Bajaj Finserv Personal Loan for Women

Last Updated : June 17, 2025, 3:10 p.m.

Bajaj Finserv offers a dedicated personal loan specifically designed for women professionals. With high loan amounts—up to ₹50 lakh—and flexible repayment tenures stretching from 6 months to 96 months, it’s designed to cater to both planned and unplanned expenses. To help women plan their travel, wedding, higher education, and other financial needs, Bajaj Finserv offers a personal loan specifically designed for women, which comes with a range of amazing features and benefits to choose from.

Bajaj Finserv Personal Loan Interest Rates for Women

Eligibility Criteria of Bajaj Finserv Personal Loan for Women

To apply for a personal loan from Bajaj Finserv, women applicants must fulfill certain eligibility criteria. Refer to the table below for a quick overview of the key requirements.

• An applicant must be an Indian citizen
• The age of the borrower should be between 21 years to 80 years of age.
• Should be working with a multinational corporation (MNC), a government organization, or a private sector company.
• CIBIL score should be 685 or higher.
• The profile of the applicant must salaried or self-employed

Bajaj Finserv Personal Loan EMI Calculator for Women

Want to avail a loan but confused as far as monthly installments are concerned? If yes, all you need to know about a Wishfin personal loan EMI calculator. Yes, this smart device helps you in knowing the exact and accurate calculations of your monthly installments, and that too in a hassle-free manner.

The Wishfin Bajaj Finserv Personal Loan EMI Calculator is a magical tool. After taking into account the loan amount, tenure, and interest rate. This is the reason why it is always in demand and why many borrowers prefer to use the same.

Suppose Akanksha Sharma, a 30-year-old Software Engineer by profession, is interested in availing a personal loan of INR 5 Lakh to enjoy a family vacation in Singapore. Soon after applying for the loan, she got the approval from Bajaj, stating that the lender has agreed to offer her the loan at an interest rate of 10% for a tenure of 5 years.

So, let’s take a look at the table below to know the exact calculations of his monthly installments.

Documents Required For Bajaj Finserv Personal Loan for Women

To have an enjoyable journey, you need to submit the complete list of documents to the lender. So, to know more about the documents, take a look below:

• KYC Documents - Driving license/ Aadhaar Card/ NAREGA job card/ voter’s ID/ Letter of National Population Register
• Employee ID Card
• PAN Card
• Salary Slips of the previous 3 months
• Bank account statements for the previous 3 months
• Piped Gas and Electricity utility bill.

Benefits and Features Of Bajaj Finserv Personal Loan for Women

• Instant Pre-Approved Loan Offers - Eligible existing customers can check for pre-approved personal loan offers with minimal documentation. These offers are customised based on your financial profile and require no additional paperwork or processing.
• Quick 2-Step Offer Check - You can check your loan offer online in just two simple steps — enter your mobile number and verify it with an OTP. It’s fast, paperless, and helps you make a quicker borrowing decision.
• Fast Disbursal in 30 Minutes - Once approved, the loan amount is credited directly to your bank account within just 30 minutes, ensuring immediate access to funds for emergencies or planned expenses.
• Repayment Flexibility up to 8 Years – Choose a convenient loan tenure of up to 96 months, allowing for stress-free and manageable EMIs. You can choose a loan tenure that suits your monthly budget, helping you manage EMIs without stress.
• Transparent Processing – No Hidden Fees - Bajaj Finserv ensures complete transparency with no hidden charges. All applicable fees and interest rates are disclosed upfront, so you know exactly what you're paying for.
• No Collateral or Guarantor Required - This is an unsecured loan, meaning you don’t need to pledge any asset or provide a guarantor. The approval is based on your income, credit score, and eligibility.

Purpose of Bajaj Finserv Personal Loan for Women

A personal loan for women provides versatile funding support and can be utilized for various personal or professional purposes. Here are some of the common purposes:

1. Travel and Vacation Expenses - Whether it's a solo trip or a family holiday, the loan can help cover all travel-related costs, including flights, accommodations, and other expenses.
2. Medical Emergencies - In times of health-related crises, the loan can be used to manage hospital bills, medical treatments, and post-treatment care without financial stress.
3. Educational Expenses - Women can use the funds to pay for tuition fees, certification programs, or skill-development courses to advance their careers.
4. Home Renovation or Repairs - From interior upgrades to essential structural repairs, the loan can help improve living conditions or increase property value.
5. Business Funding - Aspiring women entrepreneurs can utilize the funds to launch a startup, invest in business tools, or manage day-to-day operations.

Conclusion

Bajaj Finserv’s Personal Loan for Women is a smart and convenient financing solution tailored to meet various needs—be it for medical emergencies, travel, education, or home improvement. With features like instant pre-approved offers, zero collateral requirement, flexible repayment tenure of up to 96 months, and rapid disbursal in just 30 minutes, it ensures a stress-free borrowing experience. Whether you’re an existing customer or a new applicant, the process is fully digital and transparent, making it easier for women to access quick credit when they need it most.