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About Bank of India Personal Loan Guwahati
It’s not that people down at the big cities are dreamers. You can find dreamers even in the north-eastern shore of India i.e. Guwahati, the capital city of Assam. So, if you want to expand beyond the hills and mountains of Guwahati to explore lovely sandy beaches of Spain, Bank of India (BOI) stands tall to cater to your requirement in an affordable manner with a lower interest rate.
Bank of India Personal Loan Guwahati at a Glance
|Interest Rate||10.35% - 12.35%|
|Loan Amount||Upto ₹ 5 Lakh-10 Lakh|
|Loan Tenure||Upto 3-5 Years|
|Processing Fee||2% of the loan amount|
|Prepayment Charges||As Applicable|
Do you know who can apply for a personal loan at BOI? No! It’s the employees working in both public and private sector units. However, the loan disbursal depends on the income and the ability of the borrower to repay the EMI. An individual with a higher income can easily meet the eligibility compared to one with a lower income.
Documents Checklist to Obtain Personal Loan from Bank of India in Guwahati
Don’t know which are the documents that the bank asks to submit in the case of a personal loan? Take a look at the below points showcasing documents in respect of identity, residence, address, signature verification, etc.
- Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
- Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
- Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement
- Signature Verification Proof-PAN Card/Passport/Driving License
- Processing Fee Cheque
- A Duly Signed and Filled Application Form
Check out more in Personal Loan Guwahati
Bank of India Personal Loan Guwahati Branches
Your desire to visit the nearest BOI branch to submit your personal loan application is given an impetus from the table below. The table not only shows the address but also has information regarding IFSC Code, MICR Code and contact numbers of the branches. All these can prove vital for a hassle-free personal loan journey with Bank of India in Guwahati.
|Branch Name||Complete Address||IFSC||MICR||Contact Detail|
|Hem Barua Road||Hem Barua Road, P.B.No. - 119, Kamarpatty, Guwahati, Assam, Pin-781001||BKID0005000||781013002||0361-2540480, 2544182|
|Village - Abhoypur||Village-Abhoypur, Po - College Nagar, North Guwahati, Assam, Pin- 781031||BKID0005001||781013004||0361-2690020|
|G.S. Road||G.S.Road, Ganeshguri Chariali, Guwahati, Assam, Pin-781006||BKID0005005||781013003|
|VIP Road||Vip Road, Chachal, Guwahati, Pin- 7810022||BKID0005009||781013005|
|Gauri Bhawan||Gauri Bhawan, Maligaon, Guwahati, Assam, Pin-7810002 ||BKID0005010||781013006|
|Guwahati Mid Corporate Branch||Guwahati Mid Corporate Branch Killa Building Christian Basti G S Road Guwahati, Assam, Pin- 781005||BKID0005055||781013011|
|Zoo Road||House No 197, Jonali, R.G. Baruah Road, Po Zoo Road, Dist Kamrup Guwahati, Assam, Pin- 781024||BKID0005028||781013014|
|Silpukhuri||House No 114 MPD Road Po Silpukhuri Dist Kamrup Guwahati Assam, Pin-781003 ||BKID0005029||781013016|
|Paltan Bazar||Solapara Road, Paltan Bazar Guwahati District- Kamrup Assam-781008||BKID0005027||781013008|