Bank of India Home Loan in Jammu
Last Updated : May 5, 2018, 11:29 a.m.
About Bank of India Home Loan Jammu
How does it feel like owning a home at your own place Jammu replete with hills and mountains to refresh your mind? Obviously, the answer would come in affirmative. But how will you buy a home when you look at your wallet and find it inept to do so? Well, Bank of India (BOI) can help achieve that with affordable interest rates. With a PAN-India presence, the public sector bank has branches in the city of Jammu as well. Let’s find out the details of BOI Home Loan here.
Bank of India Home Loan Jammu at a Glance
Particulars | Details |
---|---|
Interest Rate | 8.85% onwards |
Loan Amount | Upto ₹ 5 Cr |
Loan Tenure | Upto 30 Years |
Processing Fee | 0.25% of the loan amount Minimum- ₹ 1,000+service tax as applicable Maximum-₹ 20,000+service tax as applicable |
Prepayment Charges | NIL |
Eligibility Criteria
Want to know who are the ones eligible for a home loan at BOI in Jammu? Salaried employees, self-employed businessmen, professionals, HUF, NRIs, PIOs, corporate and partnership firms are eligible to apply for a home loan at the bank. However, the actual loan disbursal depends on the income and the ability of the borrower to repay the EMI. Being clear on the eligibility front is half the home loan disbursal journey won by you as a borrower.
Documentation
Do arrange the below list of documents that are asked by Bank of India to approve your home loan application. The documents are as follows-
- Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
- Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
- Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement (For Salaried), ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years (For Self-employed)
- Property Documents Like Cost Estimation, Property Map, Property Allotment Copy, Complete Property Chain, etc
- Signature Verification Proof-PAN Card/Passport/Driving License
- Business Establishment Proof-Utility Bills of Shops & Establishments
- Processing Fee Cheque
- A Duly Signed and Filled Application Form
Seeking more information? Visit Home Loan Jammu
Bank of India Home Loan Jammu Branches
Want to visit the nearest branch of BOI with your home loan application in Jammu? Check out from the list below. You can also get to know the IFSC Code, MICR Code and contact number of the branches. All these information pertaining to Bank of India will be useful in your bid to buy your dream home in Jaipur
Branch Name | Complete Address | IFSC | MICR | Contact Detail |
---|---|---|---|---|
Maulana Azad Road | Maulana Azad Road, Shrinagar, Jammu & Kashmir-190001 | BKID0007900 | 190013002 | |
Jammu | Jammu, Vir Marg, Residency Road, Jammu, Jammu & Kashmir-180001 | BKID0007901 | 180013002 | 0191-2573025, 533138 |
Udhampur | Post Box-5, 23/11, Mukherjee Bazar, Court Road-149001 | BKID0007903 | 182013001 | |
Dalgate | Dalgate, Khaibar Chowk, Opp. Khaibar Hospital, Srinagar Jammu & Kashmir-190001 | BKID0007904 | 190013003 | |
Satwari | Satwari, 19, Satwari, Jammu, Jammu, Jammu & Kashmir-180003 | BKID0007906 | 180013003 | 0191-2450918, 2454206 |
Gangyal | P.C.D.A Complex, Jammu Cantt. | BKID0007911 | 180013004 | |
Jammu Mid Corporate | Sewa Complex Opp Fire Station, National Highway Gangyal, Jammu-180010 | BKID0007912 | 180013005 | 0191-2480363 |
Vijaypur | Main Bazar , Near Mini Bus Stand, V& Po Vijaypur, Distt. Samba, Jammu & Kashmir-184120 | BKID0006358 | ||
Katra | Bhawanis Paradise Hotel, Jammu Road, Katra, Jammu & Kashmir-182301 | BKID0007913 | ||
Kathua | Kathua Branch Neeraj Mall, Shahidi Chowk, Ward No 5, District Kathua, Jammu & Kashmir- 184101 | BKID0007914 |
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