Bank of Baroda Personal Loan Chennai - Eligibility, Rates February 2024, EMI, IFSC

Bank of Baroda Personal Loan in Chennai

About Bank of Baroda Personal Loan in Chennai

Chennai is one of those cities in India known for temples and the magnificent architecture built on the same. Also, the city has a seashore that remains the go-to spot for the travellers around the world. The city has a diverse set of population with some are living the life of a salaried and some running the companies that are there in Chennai, the capital of Tamil Nadu. All of these people have set certain dreams for themselves to realize one day. With a view to let them realize the same, Bank of Baroda (BoB) is all set to provide a personal loan at attractive rates to fit into the pocket.

Apply Personal Loan @ 10.75%* Rate

Bank of Baroda Personal Loan Chennai at a Glance

Interest Rate10.90% - 18.25%
Loan Amount₹ 50,000-10,00,000
TenureUpto 4 Years
Processing FeeUpto ₹ 10,000
Prepayment ChargesBefore 6 Months- 4% of Principal Outstanding

After 6 Months-NIL

Bank of Baroda Personal Loan Eligibility Criteria in Chennai

To realize your dream, it is necessary you meet the eligibility norms put by Bank of Baroda in Chennai.

  • Salaried and self-employed are eligible to apply for a personal loan in Chennai.
  • The minimum age by which you can apply is 21 years.
  • By the time the proposed loan tenure is about to be over, the age of the applicant should not be more than 60 years (for salaried) and 65 years (for self-employed) 

Documents Checklist to Avail Bank of Baroda Personal Loan in Chennai

Bank of Baroda has put in place a list of documents to be submitted for availing a personal loan in Chennai.

  • Identity Proof- Voter ID/Driving License/Aadhaar Card/PAN Card/Passport
  • Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
  • Income Proof- Latest Salary Slips & Form 16 (Salaried), Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years (Self-employed)
  • Signature Verification Proof-PAN Card/Passport/Driving License

In search of more information? Visit Personal Loan Chennai

Addresses of Bank of Baroda Branches to Avail a Personal Loan in Chennai

BranchComplete AddressIFSCMICRContact Detail
AlwarpetAlwarpet Branch, 252 A, Ttk Road, Alwarpet, Chennai- 600018BARB0ALWARP600012004044-23454226, 27
AmbatturAmbattur Branch, 119, Mth Road, Ambattur, Chennai- 600053BARB0AMBATT600012002044-26580339
West MambalamWest Mambalam Branch, 90 Arya Gowda Road, West Mambalamm, Chennai- 600033BARB0CHENBS600012031044-23454325
ChoolaimeduChoolaimedu Branch, Sjm House, 52, Nelson Manickam Road, Choolaimedu, Chennai- 600094BARB0CHOOLA600012005044-23454249
Siet.College Siet.College Branch, K.B.Dasan Road Teynampet, Chennai- 600018BARB0COLMAD60001201440-23454302/ 23454000
E.C. StreetE.C. Street Branch, 3 Eraballu Chetty Street, Chennai, 600001BARB0ECSTRE60001200644-23454259, 23454261
EgmoreEgmore Branch, 52, Montieth Road, Egmore, Chennai- 600008BARB0EGMORE600012007044-28553889
RamavaramCorporate Financial ServicesRamavaram Branch, 1&2 Girinagar, Ramavaram, Chennai- 600089BARB0GIRINA600012023044-23454295
Corporate Financial ServicesK.K.NagarCorporate Financial Services Branch, ChennaiBARB0INFIMA600012022044-23454251
K.K.NagarK.K.Nagar Branch, 20, Dr.Natesan Road, K.K.Nagar, Chennai- 600083

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%