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Bank of India Home Loan in Lucknow

Bank of India Home Loan in Lucknow

Last Updated : April 11, 2017, 4:20 p.m.

About Bank of India Home Loan Lucknow

Searching for a dream home in Lucknow or have searched out a home but not able to crack a perfect home loan deal with the lender? Apply for a home loan at Bank of India (BOI) that offers the loan at affordable interest rates to instill tranquility in your finance by safeguarding your pocket. You have the luxury to choose from many of the BOI branches that are located in Lucknow, renowned as the city of Nawab. Let’s see how BOI home loan would pan out in the capital of Uttar Pradesh.

Bank of India Home Loan Lucknow at a Glance

Interest Rate8.85% onwards
Loan AmountUpto ₹ 5 Cr
Loan TenureUpto 30 Years
Processing Fee0.25% of the loan amount
Minimum- ₹ 1,000+service tax as applicable

Maximum-₹ 20,000+service tax as applicable
Prepayment ChargesNIL

Eligibility Criteria

Want to know who are the ones eligible for a home loan at BOI in Lucknow? Salaried employees, self-employed businessmen, professionals, HUFs, NRIs, PIOs, corporate and partnership firms are eligible to apply for a home loan at the bank. However, the actual loan disbursal depends on the income and the ability of the borrower to repay the EMI. Being clear on the eligibility front is half the home loan disbursal journey won by you as a borrower.


Do arrange the below list of documents that are asked by Bank of India to approve your home loan application. The documents are as follows-

  • Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
  • Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
  • Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement (For Salaried), ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years (For Self-employed)
  • Property Documents Like Cost Estimation, Property Map, Property Allotment Copy, Complete Property Chain, etc
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Business Establishment Proof-Utility Bills of Shops & Establishments
  • Processing Fee Cheque
  • A Duly Signed and Filled Application Form

Seeking more information? Visit Home Loan Lucknow

Bank of India Home Loan Lucknow Branches

In search of nearest BOI branch to submit your home loan application in Lucknow? Check out from the list below. You can also get to know the IFSC Code, MICR Code and contact number of the branches. All these information pertaining to Bank of India will be useful in your bid to buy your dream home in Lucknow.

Branch NameComplete AddressIFSCMICRContact Detail
Mohini MansionsMohini Mansions, Post Box No. 170, Lucknow- 226001, Uttar PradeshBKID00068002260130020522-2623829, 2231782
AminabadAminabad, Shakti Bldg, 35, , Niyamatula Rd, Aminabad, Lucknow- 226018, Uttar PradeshBKID00068012260130050522-2629644, 2629628
Khunkhunji RoadChowk, Plot No 5, Khunkhunji Road, Chowk, Lucknow, Uttar PradeshBKID00068022260130080522-2259203, 2259215
AishbaghAishbagh, Manohar Niwas, 278/81, Aishbagh Road, Lucknow- 226004, Uttar Pradesh
BKID00068032260130030522-2692479, 2692845
MahanagarMahanagar, M-5, Gole Market, Mahanagar, Lucknow- 226006, Uttar PradeshBKID00068042260130110522-2387166, 2389598
Ashok MargAshok Marg, Mull Building, Ashok Ma, Pb No. 321, Lucknow, 226001, Uttar PradeshBKID00068052260130070522-2287329, 2288433
Nirala NagarNiralanagar, 4, Commercial, Nirala Nagar, Lucknow- 226007, Uttar Pradesh
BKID00068062260130120522-2788002, 2788019
KaiserbaghNear Shubham Cinema, Avadh Market, 5, Cant Road, Kaiserbagh, Lucknow – 226001, Uttar PradeshBKID0006807226013030
AliganjAliganj, Pragati Kendra, Kapoor, Commercial Complex, Lucknow- 226006, Uttar PradeshBKID00068102260130040522-2323483, 2330059
Sarojini NagarSarojini Nagar, 5-D Sarojini Nagar, Co- Op. Housing Society Ltd., Lucknow- 226008, Uttar PradeshBKID00068132260130140522-2431195, 2436047
SubhanikhedaSubhanikheda, Navneet Bhavan, , Subhani Khera, Telibag, Lucknow- 226002, Uttar PradeshBKID00068152260130150522-2440680, 2443123
SadarSadar, 40 Sadar Bazar, Lucknow, Lucknow, Uttar PradeshBKID00068172260130130522-2480225, 2483710
Terhi Pulia(Madion)Terhi Pulia(Madion), M M S 2/13, Sector C, Sitapur Road Scheme, Lucknow- 226021, Uttar PradeshBKID00068212260130100522-2363127, 2733652
Lucknow Service BranchLucknow Service, Pratap Building, 3Rd F, Nawal Kishore Road, Lu, Lucknow- 226001, Uttar PradeshBKID00068252260130010522-2617352

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