Bank of India Home Loan in Kochi
Last Updated : May 5, 2018, 11:29 a.m.
About Bank of India Home Loan Kochi
It indeed becomes a priority to buy a home wherein you can stay with your family without worrying about the constant change of your nest which is the case of rental accommodation. So, if you are in Kochi, the commercial hub of Kerala, and want to settle down there with your family, you should contemplate on buying a home in the city. One bank that can let you do that is Bank of India (BOI), which has branches in Kochi and as well as the entire country.
Bank of India Home Loan Kochi at a Glance
Particulars | Details |
---|---|
Interest Rate | 8.85% onwards |
Loan Amount | Upto ₹ 5 Cr |
Loan Tenure | Upto 30 Years |
Processing Fee | 0.25% of the loan amount Minimum- ₹ 1,000+service tax as applicable Maximum-₹ 20,000+service tax as applicable |
Prepayment Charges | NIL |
Eligibility Criteria
Want to know who are the ones eligible for a home loan at BOI in Kochi? Salaried employees, self-employed businessmen, professionals, HUFs, NRIs, PIOs, corporate and partnership firms are eligible to apply for a home loan at the bank. However, the actual loan disbursal depends on the income and the ability of the borrower to repay the EMI. Being clear on the eligibility front is half the home loan disbursal journey won by you as a borrower.
Documentation
Do arrange the below list of documents that are asked by Bank of India to approve your home loan application. The documents are as follows-
- Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
- Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
- Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement (For Salaried), ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years (For Self-employed)
- Property Documents Like Cost Estimation, Property Map, Property Allotment Copy, Complete Property Chain, etc
- Signature Verification Proof-PAN Card/Passport/Driving License
- Business Establishment Proof-Utility Bills of Shops & Establishments
- Processing Fee Cheque
- A Duly Signed and Filled Application Form
Seeking more information? Visit Home Loan Kochi
Bank of India Home Loan Kochi Branches
Want to visit the nearest branch of BOI with your home loan application in Kochi? Check out from the list below. You can also get to know the IFSC Code, MICR Code and contact number of the branches. All these information pertaining to Bank of India will be useful in your bid to buy your dream home in Jaipur
Branch Name | Complete Address | IFSC | MICR | Contact Detail |
---|---|---|---|---|
Kochi | C C Vi/96 (A) Bazar Ro, Mattancherry, Kochi- 682002, Kerala 682002, KERALA | BKID0008510 | 682013005 | 0484-2224575, 2225339 |
Ernakulam Service Branch | M.G. Road, Kochi-682016, Kerala | BKID0008585 | 682013001 | 0484-2372225, 2370352 |
Ernakulam Mid Corporate Branch | Ernakulam Mid Corporate Branch, Manavalan Building, Jawahar Nagar East, Vyttila, Kochi-682019 | BKID0008518 | 682013023 | |
Ernakulam | Ernakulam, At Kannankeri Estate, Shanmugham Road , Ernakulam- 682031, Kerala | BKID0008500 | 682013002 | 0484-2354508, 2372225 |
M G Road (Ernakulam) | M G Road(Ernakulam), Xxxv/1301 - 2, Collis Es, M. G. Road, Kochi-682016, Kerala | BKID0008501 | 682013009 | 0484-2353683, 2353857 |
College Ground | College Ground, P.B.No.1088, M. G. Road, Ernakulam, Kochi-682011, Kerala | BKID0008502 | 682013004 | 0484-2360696 |
Ernakulam NRI | Ernakulam NRI, Collis Estate, Ravipur, M.G.Road, Ernakulam, K, Ernakulam, 682016, Kerala | BKID0008503 | 682013003 | 0484-2365158, 2370352 |
Ernakulam Housing Finance & Personal Banking | Ernakulam Housing Finance, Kaloor Tower, Kaloor, Kadavanthara Road, Kochi, 682017, Kerala | BKID0008504 | 682013010 | 0484-2536036 |
Willingdon Island | Willingdon Island, Post Box No. 540, Willingdon Island, Kochi, 682003, Kerala | BKID0008511 | 682013006 | 0484-2666265, 2668471 |
Kakkanad | Kakkanad, 10/164C, Thadathil Bld, Airport Rd, Kochi- 682030, Kerala | BKID0008512 | 682013021 | |
Kalamassery South | Kalamassery South, University P.O., Kalamassery South, Kochi- 682022, Kerala | BKID0008569 | 682013007 | 0484-2555890, 2555540 |
K P Vallon Road | K P Vallon Road Kadavanthara Junction Kochi-682020, Kerala | BKID0008587 |
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