Bank of India Home Loan in Patna

Last Updated : May 5, 2018, 11:30 a.m.

About Bank of India Home Loan Patna

Patna, the capital city of Bihar, is a home to many small scale units involved into a myriad of businesses such as leather, handicraft, fisheries and much more. Many living in the city are still looking to buy a home of their choice. If you belong to those people, you have a trusted Bank of India (BOI to fall upon. The bank, which was founded in 1906, is a reliable banker for all your financial needs that also include a home loan. Catch the details of BOI Home Loan in Patna below.

Bank of India Home Loan Patna at a Glance

Eligibility Criteria

Want to know who are the ones eligible for a home loan at BOI in Patna? It’s the salaried employees, self-employed businessmen, professionals, HUFs, NRIs, PIOs, corporate and partnership firms who can apply for a home loan at the bank. The eventual loan disbursal amount, though, depends on the income and the ability of the borrower to repay the EMI. The passing of the eligibility will ease your way to a dream home in Patna.

Documentation

You are required to submit the below list of documents that are asked by Bank of India to approve your home loan application in Patna. The documents are as follows-

• Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
• Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
• Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement (For Salaried), ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years (For Self-employed)
• Property Documents Like Cost Estimation, Property Map, Property Allotment Copy, Complete Property Chain, etc
• Signature Verification Proof-PAN Card/Passport/Driving License
• Business Establishment Proof-Utility Bills of Shops & Establishments
• Processing Fee Cheque
• A Duly Signed and Filled Application Form

Seeking more information? Visit Home Loan Patna

Bank of India Home Loan Patna Branches

In search of the nearest BOI branch to submit your home loan application in Patna? Check out from the list below. You can also get to know the IFSC Code, MICR Code and contact number of the branches. All these information pertaining to Bank of India will be useful in your bid to buy your dream home in Patna.