Bank of Baroda Home Loan in Noida
Last Updated : May 5, 2018, 11:23 a.m.
About Bank of Baroda Home Loan Noida
Dreaming of a home in Noida? Searching out the best home loan offers in the market? Couldn’t find any suitable to your case? Think of Bank of Baroda (BoB), one of the premier lenders in the Indian home finance space. And at a time when it is grabbing all the eyeballs in the wake of an interest rate, which is as low as 8.35% per annum for people having a CIBIL score of 760 and above. Even the switchover fees from fixed to the floating are waived off, raising the excitement regarding the bank’s home loan offer.
Bank of Baroda Home Loan Noida at a Glance
Particulars | Details |
---|---|
Interest Rate | 8.50% - 10.60% |
Loan Amount | About 75%-90% of the property value |
Processing Fee | 0.25%-0.50% of the loan amount Minimum Value- ₹7,500 Maximum Value- ₹20,000 |
Prepayment Charges | NIL |
Eligibility Criteria
The bank wants you to stay in line with a few eligibility criteria for accessing the home loan in Noida. All that are shown below.
- Salaried and self-employed with a minimum age of 21 years are eligible to apply for a home loan. At the same time, both salaried and self-employed need to make sure they are not over 60 years at the time of loan maturity.
- A stable source of income is a prerequisite. While salaried needs to be working for a minimum of 2-3 years, self-employed must remain in the same line of business for atleast 2-3 years.
Documentation
The bank would ask you to submit few documents related to identity, residence, income and the property. Don’t show any negligence as it could make the bank to reject or delay the sanctioning of the home loan in Noida. So, check out the documents as stated below to avoid the unfortunate incident of application rejection by BoB.
Products | Salaried | Self-employed |
---|---|---|
Home Loan | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Latest Salary Slips & Form 16 for Salaried Bank Account Statement for the Last 6 Months Track of any other loans, if any Property details such cost estimate of construction | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years Bank Account Statement for the Last 6 Months Track of any other loans, if any Property details such cost estimate of construction |
Seeking more information? Visit Home Loan Noida
Bank of Baroda Home Loan Noida Branches
Your chance to file the home loan application at your nearest BoB branch in Noida heightens with a mere glance at the list below. It shows the information regarding the address, IFSC Code, MICR Code, as well as the contact details to let you visit the branch without any problem. Take a look below and find the nearest one to submit your application.
Branch Name | Complete Address | IFSC | MICR | Contact Detail |
---|---|---|---|---|
Sector Gamma-II, Greater Noida | Sector Gamma II Market, Gautam Budha Nagar, Greater Noida-201308 | BARB0GAMNOI | 110012110 | 0120-2326125 |
Greater Noida | Om Tower, B5 Alpha 1, Commercial Belt, Greater Noida-201306 | BARB0GNOIDA | 110012092 | 0120-2321762, 2321763 |
Noida Branch | Noida Branch, Shop No 334 - 337 Sec 29 Ganga Shopping Complex, Noida-201303 | BARB0NOIDAX | 110012066 | 0120-2450229 |
SSI Noida Branch | SSI Noida Branch, P - 5 Ocean Plaza, Sector 18 Noida Distt G B Nagar, Noida-201301 | BARB0SSIGAZ | 110012059 | 0120-2512393 |
Gen Next Branch | C-25, Stellar It Park, Tower Ii, Sector 62, Noida, Dist. Gautam Budh Nagar, Uttar Pradesh- 201301 | BARB0GENOID | 0120-4324461/62/63 | |
Mid Corporate Branch | P-5, Ocean Plaza, Sector-18, Noida, Uttar Pradesh - 201301 | BARB0MIDNOI | 110012172 | 011-23313755 |
Yamuna Expressway | Build Up Space Nofirst Floor, Commercial Complex, P2 Sector Omega 1, Greater Noida, Uttar Pradesh - 201308 | BARB0YEIDAX | ||
Bhangel Noida | Khasra No 818 819 Dadri, Noida Road Kavya Palace Salarpur Bhangel Noida Uttar Pradesh- 201301 | BARB0BHANGE |
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