Bank of Baroda Personal Loan Jammu - Rates March 2024, Eligibility, EMI, IFSC

Bank of Baroda Personal Loan in Jammu

About Bank of Baroda Personal Loan in Jammu

Jammu, a beautiful place nicely covered by hills and mountains, is a paradise for an ardent nature lover. The favourable climate along with the delectable street foods will please you the moment you come down here. A majority of the city’s population is busy manufacturing carpets and electronic goods These people do need a personal loan to meet their personal goals. Bank of Baroda (BoB), with its branches in the city, stands tall to the personal loan requirements of these people and others.

Apply Personal Loan @ 10.75%* Rate

Bank of Baroda Personal Loan Jammu at a Glance

Interest Rate10.90% - 18.25%
Loan Amount₹ 50,000-10,00,000
TenureUpto 4 Years
Processing FeeUpto ₹ 10,000
Prepayment ChargesBefore 6 Months- 4% of Principal Outstanding

After 6 Months-NIL

Bank of Baroda Personal Loan Eligibility Criteria in Jammu

Do meet the eligibility criteria to chase your dream successfully. So, follow the cardinals for Bank of Baroda Personal Loan in Jammu in the below points.

  • Salaried and self-employed are eligible to apply for a personal loan in Jammu.
  • The minimum age by which you can apply is 21 years.
  • By the time the proposed loan tenure is about to be over, the age of the applicant should not be more than 60 years (for salaried) and 65 years (for self-employed) 

Documents Checklist to Avail Bank of Baroda Personal Loan in Jammu

Bank of Baroda has placed a list of documents to be submitted for availing a personal loan in Jammu.

  • Identity Proof- Voter ID/Driving License/Aadhaar Card/PAN Card/Passport
  • Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
  • Income Proof- Latest Salary Slips & Form 16 (Salaried), Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years (Self-employed)
  • Signature Verification Proof-PAN Card/Passport/Driving License

An eye for more information? Visit Personal Loan Jammu

Addresses of Bank of Baroda Branches to Avail a Personal Loan in Jammu

Branch NameComplete AddressIFSCMICRContact Detail
Gandhi NagarGandhinagar Branch, Gole Market, Jammu Tawi, Gandhi Nagar, Jammu-180004BARB0GANJAM1800120020191-2451481, 2437572
Purani MandiPurani Mandi, Jammu Tawi Jammu-180001BARB0JAMMUX1800120010191-2579412
NarwalOpposite PHP Pumping Station, Near Narwal Chowk, Narwal, Jammu, Jammu & Kashmir-180006BARB0NARJAM1800120030191-2474143

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%