Bank of Maharashtra Home Loan in Ghaziabad

Last Updated : May 5, 2018, 11:34 a.m.

About Bank of Maharashtra Home Loan Ghaziabad

In today’s time when inflation is touching the sky, buying a home loan only from the earnings is a little difficult. But, money can not stop you from buying your dream home because home loans are here. Bank of Maharashtra home loan is one of the best home loans in the Indian market today where you get the option of paying low EMI on home loans. In Ghaziabad, the eligibility now, documentation needed for a home loan are as follows:

Bank of Maharashtra Home Loan Ghaziabad at a Glance

Eligibility Criteria

The eligibility criteria to apply for a home loan at Bank of Maharashtra is as follows:

• The applicant should be at least 21 years of age at the time of application and the maximum age should be at least 60 years and 65 years for self- employed/ professional.
• The age limit at the time of loan maturity should be 75 years.
• The applicant should be a salaried individual, self- employed and farmers holding at least 5 acres of land.
• The minimum work experience should at least be 2 years.
• The applicant should have the minimum of 1year work experience with the current organization and self- employed should have a regular source of income with latest ITR.

Documents Required

The documentation needed to apply for a personal loan at Bank of Maharashtra is:

Documents of the applicant and guarantor-

• ID Proof – Passport/ Voter ID/ PAN Card.
• Age Proof– Birth certificate/ passport
• Residence Proof– Passport/ Utility bill/ Allotment letter.
• Income Proof –Latest Salary slip/ ITR/ form- 16
• Signature Verification Proof- Passport/ PAN Card.
• Bank statement – Last 3 months bank statement/ last 6 months bank passbook.
• Detailed information about the other loan if you are currently paying along with lenders information and security mortgage.

Property Documents-

• Agreement sale copy.
• Certificate of possession.
• Land tax receipt.
• Detailed cost of construction.
• Letter of allotment
• Original NOC

For more information, read Home Loan Ghaziabad

Bank of Maharashtra Ghaziabad Branches

The complete address, IFSC Code, MICR Code and customer care details of Bank of Maharashtra branches located in Ghaziabad are mentioned in the table below: