Bank of India Personal Loan in Bhubaneswar

About Bank of India Personal Loan Bhubaneswar

Bhubaneswar, the city of education, information technology and tourism, also consists of a section of the society that do not have their personal needs fulfilled. For them, Bank of India (BOI) stands committed to fulfill their needs while ensuring their pocket go through the loan journey without any scratch. The affordable interest rate, documentation and processing of the loan are appealing and thus enable the borrowers to apply for a personal loan here.

Bank of India Personal Loan Bhubaneswar at a Glance

ParticularsDetails
Interest Rate11.90% - 13.90%
Loan AmountUpto ₹ 5 Lakh-10 Lakh
Loan TenureUpto 3-5 Years
Processing Fee2% of the loan amount
Prepayment ChargesAs Applicable

Eligibility Criteria

Do you know who can apply for a personal loan at BOI? No! It’s the employees working in both public and private sector units. However, the  loan disbursal depends on the income and the ability of the borrower to repay the EMI. An individual with a higher income can easily meet the eligibility compared to one with a lower income.

Documentation Required to Avail Personal Loan from Bank of India in Bhubaneswar

Don’t know which are the documents that the bank asks to submit in the case of a personal loan? Have a glance at the below points showcasing documents in respect of identity, residence, address, signature verification, etc.

  • Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
  • Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
  • Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Processing Fee Cheque
  • A Duly Signed and Filled Application Form

Check out more in Personal Loan Bhubaneswar

Bank of India Personal Loan Bbubaneswar Branches

There is a significant number of BOI branches located at various places in your city Bhubaneswar. If you want a help in this regard, a table is right below to glance at. The table also shows information related to the address, IFSC Code, MICR Code, as well as contact numbers of the branches.

Branch NameComplete AddressIFSCMICRContact Detail
Kharvel NagarKharvel Nagar, 98, Kharavela Nagar, Keshari Jalkies Complex, Bhubaneswar, Odisha, Pin-751001BKID00051127510130060674-2536670, 2391898
Sailshree ViharSailshree Vihar, 39, HIG Duplex, Bhubaneswar, Odisha, Pin-751010BKID00051137510130080674-2741922
Ashok NagarBhubaneswar, 129, Ashok Nagar, Unit-II, Janpath, Bhubaneshwar, Odisha, Pin-751009BKID00055507510130020674-2532188, 2535192
Shahid NagarShahid Nagar, A/123, Bhubaneshwar. Odisha, Pin-751007BKID00055517510130050674-2545386
Chandaka Industrial ComplexChandaka Industrial Complex, Plot No.68(P), Annapurna House, , Bhubaneswar, Odisha, Pin-751010BKID00055537510130030674-2580040, 2586256
Kapila Prasad Market ComplexKapila Prasad Market Complex, At Kapila Prasad, P.O.Sunderpada, Bhubaneswar, Odisha, Pin- 751002BKID00055597510130040674-2591023
Bhubaneshwar SSI Bhubaneshwar SSI Branch, 102, Cuttack Road, , Bhubaneshwar,Odisha, Pin-751006BKID00055617510130070674-2570796
Bhubaneshwar Service BranchBhubaneshwar Service Branch, Keshari Talkies Complex , 98 Kharwel Nagar, Bhubaneshwar, Odisha, Pin-751001BKID00055637510130010674-2390754
Jayadev ViharJayadev Vihar, Star House, 1/1 D, Jayadev Vihar, , Bhubaneshwar, Odisha, Pin-751001BKID00055647510130090674-2551124
Kanan ViharPlot No. 203, Mig-Ii, Kanan Vihar, Phase-Ii, Bhubaneswar, Odisha, Pin-751031BKID0005567751013011

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