Bandhan Bank Fixed Deposit Calculator
The Bandhan Bank Fixed Deposit Calculator is an online tool designed to help you quickly calculate the maturity amount and interest earned on your fixed deposit. By entering key details such as the deposit amount, interest rate, and tenure, you can easily estimate your returns. This tool is ideal for anyone looking to plan their investments with Bandhan Bank, offering a simple and accurate way to evaluate potential FD outcomes before making a decision.
Benefits of Bandhan Bank Fixed Deposit Calculator
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Instant Maturity Estimation
Quickly calculates the expected maturity amount and interest earned based on your inputs.
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User-Friendly and Hassle-Free
Simple interface that requires just a few inputs—no technical knowledge or manual calculations needed.
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Helps in Smart Financial Planning
Compare different deposit amounts, tenures, and interest rates to choose the most suitable fixed deposit option.
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Multiple Simulations Allowed
You can change the values multiple times to evaluate various investment scenarios.
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No Cost or Registration Required
The tool is free to use and doesn’t require any sign-up or sharing of personal details.
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Designed for All Types of Customers
Whether you're a regular customer or a senior citizen, you can adjust interest rates accordingly for accurate results.
How to Use the Wishfin Bandhan Bank Fixed Deposit Calculator?
Using the Wishfin Bandhan Bank Fixed Deposit Calculator is simple and helps you estimate your fixed deposit returns in just a few steps:
Step-by-Step Guide:
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Visit the Calculator Page -
Go to the official Wishfin website and search for the
Bandhan Bank Fixed Deposit Calculator
.
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Enter the Deposit Amount-
Input the amount you want to invest in the fixed deposit.
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Select the Interest Rate -
Choose the applicable Bandhan Bank FD interest rate based on your customer category (general or senior citizen).
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Choose the Tenure -
Select the duration of your FD—this can be in months or years, depending on your plan.
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View Your Results -
The calculator will display:
- Interest Earned
- Maturity Amount
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Investment Summary
- Adjust Inputs as Needed - You can change the values multiple times to compare different investment options.
This tool is ideal for making informed financial decisions without any manual calculations.
Formula for Calculating Bandhan Bank Fixed Deposit Return
Simple Interest Calculation Formula
- Maturity Amount = P × (1 + (R × T / 100))
- Interest Earned = (P × R × T) / 100
Where:
- P = Principal amount (initial deposit)
- R = Annual interest rate (in %)
- T = Tenure or duration of the deposit (in years)
This formula helps estimate the total return on fixed deposits when interest is calculated using simple interest.
Bandhan Bank Fixed Deposit Interest Rates 2025 ( Below 2 Crore)
Check the table below for Bandhan Bank Fixed Deposit interest rates -
| Maturity tenure | Interest Rate for General Citizens | Interest Rate for Senior Citizens |
|---|---|---|
|
Seven days to 14 days |
3.00% |
3.75% |
|
15 days to 30 days |
3.00% |
3.75% |
|
31 days to less than two months |
3.50% |
4.25% |
|
Two months to less than three months |
4.50% |
5.25% |
|
Three months to less than six months |
4.50% |
5.25% |
|
Six months to less than one year |
4.50% |
5.25% |
|
One year |
8.05% |
8.55% |
|
One year, one day to one year, nine months |
8.00% |
8.50% |
|
One year, nine months, one day less than less year |
7.25% |
7.75% |
|
Two years to less than three years |
7.25% |
7.75% |
|
Three years to less than five years |
7.25% |
7.75% |
|
Five years to up to 10 years |
5.85% |
6.60% |
|
Tax Saver Fixed Deposit |
7.00% |
7.50% |
Features and Benefits of Bandhan Bank Fixed Deposit
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Tax Savings with Higher Returns
Enjoy the dual benefit of earning attractive interest while saving taxes by investing in Tax Saver FDs, which are eligible for deductions under Section 80C of the Income Tax Act (up to ₹1.5 lakh per financial year). -
Nomination Facility Available
You can nominate a family member or legal heir to receive the FD proceeds in case of unforeseen circumstances, ensuring your investment is passed on smoothly. -
Emergency Liquidity Option
In case of a financial emergency, you have the flexibility to prematurely withdraw your fixed deposit, subject to applicable terms and conditions. -
Preferential Interest Rates on Non-Premature Withdrawal FDs
Get higher interest rates for FDs without premature withdrawal option, with tenures ranging from 91 days to 3 years, rewarding long-term commitment. -
High-Value Deposits Allowed
You can invest over ₹10 crores in fixed deposits with prior approval from the Bank's Treasury, making it suitable for HNIs and corporates. -
Auto-Renewal Facility
Your FD can be automatically renewed upon maturity, ensuring uninterrupted interest accrual and convenience. -
Full or Partial Withdrawal Option
Withdraw your FD amount either in full or in part, offering greater flexibility to manage unexpected financial needs without breaking the entire deposit.
Frequently Asked Questions (FAQs)
