Bajaj Finserv Personal Loan Pune - Rates February 2024, Eligibility, EMI, IFSC

Bajaj Finserv Personal Loan in Pune

Bajaj Finserv Personal Loan Pune Interest Rate

Interest Rate (in p.a.)12.99%
Loan AmountUpto ₹ 25 Lakh
Tenure5 Years
Processing Fee2.25% - 3% of the loan amount
Part Pre- payment ChargesNil
Foreclosure ChargesNil

Apply Personal Loan @ 10.75%* Rate

Bajaj Finserv Branches in Pune

Branch Name Complete Address Customer Care
Viman Nagar, Pune Sakore Nagar, Viman Nagar, Pune, Maharashtra 411014020 3040 5060
Wakdewadi, Pune6th Floor, Bajaj Brand View, Cts 12b+31, Pune Mumbai Road, Wakdewadi, Pune, Maharashtra 411003020 3098 8700
Fatimanagar, Pune3rd Floor, Office No. - 301,C Wing, Kpct Mall, Sr. No. - 16, Hissa No. 1/1, Fatimanagar, Pune, Maharashtra 4110401800 209 4151
Chinchwad, Pune3rd Floor, Office No. - 218,219 & 222,, Gokhale Plaza Condominium, Survey No. - 186/2/1A, CST - 3187, Chinchwad, Pune, Maharashtra 411033020 3064 7250
Viman Nagar, PuneSainik Nagar, Clover Park, Viman Nagar, Pune, Maharashtra 411014099207 07066

Bajaj Finserv Personal Loan Customer Care Number

All you need to do is just dial 020 3957 4151 from your mobile or landline in order to be in touch with the customer care executives of Bajaj. These professionals with having relevant years of experience and expertise ensure that all your queries and complaints can easily be resolved in the best way.

Eligibility Criteria

  • If you are a salaried individual aged between 25 to 53 years, you are eligible to apply for a loan.
  • Individuals living in Ahmedabad, Bangalore, Chennai, Coimbatore,Delhi, Faridabad, Ghaziabad, Gurgaon, Hyderabad, Kolkata, Mumbai,Noida, Pune,Surat and Thane should have a minimum monthly income of ₹ 40,000.
  • People living in Chandigarh,Cochin,Jaipur and Nagpur should have a minimum monthly salary of ₹ 35,000.
  • Applicants living in Aurangabad, Baroda, Bhubaneswar, Indore, Madurai, Mysore, Nasik, Trivandrum, Vijayawada and Vizag should earn a minimum monthly income of ₹ 30,000.

Bajaj Finserv Personal Loan EMI Calculator

If you have decided to avail a personal loan, but not sure what’s gonna be the EMIs of the same, nothing to worry. Yes, you don’t need to bother as an EMI Calculator is here to make your journey memorable. By taking into consideration the interest rate, loan amount and tenure, this smart device churns out the results for you in the easiest and quickest manner. It gives you the exact calculations of your loan EMIs, Interest Outgo and Total Amount Payable on a personal loan.

However, to make you understand better, below is a table showing the calculations on a loan amount of ₹4 Lakh, taken for a tenure of 5 years at an interest rate of 16.75% per annum.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan AmountInterest RateTenureMonthly InstalmentTotal Interest AmountTotal Amount
₹ 4,00,00016.75%1₹ 36,434₹ 37,214₹ 4,37,214
₹ 4,00,00016.75%2₹ 19,729₹ 73,493₹ 4,73,493
₹ 4,00,00016.75%3₹ 14,211₹ 1,11,609₹ 5,11,609
₹ 4,00,00016.75%4₹ 11,490₹ 1,51,537₹ 5,51,537
₹ 4,00,00016.75%5₹ 9887₹ 1,93,240₹ 5,93,240

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

YearPrincipalInterestBalance Amount
1₹ 55,803₹ 62,845₹ 3,44,196
2₹ 65,902₹ 52,745₹ 2,78,293
3₹ 77,829₹ 40,819₹ 2,00,464
4₹ 91,914₹ 26,733₹ 1,08,549
5₹ 1,08,685₹ 10,099₹ 0

Documents Required to Apply

  • Financials: Salary slips of the last 2 months
  • Bank Statements: Salary account bank statement of the last 3 months
  • Employment Proof: Employee ID card
  • KYC:
  • Proof of Identity: Passport / Voters ID card / Driving license / PAN card
  • Proof of Address: Passport / Driving license / Ration card / Latest mobile bill / Letter from employer (with HR / Admin sign)

Click to Know About Personal Loan Pune

About Bajaj Finserv Personal Loan in Pune

One of the leading non banking financial company i.e. Bajaj Finserv offers the best deal for a personal loan to the people living in Pune. Yes, no matter what your personal needs are, there is no denying the fact that Bajaj Finserv ensures to meet all your needs in the best possible way.

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%