Bank of India Home Loan in Bengaluru
Last Updated : Feb. 27, 2020, 11:39 a.m.
About Bank of India Home Loan Bengaluru
Bengaluru is a city one aspires to live and settle in because of the massive opportunities that it present to the youth. The city has IT giants like Infosys and Wipro, along with many large to small-scale units calling the younger generation to come and earn their livelihood. And if you are able to buy a home in Bengaluru, Karnataka, you make your stay there memorable for the entire life. You can do that with Bank of India Home Loan. Get a sight of the details below and apply for the loan.
Bank of India Home Loan Bengaluru at a Glance
Particulars | Details |
---|---|
Interest Rate | 8.85% onwards |
Loan Amount | Upto ₹ 5 Cr |
Loan Tenure | Upto 30 Years |
Processing Fee | 0.25% of the loan amount Minimum- ₹ 1,000+service tax as applicable Maximum-₹ 20,000+service tax as applicable |
Prepayment Charges | NIL |
Eligibility Criteria
Want to know who are the ones eligible for a home loan at BOI? Salaried employed, self-employed businessmen, professionals, HUF, NRIs, PIOs, corporate and partnership firms are eligible for a home loan at the bank. However, the actual loan disbursal depends on the income and the ability of the borrower to repay the EMI.
Documentation
Do arrange the below list of documents that are asked by Bank of India to approve your home loan application. The documents are as follows-
- Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
- Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
- Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement (For Salaried), ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years (For Self-employed)
- Property Documents Like Cost Estimation, Property Map, Property Allotment Copy, Complete Property Chain, etc
- Signature Verification Proof-PAN Card/Passport/Driving License
- Business Establishment Proof-Utility Bills of Shops & Establishments
- Processing Fee Cheque
- A Duly Signed and Filled Application Form
Seeking more information? Visit Home Loan Bengaluru
Bank of India Home Loan Bengaluru Branches
Considering the popularity of Bengaluru, Bank of India has a large number of branches here to tap the home need of the customers in the city. The table below shows the addresses, IFSC Code, MICR Code and contact number of the branches.
Branch Name | Complete Address | IFSC | MICR | Contact Detail |
---|---|---|---|---|
Bangalore Main | Bangalore Main, 11, Bank Of India Building, K.G.Road, Bangalore, Karnataka, Pin-560009 | BKID0008400 | 560013002 | 080-22959437, 22959438 |
Malleswaram | Malleswaram, No 112, Ist Floor, Margosa Road, Bangalore, Karnataka, Pin-560003 | BKID0008401 | 560013007 | 080-23567593, 22959500 |
Visweswarapuram | Visweswarapuram, 83 Digaronal Road, Visveswarapuram, Bangalore, Pin-560004 | BKID0008402 | 560013010 | 080-26612656, 26620225 |
Virgonagar | Virgonagar, Vill Avalahalli, Post Virgonagar, Bangalore, 560049, Karnataka, Pin-560049 | BKID0008403 | 560013016 | |
Cantonment, Jothi Mahal | Cantonment, Jothi Mahal, 49, St Marks Road, Bangalore,, Karnataka, Pin-560001 | BKID0008404 | 560013003 | 080-22959478, 22959474 |
Jaya Nagar | Jaya Nagar, 2904 11 Main Road, 4Th Block Jayanagar, Bangalore, Karnataka, Pin-560025 | BKID0008405 | 560013006 | 080-22959483, 22959484 |
Rajajinagar | Rajajinagar, 675, Ii Block, Nr Navarang Theatre, Bangalore, Karnataka, Pin-560110 | BKID0008406 | 560013008 | |
J C Road | J C Road, 75 J C Road, Bangalore, Bangalore, Karnataka, Pin-560002 | BKID0008407 | 560013005 | |
Yeshwantpur | Yeshwantpur, 6, Regulated Market, Yeshwantpur, Bangalore, Karnataka, Pin-560022 | BKID0008408 | 560013011 | 080-22959528 |
Richmond Town | Richmond Town, 22, Bangalore, Karnataka, Pin-560025 | BKID0008409 | 560013009 | 080-22959513, 22959512 |
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