Bank of India Personal Loan Guwahati - Rates March 2024, Eligibility, EMI, IFSC

Bank of India Personal Loan in Guwahati

About Bank of India Personal Loan Guwahati

It’s not that people down at the big cities are dreamers. You can find dreamers even in the north-eastern shore of India i.e. Guwahati, the capital city of Assam. So, if you want to expand beyond the hills and mountains of Guwahati to explore lovely sandy beaches of Spain, Bank of India (BOI) stands tall to cater to your requirement in an affordable manner with a lower interest rate.

Apply Personal Loan @ 10.75%* Rate

Bank of India Personal Loan Guwahati at a Glance

Interest Rate10.35% - 14.85%
Loan AmountUpto ₹ 5 Lakh-10 Lakh
Loan TenureUpto 3-5 Years
Processing Fee2% of the loan amount
Prepayment ChargesAs Applicable

Eligibility Criteria

Do you know who can apply for a personal loan at BOI? No! It’s the employees working in both public and private sector units. However, the  loan disbursal depends on the income and the ability of the borrower to repay the EMI. An individual with a higher income can easily meet the eligibility compared to one with a lower income.

Documents Checklist to Obtain Personal Loan from Bank of India in Guwahati

Don’t know which are the documents that the bank asks to submit in the case of a personal loan? Take a look at the below points showcasing documents in respect of identity, residence, address, signature verification, etc.

  • Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
  • Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
  • Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Processing Fee Cheque
  • A Duly Signed and Filled Application Form

Check out more in Personal Loan Guwahati

Bank of India Personal Loan Guwahati Branches

Your desire to visit the nearest BOI branch to submit your personal loan application is given an impetus from the table below. The table not only shows the address but also has information regarding IFSC Code, MICR Code and contact numbers of the branches. All these can prove vital for a hassle-free personal loan journey with Bank of India in Guwahati.

Branch NameComplete AddressIFSCMICRContact Detail
Hem Barua RoadHem Barua Road, P.B.No. - 119, Kamarpatty, Guwahati, Assam, Pin-781001BKID00050007810130020361-2540480, 2544182
Village - AbhoypurVillage-Abhoypur, Po - College Nagar, North Guwahati, Assam, Pin- 781031BKID00050017810130040361-2690020
G.S. RoadG.S.Road, Ganeshguri Chariali, Guwahati, Assam, Pin-781006BKID0005005781013003
VIP RoadVip Road, Chachal, Guwahati, Pin- 7810022BKID0005009781013005
Gauri BhawanGauri Bhawan, Maligaon, Guwahati, Assam, Pin-7810002
Guwahati Mid Corporate BranchGuwahati Mid Corporate Branch Killa Building Christian Basti G S Road Guwahati, Assam, Pin- 781005BKID0005055781013011
Zoo RoadHouse No 197, Jonali, R.G. Baruah Road, Po Zoo Road, Dist Kamrup Guwahati, Assam, Pin- 781024BKID0005028781013014
SilpukhuriHouse No 114 MPD Road Po Silpukhuri Dist Kamrup Guwahati Assam, Pin-781003
Paltan BazarSolapara Road, Paltan Bazar Guwahati District- Kamrup Assam-781008BKID0005027781013008

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%