Bank of India Home Loan in Mumbai
Last Updated : May 5, 2018, 11:29 a.m.
About Bank of India Home Loan Mumbai
So, you are a proud resident of Mumbai, the financial capital of India and the state Capital of Maharashtra. You have had many successes in Mumbai except not able to buy a home of your choice because of not finding any lender which could have offered you a great deal on the same, right! Bank of India (BOI), a bank you must have seen and heard, is right there in your city to cater to your home wish in an affordable manner. Want to get a sight of its affordability before taking a plunge with Bank of India? Check out the details below.
Bank of India Home Loan Mumbai at a Glance
Particulars | Details |
---|---|
Interest Rate | 8.85% onwards |
Loan Amount | Upto ₹ 5 Cr |
Loan Tenure | Upto 30 Years |
Processing Fee | 0.25% of the loan amount Minimum- ₹ 1,000+service tax as applicable Maximum-₹ 20,000+service tax as applicable |
Prepayment Charges | NIL |
Eligibility Criteria
Want to know who are the ones eligible for a home loan at BOI in Mumbai? It’s the salaried employees, self-employed businessmen, professionals, HUFs, NRIs, PIOs, corporate and partnership firms who can apply for a home loan at the bank. The eventual loan disbursal amount, though, depends on the income and the ability of the borrower to repay the EMI. Being clear on the eligibility front is half the home loan disbursal journey won by you as a borrower.
Documentation
Do arrange the below list of documents that are asked by Bank of India to approve your home loan application. The documents are as follows-
- Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
- Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
- Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement (For Salaried), ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years (For Self-employed)
- Property Documents Like Cost Estimation, Property Map, Property Allotment Copy, Complete Property Chain, etc
- Signature Verification Proof-PAN Card/Passport/Driving License
- Business Establishment Proof-Utility Bills of Shops & Establishments
- Processing Fee Cheque
- A Duly Signed and Filled Application Form
Seeking more information? Visit Home Loan Mumbai
Bank of India Home Loan Mumbai Branches
In search of the nearest BOI branch to submit your home loan application in Mumbai? Check out from the list below. You can also get to know the IFSC Code, MICR Code and contact number of the branches. All these information pertaining to Bank of India will be useful in your bid to buy your dream home in Mumbai.
Branch Name | Complete Address | IFSC | MICR | Contact Detail |
---|---|---|---|---|
Mumbai Main | Mumbai Main, 70/80, M.G. Road, P.B. No. 238, Mumbai, Mumbai-400023, Maharashtra | BKID0000001 | 400013087 | 022-22624925, 22624926 |
Andheri West | Andheri West, 28 S.V Raod, Pb 7358 Andheri West, Mumbai- 400058, Maharashtra | BKID0000002 | 400013003 | 022-26280209, 26280219 |
Ballard Estate | Ballard Estate, Darabshaw House, Narottam Morarji Marg, Mumbai- 400021, Maharashtra | BKID0000003 | 400013008 | 022-22612400, 22691218 |
Ramdas Nayak Marg | Ramdas Nayak Marg (Hill Road), 56 Hill Road, Bandra, Mumbai- 400050, Maharashtra | BKID0000004 | 400013026 | |
Mumbai Central | Mumbai Central, Sahkti Sadan C Blk, Dr Dada Saheb Bhadaka, Mumbai- 400007, Maharashtra | BKID0000005 | 400013005 | 022-23074474, 23097442 |
Borivali West | Borivali West, Mangal Kunj, S.V.Road, Mumbai- 400092, Maharashtra | BKID0000006 | 400013007 | |
Breach Candy | Breach Candy, Sky Scraper A, 4/697, Bhulabhai Desai, Mumbai- 400026, Maharashtra | BKID0000007 | 400013009 | 022-23678907, 23688526 |
Bullion Exchange | Bullion Exchange, 185, Sheikh Memon Street, Post Box No. 2313, , Mumbai-400002, Maharashtra | BULLION EXCHANGE | 400013011 | 022-23429825, 23428841 |
Chembur | Chembur, Near Chembur Naka, Post Bag - 7207, Mumbai-400071, Maharashtra | BKID0000009 | 022-25221865, 25225302 | 022-25221865, 25225302 |
Churchgate | Churchgate, Eros Theatre Building, Jamshedji Tata Road, Mumbai-400020, Maharashtra | BKID0000010 | 400013014 | 022-22838136, 22884868 |
C P Tank | C P Tank, Chandaramji Girls High, School Bldg C P Tank, Mumbai-400004, Maharashtra | BKID0000012 | 400013013 | 022-23812317, 23885257 |
Cumbala Hill | Cumbala Hill, Dell Star Ns Patkar Ma, Hughes Road, Mumbai-400026, Maharashtra | BKID0000013 | 400013015 | 022-23803628, 23803972 |
Dadar (West) | Dadar (West), 61 Gokhale Rd North, Nr. Portugues. Church, Mumbai- 400028, Maharashtra | BKID0000015 | 400013019 | 022-24221895, 24221267 |
Ghatkopar East | Ghatkopar East, Kiran Niketan, Tilak Road, Ghatkopar, Mumbai-400077, Maharashtra | BKID0000019 | 400013067 | 022-25021428, 25021462 |
Goregaon West | Goregaon West, Patkar College Bldgs, S.V.Road, Goregaon., Mumbai-400062, Maharashtra | BKID0000022 | 400013022 | |
Gandhi Market | Gandhi Market, 96 Sion Matunga Estat, Matunga, Mumbai-400022, Maharashtra | BKID0000018 | 400013066 | 022-24094734, 24095435 |
Grant Road | Grant Road, Alankar Build, Balaram Road, Mumbai-400007, Maharashtra | BKID0000023 | 400013023 | |
Kalbadevi | Kalbadevi, Round Building, Shamaldas Gandhi Marg, Mumbai-400002, Maharashtra | BKID0000024 | 400013030 | |
Khar | Khar, 531, Linking Road Near, National College, Khar, Mumbai(Bombay), India, 400052, Maharashtra | BKID0000026 | 400013031 |
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