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.
- I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.
Yours faithfully,
Name :____________________________Address : ____________________________Date : ____________________________
Axis Finance Personal Loan comprises several unique features that had grabbed people’s attention. It is one of the popular lenders serving a number of customers. In addition, the loan repayment options here are too flexible. It doesn’t create a burden on the pocket of the customer. Instead, it allows them to return loans with comfort.
An emergency can arise at any time. People tend to start looking for different options at that time. The market is flooded with different types of personal loans. But who should we choose and why?
Axis Finance Personal Loan Interest Rate
A personal loan from Axis is a helping hand for people during their financial needs. It provides an interest rate of 13%.
Benefits of Axis Finance Personal Loan
These are the benefits of Axis Finance Loan:
Less paperwork: We all are aware of the fact that a lot of paperwork needs to be done while applying for a loan. Which subsequently becomes irritating. Further, the process of filing an application may get slower due to this. But with Axis Finance Personal Loan you only need to fill up a few documents. All the formalities can be completed within a short span of time.
Flexible Internet Rates: It provides loans with a reasonable interest rate which helps the borrower to repay easily. The interest rate starts from 13%.
Repayment: With Axis Finance Personal Loan you easily get a loan for one to five years. It provides the facility to divide the loan amount in easy EMIs.
Free Consultation: Customer care at Axis Bank is undoubtedly the best. They are always ready to answer your questions. You can consult the professionals there and then decide about taking a loan afterward.
Cover all Financial Needs: Axis Bank personal loans starts from Rs.50,000 to Rs,15 Lakh. It offers loans to customers for almost every sudden requirement. For example, school fees, medical bill payments, surgery, etc.
Features of Axis Finance Personal Loan
Here are the features of axis loan:
- Provides loan amounts up to Rs.50 lakhs.
- No hidden charge is involved.
- It is a seamless digital journey.
- No cost EMI facility.
- Involves no part payment charges after 1st EMI.
- Top-up facility.
- Quick access to funds.
Documents Required
Here is a checklist of documents required to get a personal loan from axis:
- Application form
- PAN Card
- Form 60
- Address Proof ” Aadhar card, Driving license, Passport, Voter ID”
- Bank Statement, Rent Agreement, Telephone Bill, Water Bill, Gas Bill,
- Bank statement of 3 months
- Company ID Proof/ Offer Letter
Why to take Personal Loan from Axis?
Here are some checklists on why you should choose Axis Loan:
- Marriage Expense: People take loans to meet their wedding expenses. The loan can be so expensive because of the high-interest rate. Axis Finance offers Personal Loan for Weddings.
- Medical Emergency: Medical emergencies can come at any time. But you don’t need to worry. All medical expenses are covered here. You can take a personal loan from Axis Finance anytime to cover your medical expenses.
- Home: A personal loan from Axis can help you renovate your home, buy a home, etc.
- Vacation: What if you want to go for a vacation with your family? But you don’t have enough money? No need to worry, you can also take a personal loan for holidays with Axis Finance.
Interest List based on Salary Bracket and Company Category
This is the interest rate based on the salary bracket and company of individuals:
Conclusion
Axis Loan is one of the best options available that has been serving lakhs of Indians during tough times. It comes with a flexible interest rate and changing repayment tenure. Moreover, it is one of the leading lenders providing loans in the market.
To Know More Details: https://www.axisfinance.in/retail/personal-loan