Bank of India Personal Loan Gurugram - Rates March 2024, Eligibility, EMI, IFSC

Bank of India Personal Loan in Gurugram

About Bank of India Personal Loan Gurugram

It is possible that you start dreaming big living in the high-profile city of Gurugram that holds a special place in the country’s economy by giving shelter to a plethora of multinational companies (MNCs). The lifestyle of the city is enormously high, prompting you every second to transition your life that way. It can very well happen in your case with Bank of India Personal Loan. So, whatever your dream may be, the bank is all set to make it a reality.

Apply Personal Loan @ 10.75%* Rate

Bank of India Personal Loan Gurugram at a Glance

Interest Rate10.35% - 14.85%
Loan AmountUpto ₹ 5 Lakh-10 Lakh
Loan TenureUpto 3-5 Years
Processing Fee2% of the loan amount
Prepayment ChargesAs Applicable

Eligibility Criteria

Do you know who can apply for a personal loan at BOI? No! It’s the employees working in both public and private sector units. However, the  loan disbursal depends on the income and the ability of the borrower to repay the EMI. An individual with a higher income can easily meet the eligibility compared to one with a lower income.

Documents Checklist to Obtain Personal Loan from Bank of India in Gurugram

Don’t know which are the documents that the bank asks to submit in the case of a personal loan? Have a glance at the below points showcasing documents in respect of identity, residence, address, signature verification, etc.

  • Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
  • Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
  • Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Processing Fee Cheque
  • A Duly Signed and Filled Application Form

Check out more in Personal Loan Gurugram

Bank of India Personal Loan Gurugram Branches

Your desire to visit the nearest BOI branch to submit your personal loan application is given an impetus from the table below. The table not only shows the address but also has information regarding IFSC Code, MICR Code and contact numbers of the branches. All these can prove vital for a smooth personal loan journey with Bank of India in Gurugram.

Branch NameComplete AddressIFSCMICRContact Detail
Old Railway RoadOld Railway Road, Gurugram, Haryana, Pin- 122001BKID00067011100130490124-2320708, 2321922
MGF PlazaMGF Plaza, Gurugram, Dlf Phase Ii, Mehrauli Gurugram Road, Gurugram, 122002, HaryanaBKID0006704110013078
Kasan RoadKasan Road, Near Bus Stand Manesar, Haryana, Pin- 122050
BKID00067051100130790124-2337590, 2337591
IslampurGovt.Girls School, Sohna Road, Village IslampurBKID0006706110013084
Rewari RoadRewari Road, Near Patrol Pump, Pataudi– Gurugram, Pin-122503
Sector 40DSS 84 - 85, Sector 40, Gurugram, Pin- 122003BKID00067161100131070124-2381381
Sohna Road Shop No 14 15 16 JMD Galleria Mall Opp Malibu Town Sector 47 Sohna Road GurugramBKID0006736110013126
Sector 56Sector 56 Branch, SCO 66, Sector 56 Gurugram, Haryana- 122011BKID0006737110013134
Sohna Ward No 5 At Po Sohna Baluda Road Distt Gurugram, Haryana, Pin-122103BKID0006739110013137
Gurugram Sector 10Gurugram Sector 10 Branch, Sco 99, Huda Market, Sector 10 A, Gurugram, Distt Gurugram, Haryana, Pin-122001BKID0006729110013138
Gurugram SECTOR 23Gurugram Sector 23 Branch, Sco 17, Huda Market, Sector 23 A, Gurugram, Distt Gurugram, Haryana, Pin-122001BKID0006730110013139
NUHNUH Branch, Ground Floor, Civil Lines, Nuh, Distt Mewat, Haryana, Pin-122107BKID0006747
Old Delhi Gurugram Road837, Khasra No. 52, Main Old Delhi Gurugram Road, Kapashera, New Delhi 110 037BKID0006095110013147

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%