Bank of Baroda Home Loan in Kolkata
Last Updated : May 5, 2018, 11:22 a.m.
About Bank of Baroda Home Loan Kolkata
The city of joy Kolkata is a nice place to live and enjoy the beauty that it has to offer. The monuments during the old British reign is still existent in Kolkata, the capital of West Bengal. If you are eyeing for a permanent stay in Kolkata, you would want to have your own home. If that is what you do not have, then a home loan from Bank of Baroda (BoB), one of the leading public sector in India, could be the best solution for your dream.
Bank of Baroda Home Loan Kolkata at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 8.50% - 10.60% |
| Loan Amount | About 75%-90% of the property value |
| Processing Fee | 0.25%-0.50% of the loan amount Minimum Value- ₹7,500 Maximum Value- ₹20,000 |
| Prepayment Charges | NIL |
Eligibility Criteria
You must be familiar with the term ‘Conditions Apply’ at the end of every attractive offer. Here also, you need to meet few eligibility criteria before getting the receipt of the loan in Kolkata.
- Salaried and self-employed with a minimum age of 21 years are eligible to apply for a home loan . At the same time, both salaried and self-employed need to make sure they are not over 60 years at the time of loan maturity.
- A stable source of income is a prerequisite. While salaried needs to be working for a minimum of 2-3 years, self-employed must remain in the same line of business for atleast 2-3 years.
Documentation
The bank would ask you to submit few documents pertaining to identity, address, residence and the property. This is an important job on your part as any negligence could make it tough for the bank to sanction you a home loan in Kolkata. So, check out the documents as stated below to avoid the unfortunate incident of application rejection by BoB.
| Products | Salaried | Self-employed |
|---|---|---|
| Home Loan | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Latest Salary Slips & Form 16 for Salaried Bank Account Statement for the Last 6 Months Track of any other loans, if any Property details such cost estimate of construction | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years Bank Account Statement for the Last 6 Months Track of any other loans, if any Property details such cost estimate of construction |
Seeking more information? Visit Home Loan Kolkata
Bank of Baroda Home Loan Kolkata Branches
Get ready to run all the way to file your home loan application at your nearest BoB branch in Kolkata by following the list below. It shows the information regarding the address, IFSC Code, MICR Code, as well as the contact details to let you visit the branch without any problem. Take a look below and find the nearest one to submit your application.
| Branch Name | Complete Address | IFSC | MICR | Contact Detail |
|---|---|---|---|---|
| Alipore | Alipore Branch, 38/1/E, Gopal Nagar Road, Kolkata-700027 | BARB0ALICAL | 700012002 | 033-24795525 |
| Ballygunj | Ballygunj Branch, 226 - C, Rash Behary Avenue, Kolkata- 700019 | BARB0BALLYG | 700012003 | 033-24407518 |
| Behala | Behala Branch, 293/2, Diamond Harbour Road, Kolkata- 700034 | BARB0BEHALA | 700012041 | 033-24780945 |
| Belghoria | Belghoria Branch, 76, Feeder Rd, Belghoria, Kolkata- 700056 | BARB0BELGHO | 700012034 | 033-25647765 |
| Beliaghat | Beliaghat Branch, P 344, C.I.T. Road, Sch No-VI (M), Kolkata- 700054 | BARB0BELIAG | 700012004 | 033 23649746 |
| Bhawanipur | Bhawanipur Branch, 29, S.P.Mukherjee Road, Kolkata- 700025 | BARB0BHOWAN | 700012005 | 033-24755918 |
| M B Road | 584-M B Road Birati, Ps-Nimta, Kolkata-700051 | BARB0BIRATI | 700012064 | 033-25138811 |
| Brabourne Road | Brabourne Road Branch, 4, Brabournee Road, Kolkata-700001 | BARB0BRABOU | 700012006 | 033-22254553/54/55 |
| Brahmapur | Brahmapur Branch, Suvada Housing Estate, Niva Park, Kolkata-700071 | BARB0BRAPUR | 700012055 | 033-22254553/54/55 |
| Burrabazar | Burrabazar Branch, 8/C, Maharshi Debendra Road, Kolkata-700007 | BARB0BURRAB | 700012007 | 033-22597861 |
| Bansdroni M | Bansdroni M Branch, 174/1/3 N.S.C Bose Road, Howrah-700040 | BARB0CALBAN | 700012043 | 033-24711543 |
| Coolotala | Coolotala Branch, 6, Coolotala Street, Kolkata- 700073 | BARB0CALCBS | 700012060 | 033-22256946 22286940 |
| Camac Street | Camac Street Branch, Mansarowar, 3B, Camac Street, Kolkata-700016 | BARB0CAMACS | 700012008 | 033-22467190 |
| Chakraberia | Chakraberia Branch, 23/3, Chakraberia Rd.(S), Kolkata- 700025 | BARB0CHAKRA | 700012047 | 033-24764019 |
| Charu Market | Charu Market Branch, 9, D.P Sashmal Road, , Kolkata-700033 | BARB0CHARUM | 700012009 | 033-24244316 |
| C R Avenue (South) | C R Avenu(South) Branch, 33, C.R.Avenue (South), Kolkata-700012 | BARB0CHITTA | 700012010 | 033-22110265 |
| College Street | College Street Branch, 2.Bidhan Sarani, Kolkata- 700006 | BARB0COLCAL | 700012011 | 033-22415241 |
| Dharmtalla | Dharmtalla Branch, 6A, Raja Subodh Mullick Square, Kolkata- 700013 | BARB0DHACAL | 700012012 | 033-22371808 |
| Suryasen Street Extension Counter | Suryasen Street Extension Counter, 92 Achrya Prafulla Chandra Rd Calcutta University Campus Kolkata- 700009 | BARB0EXTCOL | 033-23513090 | |
| 5–Point Crossing | 5–Point Crossing Branch, 4A, Bhaba Nath Sen Street, Kolkata- 700004 | BARB0FIVEPO | 700012013 | 033-25430704 |
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