Bank of Baroda Home Loan in Pune
Last Updated : May 5, 2018, 11:24 a.m.
About Bank of Baroda Home Loan Pune
Within the periphery of educational institutes in Pune, you as a teacher or being involved in any other profession would love to settle the place of stay in the city, isn’t it, folks? All you need is to choose the property of your choice and get the loan of your choice at Bank of Baroda (BoB), a public lender with more than 5,000 branches across the country. There are many aspects related to a home loan at BoB in Pune, Maharashtra. All the aspects explained step-by-step for you to understand.
Bank of Baroda Home Loan Pune at a Glance
Particulars | Details |
---|---|
Interest Rate | 8.50% - 10.60% |
Loan Amount | About 75%-90% of the property value |
Processing Fee | 0.25%-0.50% of the loan amount Minimum Value- ₹7,500 Maximum Value- ₹20,000 |
Prepayment Charges | NIL |
Eligibility Criteria
The bank wants you to meet a few eligibility criteria for accessing the home loan in Pune. Want to get a sight of the same? Look at the below points.
- Salaried and self-employed with a minimum age of 21 years are eligible to apply for a home loan. At the same time, both salaried and self-employed need to make sure they are not over 60 years at the time of loan maturity.
- A stable source of income is a prerequisite. While salaried needs to be working for a minimum of 2-3 years, self-employed must remain in the same line of business for atleast 2-3 years.
Documentation
The bank would ask you to submit few documents related to identity, residence, income and the property. Don’t show any negligence as it could make the bank to reject or delay the sanctioning of the home loan in Pune. So, check out the documents as stated below to avoid the unfortunate incident of application rejection by BoB.
Products | Salaried | Self-employed |
---|---|---|
Home Loan | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Latest Salary Slips & Form 16 for Salaried Bank Account Statement for the Last 6 Months Track of any other loans, if any Property details such cost estimate of construction, property registration document, property allotment letter, valuation copy of the property | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years Bank Account Statement for the Last 6 Months Track of any other loans, if any Property details such cost estimate of construction, property registration document, property allotment letter, valuation copy of the property |
Seeking more information? Visit Home Loan Pune
Bank of Baroda Home Loan Pune Branches
Your chance to file the home loan application at your nearest BoB branch in Pune heightens with a mere glance at the list below. It shows the information regarding the address, IFSC Code, MICR Code, as well as the contact details to let you visit the branch without any problem. Take a look below and find the nearest one to submit your application.
Branch Name | Complete Address | IFSC | MICR | Contact Detail |
---|---|---|---|---|
Ashok Nagar | Ashok Nagar Branch, Ashoknagar, Rangehills Road, Pune-411007 | BARB0ASHOKN | 411012015 | 020-25511447 |
PI.Chinchwad | PI.Chinchwad Branch, Mumbai Pune Road, Opposite Ksb Pumps, Pimpri, Pune-411018 | BARB0CHINCH | 411012006 | 20-27422133, 27421217 |
CBB Pune | CBB Pune Branch, Mantri Court, R. Ambedkar Road, Near RTO, Pune-411001 | BARB0CORPUN | 411012019 | 020-26058284/ 26058280 |
Dighi | Dighi Branch, Mhaske Vasti, Alandi Road, Pune-411015 | BARB0DIGHIX | 411012017 | 020-27150843 |
B J Medical Extension Counter | B J Medical Extension Counter, Sasson Hospital Compound Station Road Pune-411001 | BARB0DRCBJM | 020-26122433 | |
B M C C College Campus Extension Counter | B M C C College Campus Extension Counter, Agarkar Road Shivaji Nagar Pune-411004 | BARB0EXTKAR | 020-25652920 | |
I.U.C.A.A Extension Counter | I.U.C.A.A Extension Counter, Ayucka Pune University Campus Pune-411016 | BARB0EXTPOO | 020-25604150 | |
Wadia College Extension Counter | Wadia College Extension Counter, Jog Path, Pune-411001 | BARB0EXTWAD | 020-26121594 | |
Gen Next Branch | Adams Court, Opposite Mahableshwar Hotel, Aundh-Baner Road, Baner, Pune | BARB0GENPUN | 411012024 | 02066201945-52 |
Gul Tekdi | Gul Tekdi Branch, Market Yard, Gultekdi, Pune-411037 | BARB0GULTEK | 411012013 | 020-24266143 |
Mantri Market | Mantri Market, Pune Sholapur Road | BARB0HADAPS | 411012020 | 020-26821998 |
Kalyani Nagar | The Sovereign, Shop No 1 & 2A, Central Avenue, Kalyani Nagar, Pune-411006 | BARB0KALPUN | 411012027 | 020-26650132 |
Karve Road | Karve Road Branch, Darekar Heights, Karve Road, Pune-411004 | BARB0KARVER | 411012007 | 020-25435326, 25436948 |
Kothrud | Manali Apartment, 14 Dahanukar Colony, SN-27, Kothrud, Pune-411029 | BARB0KOTHRU | 411012028 | 020-25398737 |
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