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Bank of India Home Loan in Mumbai

Bank of India Home Loan in Mumbai

Last Updated : May 5, 2018, 11:29 a.m.

About Bank of India Home Loan Mumbai

So, you are a proud resident of Mumbai, the financial capital of India and the state Capital of Maharashtra. You have had many successes in Mumbai except not able to buy a home of your choice because of not finding any lender which could have offered you a great deal on the same, right! Bank of India (BOI), a bank you must have seen and heard, is right there in your city to cater to your home wish in an affordable manner. Want to get a sight of its affordability before taking a plunge with Bank of India? Check out the details below.

Bank of India Home Loan Mumbai at a Glance

ParticularsDetails
Interest Rate8.85% onwards
Loan AmountUpto ₹ 5 Cr
Loan TenureUpto 30 Years
Processing Fee0.25% of the loan amount
Minimum- ₹ 1,000+service tax as applicable

Maximum-₹ 20,000+service tax as applicable
Prepayment ChargesNIL

Eligibility Criteria

Want to know who are the ones eligible for a home loan at BOI in Mumbai? It’s the salaried employees, self-employed businessmen, professionals, HUFs, NRIs, PIOs, corporate and partnership firms who can apply for a home loan at the bank. The eventual loan disbursal amount, though, depends on the income and the ability of the borrower to repay the EMI. Being clear on the eligibility front is half the home loan disbursal journey won by you as a borrower.

Documentation

Do arrange the below list of documents that are asked by Bank of India to approve your home loan application. The documents are as follows-

  • Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
  • Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
  • Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement (For Salaried), ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years (For Self-employed)
  • Property Documents Like Cost Estimation, Property Map, Property Allotment Copy, Complete Property Chain, etc
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Business Establishment Proof-Utility Bills of Shops & Establishments
  • Processing Fee Cheque
  • A Duly Signed and Filled Application Form

Seeking more information? Visit Home Loan Mumbai

Bank of India Home Loan Mumbai Branches

In search of the nearest BOI branch to submit your home loan application in Mumbai? Check out from the list below. You can also get to know the IFSC Code, MICR Code and contact number of the branches. All these information pertaining to Bank of India will be useful in your bid to buy your dream home in Mumbai.

Branch NameComplete AddressIFSCMICRContact Detail
Mumbai MainMumbai Main, 70/80, M.G. Road, P.B. No. 238, Mumbai, Mumbai-400023, MaharashtraBKID0000001400013087022-22624925, 22624926
Andheri WestAndheri West, 28 S.V Raod, Pb 7358 Andheri West, Mumbai- 400058, MaharashtraBKID0000002400013003022-26280209, 26280219
Ballard EstateBallard Estate, Darabshaw House, Narottam Morarji Marg, Mumbai- 400021, MaharashtraBKID0000003400013008022-22612400, 22691218
Ramdas Nayak MargRamdas Nayak Marg (Hill Road), 56 Hill Road, Bandra, Mumbai- 400050, MaharashtraBKID0000004400013026
Mumbai CentralMumbai Central, Sahkti Sadan C Blk, Dr Dada Saheb Bhadaka, Mumbai- 400007, MaharashtraBKID0000005400013005022-23074474, 23097442
Borivali WestBorivali West, Mangal Kunj, S.V.Road, Mumbai- 400092, MaharashtraBKID0000006400013007
Breach CandyBreach Candy, Sky Scraper A, 4/697, Bhulabhai Desai, Mumbai- 400026, MaharashtraBKID0000007400013009022-23678907, 23688526
Bullion ExchangeBullion Exchange, 185, Sheikh Memon Street, Post Box No. 2313, , Mumbai-400002, MaharashtraBULLION EXCHANGE400013011022-23429825, 23428841
ChemburChembur, Near Chembur Naka, Post Bag - 7207, Mumbai-400071, MaharashtraBKID0000009022-25221865, 25225302022-25221865, 25225302
ChurchgateChurchgate, Eros Theatre Building, Jamshedji Tata Road, Mumbai-400020, MaharashtraBKID0000010400013014022-22838136, 22884868
C P TankC P Tank, Chandaramji Girls High, School Bldg C P Tank, Mumbai-400004, MaharashtraBKID0000012400013013022-23812317, 23885257
Cumbala HillCumbala Hill, Dell Star Ns Patkar Ma, Hughes Road, Mumbai-400026, MaharashtraBKID0000013400013015022-23803628, 23803972
Dadar (West)Dadar (West), 61 Gokhale Rd North, Nr. Portugues. Church, Mumbai- 400028, MaharashtraBKID0000015400013019022-24221895, 24221267
Ghatkopar EastGhatkopar East, Kiran Niketan, Tilak Road, Ghatkopar, Mumbai-400077, MaharashtraBKID0000019400013067022-25021428, 25021462
Goregaon WestGoregaon West, Patkar College Bldgs, S.V.Road, Goregaon., Mumbai-400062, MaharashtraBKID0000022400013022
Gandhi MarketGandhi Market, 96 Sion Matunga Estat, Matunga, Mumbai-400022, MaharashtraBKID0000018400013066022-24094734, 24095435
Grant RoadGrant Road, Alankar Build, Balaram Road, Mumbai-400007, MaharashtraBKID0000023400013023
KalbadeviKalbadevi, Round Building, Shamaldas Gandhi Marg, Mumbai-400002, MaharashtraBKID0000024400013030
KharKhar, 531, Linking Road Near, National College, Khar, Mumbai(Bombay), India, 400052, MaharashtraBKID0000026400013031

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