About Bank of India Personal Loan Bhubaneswar
Bhubaneswar, the city of education, information technology and tourism, also consists of a section of the society that do not have their personal needs fulfilled. For them, Bank of India (BOI) stands committed to fulfill their needs while ensuring their pocket go through the loan journey without any scratch. The affordable interest rate, documentation and processing of the loan are appealing and thus enable the borrowers to apply for a personal loan here.
Apply Personal Loan @ 10.75%* Rate
Bank of India Personal Loan Bhubaneswar at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 10.35% - 14.85% |
| Loan Amount | Upto ₹ 5 Lakh-10 Lakh |
| Loan Tenure | Upto 3-5 Years |
| Processing Fee | 2% of the loan amount |
| Prepayment Charges | As Applicable |
Eligibility Criteria
Do you know who can apply for a personal loan at BOI? No! It’s the employees working in both public and private sector units. However, the loan disbursal depends on the income and the ability of the borrower to repay the EMI. An individual with a higher income can easily meet the eligibility compared to one with a lower income.
Documentation Required to Avail Personal Loan from Bank of India in Bhubaneswar
Don’t know which are the documents that the bank asks to submit in the case of a personal loan? Have a glance at the below points showcasing documents in respect of identity, residence, address, signature verification, etc.
- Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
- Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
- Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement
- Signature Verification Proof-PAN Card/Passport/Driving License
- Processing Fee Cheque
- A Duly Signed and Filled Application Form
Check out more in Personal Loan Bhubaneswar
Bank of India Personal Loan Bbubaneswar Branches
There is a significant number of BOI branches located at various places in your city Bhubaneswar. If you want a help in this regard, a table is right below to glance at. The table also shows information related to the address, IFSC Code, MICR Code, as well as contact numbers of the branches.
| Branch Name | Complete Address | IFSC | MICR | Contact Detail |
|---|---|---|---|---|
| Kharvel Nagar | Kharvel Nagar, 98, Kharavela Nagar, Keshari Jalkies Complex, Bhubaneswar, Odisha, Pin-751001 | BKID0005112 | 751013006 | 0674-2536670, 2391898 |
| Sailshree Vihar | Sailshree Vihar, 39, HIG Duplex, Bhubaneswar, Odisha, Pin-751010 | BKID0005113 | 751013008 | 0674-2741922 |
| Ashok Nagar | Bhubaneswar, 129, Ashok Nagar, Unit-II, Janpath, Bhubaneshwar, Odisha, Pin-751009 | BKID0005550 | 751013002 | 0674-2532188, 2535192 |
| Shahid Nagar | Shahid Nagar, A/123, Bhubaneshwar. Odisha, Pin-751007 | BKID0005551 | 751013005 | 0674-2545386 |
| Chandaka Industrial Complex | Chandaka Industrial Complex, Plot No.68(P), Annapurna House, , Bhubaneswar, Odisha, Pin-751010 | BKID0005553 | 751013003 | 0674-2580040, 2586256 |
| Kapila Prasad Market Complex | Kapila Prasad Market Complex, At Kapila Prasad, P.O.Sunderpada, Bhubaneswar, Odisha, Pin- 751002 | BKID0005559 | 751013004 | 0674-2591023 |
| Bhubaneshwar SSI | Bhubaneshwar SSI Branch, 102, Cuttack Road, , Bhubaneshwar,Odisha, Pin-751006 | BKID0005561 | 751013007 | 0674-2570796 |
| Bhubaneshwar Service Branch | Bhubaneshwar Service Branch, Keshari Talkies Complex , 98 Kharwel Nagar, Bhubaneshwar, Odisha, Pin-751001 | BKID0005563 | 751013001 | 0674-2390754 |
| Jayadev Vihar | Jayadev Vihar, Star House, 1/1 D, Jayadev Vihar, , Bhubaneshwar, Odisha, Pin-751001 | BKID0005564 | 751013009 | 0674-2551124 |
| Kanan Vihar | Plot No. 203, Mig-Ii, Kanan Vihar, Phase-Ii, Bhubaneswar, Odisha, Pin-751031 | BKID0005567 | 751013011 |