Bank of Baroda Home Loan in Lucknow
Last Updated : May 5, 2018, 11:22 a.m.
About Bank of Baroda Home Loan Lucknow
The city of Nawab i.e. Lucknow is a nice place to live and earn a livelihood. Being the capital of the most populous state Uttar Pradesh, it grabs the attention from the corporate biggies for investment. The city also has a fair share of the salaried section which is grappling with the thoughts of buying a home there. So, all those now have a bonanza home loan offer of Bank of Baroda (BoB) in Lucknow.
Bank of Baroda Home Loan Lucknow at a Glance
Particulars | Details |
---|---|
Interest Rate | 8.50% - 10.60% |
Loan Amount | About 75%-90% of the property value |
Processing Fee | 0.25%-0.50% of the loan amount Minimum Value- ₹7,500 Maximum Value- ₹20,000 |
Prepayment Charges | NIL |
Eligibility Criteria
The bank wants you to stay in line with a few eligibility criteria for accessing the home loan in Lucknow. All that are listed below for you to glance at.
- Salaried and self-employed with a minimum age of 21 years are eligible to apply for a home loan . At the same time, both salaried and self-employed need to make sure they are not over 60 years at the time of loan maturity.
- A stable source of income is a prerequisite. While salaried needs to be working for a minimum of 2-3 years, self-employed must remain in the same line of business for atleast 2-3 years.
Documentation
The bank would ask you to submit few documents pertaining to identity, residence, income and the property. Don’t show any negligence as it could make the bank to reject or delay the sanctioning of the home loan in Lucknow. So, check out the documents as stated below for a smooth home loan approval by BoB.
Products | Salaried | Self-employed |
---|---|---|
Home Loan | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Latest Salary Slips & Form 16 for Salaried Bank Account Statement for the Last 6 Months Track of any other loans, if any Property details such cost estimate of construction | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years Bank Account Statement for the Last 6 Months Track of any other loans, if any Property details such cost estimate of construction |
Seeking more information? Visit Home Loan Lucknow
Bank of Baroda Home Loan Lucknow Branches
Start your march to yournearest BoB branch to file your home loan application in Lucknow by taking a look at the list below. It shows the information regarding the address, IFSC Code, MICR Code, as well as the contact details to let you visit the branch without any problem. Take a look below and find the nearest one to submit your application.
Branch Name | Complete Address | IFSC | MICR | Contact Detail |
---|---|---|---|---|
Aminabad | Aminabad Branch, 443, Ganga Prasad Road, Pb No-227, Aminabad, Lucknow-226001 | BARB0AMINAB | 226012004 | 0522-3244454 |
Gomti Nagar | Gayatri Plaza, Vinay Khand, Gomti Nagar, Lucknow, Uttar Pradesh- 226010 | BARB0AVALUC | 226012021 | 0522-4044771 |
G B Marg | G B Marg Branch, 42, G.B. Marg, Lucknow-226014 | BARB0BLYLUC | 226012012 | 0522-2628355 |
Thakurganj | Thakurganj Branch, Lucknow-226003 | BARB0BLYTHA | 226012011 | 0522-2244899 |
Charbaug | Charbaug Branch, 19/18, Gurudwara Road, Lucknow, Lucknow, 226018 | BARB0CHARBA | 226012005 | 0522-2683337 |
Hazratganj Extension Counter | TC Office, Near Shahid Smarak, Terhi Kothi, Lucknow, Uttar Pradesh-226012 | BARB0EXTHAZ | 0522-2613219 | |
Aliganj Extension Counter | Aliganj Extension Counter, Pashu Palan Nideshalaya Lucknow-226024 | BARB0EXTLUC | 226012025 | 0522-2741345 |
Lucknow Main | Lucknow Main Branch, P.O.Box 78, 68, Hazratgan, Lucknow, 226001 | BARB0HAZARA | 226012002 | 0522-2202625, 2616113 |
Hewett Road | Hewett Road Branch, 51/2, Shivaji Marg, Lucknow-226019 | BARB0HEWETT | 226012007 | 0522-2626997 |
Indira Nagar | Indira Nagar, Lucknow | BARB0INDIRA | 226012017 | 0522-23242159 |
Jankipuram | Bhawana Complex Hall, B Sector F, Sahara Estate Road, Jankipuram, Lucknow-226021, Uttar Pradesh | BARB0JANKIP | 226012023 | 0522-2730256 |
Kursi Road | Plot No 1, Kursi Road, Ring Road Crossing, Opp Biotech Park, Lucknow-226022, Uttar Pradesh | BARB0KURSIX | 226012024 | 0522-2751244 |
Cantt. Road | Cantt. Road Branch, 33, Cantt. Road, Lucknow- 226001 | BARB0LCANBS | 226012014 | 0522-2231746 |
LDA Colony | LDA Colony, Kanpur Road, Power House Crossing, Lucknow-226012 | BARB0LDALUC | 226012022 | 0522-3013531 |
Rae Bareli Road | Eldeco Highway Plaza, DF-3, Block-D Udyan- Ii Raebareli Road, Lucknow- 226025 | BARB0LUCELD | 226012018 | 0522-2443202 |
Lucknow Chow | Lucknow Chow Branch, 36, Khunkhunji Road, Chowk Lucknow- 226003 | BARB0LUCKNO | 226012006 | 0522-2253635 |
Narhi Park R | Narhi Park R Branch, Park Road Narhi, Lucknow- 226001 | BARB0NARHIX | 226012008 | 0522-2287443 |
Nishatgunj | Nishatgunj Branch, Faizabad Road, Lucknow- 226006 | BARB0NISHAT | 226012009 | 0522-2384897 |
Rajajipuram | C-13/110, Rajajipuram, Lucknow-226003, Uttar Pradesh | BARB0RAJLUC | ||
Nakkhas | 292/132, Katra Azambegh, Victoria Street, Nakkhas Crossing, Lucknow- 226004 | BARB0NAKKHA |
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