Bank of India Home Loan in Guwahati
Last Updated : May 5, 2018, 11:28 a.m.
About Bank of India Home Loan Guwahati
Staying in a rented flat in Guwahati? Need a own ‘ Baadi’, a term used for a home in Assamese, the language spoken in this part of the world. All you need is a home loan from Bank of India (BOI), a leading public sector bank which has been giving the sting to the dream of many wishing to buy a house. So, just come to any of the BOI branches you are most comfortable in Guwahati and apply for a home loan. Catch more details of the BOI Home Loan below.
Bank of India Home Loan Guwahati at a Glance
Particulars | Details |
---|---|
Interest Rate | 8.85% onwards |
Loan Amount | Upto ₹ 5 Cr |
Loan Tenure | Upto 30 Years |
Processing Fee | 0.25% of the loan amount Minimum- ₹ 1,000+service tax as applicable Maximum-₹ 20,000+service tax as applicable |
Prepayment Charges | NIL |
Eligibility Criteria
Want to know who are the ones eligible for a home loan at BOI? Salaried employees, self-employed businessmen, professionals, HUF, NRIs, PIOs, corporate and partnership firms are eligible for a home loan at the bank. However, the actual loan disbursal depends on the income and the ability of the borrower to repay the EMI.
Documentation
Do arrange the below list of documents that are asked by Bank of India to approve your home loan application. The documents are as follows-
- Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
- Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
- Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement (For Salaried), ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years (For Self-employed)
- Property Documents Like Cost Estimation, Property Map, Property Allotment Copy, Complete Property Chain, etc
- Signature Verification Proof-PAN Card/Passport/Driving License
- Business Establishment Proof-Utility Bills of Shops & Establishments
- Processing Fee Cheque
- A Duly Signed and Filled Application Form
Seeking additional information? Visit Home Loan Guwahati
Bank of India Home Loan Guwahati Branches
Look at the table below to know the branches of BOI in Guwahati.
Branch Name | Complete Address | IFSC | MICR | Contact Detail |
---|---|---|---|---|
Hem Barua Road | Hem Barua Road, P.B.No. - 119, Kamarpatty, Guwahati, Assam, Pin-781001 | BKID0005000 | 781013002 | 0361-2540480, 2544182 |
Village - Abhoypur | Village-Abhoypur, Po - College Nagar, North Guwahati, Assam, Pin- 781031 | BKID0005001 | 781013004 | 0361-2690020 |
G.S. Road | G.S.Road, Ganeshguri Chariali, Guwahati, Assam, Pin-781006 | BKID0005005 | 781013003 | |
VIP Road | Vip Road, Chachal, Guwahati, Pin- 7810022 | BKID0005009 | 781013005 | |
Gauri Bhawan | Gauri Bhawan, Maligaon, Guwahati, Assam, Pin-7810002 | BKID0005010 | 781013006 | |
Guwahati Mid Corporate Branch | Guwahati Mid Corporate Branch Killa Building Christian Basti G S Road Guwahati, Assam, Pin- 781005 | BKID0005055 | 781013011 | |
Zoo Road | House No 197, Jonali, R.G. Baruah Road, Po Zoo Road, Dist Kamrup Guwahati, Assam, Pin- 781024 | BKID0005028 | 781013014 | |
Silpukhuri | House No 114 MPD Road Po Silpukhuri Dist Kamrup Guwahati Assam, Pin-781003 | BKID0005029 | 781013016 | |
Paltan Bazar | Solapara Road, Paltan Bazar Guwahati District- Kamrup Assam-781008 | BKID0005027 | 781013008 |
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