Bank of Baroda Home Loan New Delhi
Last Updated : May 5, 2018, 11:24 a.m.
About Bank of Baroda Home Loan New Delhi
Working in New Delhi? In the hunt for a dream home? Not finding the right lender for your budget? Come to Bank of Baroda (BoB), which would offer you an attractive home loan featuring a lower interest rate. Along with that, the bank has waived off the switchover fee for existing customers willing to transfer their home loan portfolio from base rate to Marginal Cost of Lending Rate (MCLR). So, catch all the details that would be necessary to buy a home in New Delhi.
Bank of Baroda Home Loan New Delhi at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 8.50% - 10.60% |
| Loan Amount | About 75%-90% of the property value |
| Processing Fee | 0.25%-0.50% of the loan amount Minimum Value- ₹7,500 Maximum Value- ₹20,000 |
| Prepayment Charges | NIL |
Eligibility Criteria
The bank wants you to stay in line with a few eligibility criteria for accessing the home loan in New Delhi. All that are shown below.
- Salaried and self-employed with a minimum age of 21 years are eligible to apply for a home loan . At the same time, both salaried and self-employed need to make sure they are not over 60 years at the time of loan maturity.
- A stable source of income is a prerequisite. While salaried needs to be working for a minimum of 2-3 years, self-employed must remain in the same line of business for atleast 2-3 years.
Documentation
The bank would ask you to submit few documents pertaining to identity, residence, income and the property. Don’t show any negligence as it could make the bank to reject or delay the sanctioning of the home loan in New Delhi. So, check out the documents as stated below for a smooth home loan approval by BoB.
| Products | Salaried | Self-employed |
|---|---|---|
| Home Loan | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Latest Salary Slips & Form 16 for Salaried Bank Account Statement for the Last 6 Months Track of any other loans, if any Property details such cost estimate of construction | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years Bank Account Statement for the Last 6 Months Track of any other loans, if any Property details such cost estimate of construction |
Seeking more information? Visit Home Loan New Delhi
Bank of Baroda Home Loan New Delhi Branches
Get ready to file your home loan application at your nearest BoB branch in New Delhi by taking a look at the list below. It shows the information regarding the address, IFSC Code, MICR Code, as well as the contact details to let you visit the branch without any problem. Take a look below and find the nearest one to submit your application.
| Branch Name | Complete Address | IFSC | MICR | Contact Detail |
|---|---|---|---|---|
| Asaf Ali Road | Asaf Ali Road, Jeevan Vikas Bhawan, 30/31 A, New Delhi-110002 | BARB0ASAFAL | 110012009 | 011-23234812 |
| Basant Lok | Basant Lok Branch, 8, Basant Lok, Vasant Vihar, , New Delhi-110057 | BARB0BASANT | 110012010 | 011-26145371 |
| Bhajanpura | Bhajanpura Branch, F-613 Khajuri Khas, Delhi-110094 | BARB0BHADEL | 110012083 | 011-22963882 |
| Bhikaji Cama | Bhikaji Cama Branch, Ug Ansal Chambers 1 Bhikaiji Cama Place, New Delhi-110066 | BARB0BHICKA | 110012034 | 011-26186009, 26198122 |
| Bhogal | Bhogal Branch, 696, Bhogal Road, Bhogal, New Delhi-110014 | BARB0BHOGAL | 110012011 | 011-24374664 |
| Vikas Marg | 6, Defence Enclave, Vikas Marg, Delhi-110092 | BARB0BLYDEF | 110012070 | 011-22527698 |
| Razapur | Razapur Branch, Sector - 9, Razapur Village, Rohini, Delhi-110085 | BARB0BLYROH | 110012073 | 011-27561596 |
| Chanakyapuri | Chanakyapuri Branch, Yashwant Place, Ndmc Shopping Complex, Chanakyapuri, New Delhi-110021 | BARB0CHANAK | 110012012 | 011-26888523 |
| Chandni Chowk | 856, Mohan Mansion, Chandni Chowk, Delhi-110006 | BARB0CHANDN | 110012002 | 011-23917925 |
| Connaught Circus | M-9, Connaught Circus, New Delhi -110001 | BARB0CONLAD | 110012014 | 011-23414372/5147 |
| K. G. Marg | Surya Kiran Building, 19, K. G. Marg, New Delhi-110001 | BARB0CONNAU | 110012013 | 011-23317544 |
| Daryaganj | 3830, Lal Kothi, Pataudi House Road, Delhi-110002 | BARB0DARYAG | 110012015 | 011-23266942/1063 |
| Dwarka | Plot 1, MLU, Pocket - 6 1St Fl, Sector 12 Vardhaman Prasad Plaza, Dwarka, New Delhi- 110075 | BARB0DAWARK | 110012095 | 011-28033106-07 |
| District Center, Janakpuri | District Center Branch, Lic Building, District Center, Janak Puri, New Delhi- 110058 | BARB0DCJANA | 110012079 | 011-25593313, 25533900 |
| Wazirpur | 30, Community Centre, Ashok Vihar Phase-I, Delhi-110052 | BARB0DELWAZ | 110012008 | 011-27442000 |
| Dilshad Garden | C-14, Dilshad Colony, Dilshad Garden, Delhi-110095 | BARB0DILSHA | 110012112 | 011-22357202 |
| Sardar Patel Vidyalya Extension Counter | Sardar Patel Vidyalya Extension Counter, 18, Lodhi Estate New Delhi 110014 | BARB0EXTBHO | 011-24627504 | |
| Blue Bell School Extension Counter | Blue Bell School Extension Counter, M 20 Greater Kailash Part 1 New Delhi-110048 | BARB0EXTGRE | 110012103 | 011-29238830 |
| Bal Bharti Public School Extension Counter | Bal Bharti Public School Extension Counter, Pitampura Delhi-110088 | BARB0EXTVIS | 011-27023243 | |
| Greater Kailash | Greater Kailash Branch, M-20 Greater Kailash, New Delhi-110048 | BARB0GREATE | 110012018 | 011-29239181 |
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